Personal Loan Amroha

Best Banks for Personal Loan Amroha

Personal Loan Amroha Features

You might have come across many situations in your life when you feel you don’t have enough money in your pockets. We have the prescription for your problem!

A personal loan Amroha is the antidote of all your financial problems restraining your tranquillity. This loan necessitates the least documentation and will be sanctioned within 48 hours for certified verification.

It is an unsecured type loan with the affordability of interest rates as per your agreeableness. The prerequisite conditions for applying to this loan is a good source of livelihood and a sufficient credit score.

Click here to get an Instant Personal Loan

Personal Loan Amroha Interest Rates 

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Amroha

Essential documents required for availing Personal Loan Amroha:

Salaried Customers:

1. You should submit your identity proof (Aadhar Card/Driving License)
2. You should submit the salary slips for the past three months.
3. Bank statements for the last 6 months have to be submitted.
4.  A copy of PAN Card should be there
5.  You have to attach a copy of your residence proof (Owned/Rented/Company provided)
6. Two recent passport-sized photographs have to be attached.

*NOTE: If you live in a rented apartment, then rent agreement needs to be attached.

Self-Employed Customers:

1. All financial statements of your business are required to be attached. (Balance Sheet, P&L Statement as well as ITR files)
2. PAN Card is a must.
3. Aadhar Card (for identity proof)
4. Residence Proof (owned/rented)
5. You have to attach two recent passport-sized photographs.

Eligibility Criteria for Personal Loan Amroha

The personal loan eligibility criteria for salaried, as well as self-employed individuals are as follows:

Salaried Applicants

1. The minimum age of an individual should be 21 years and a maximum of up to 60 years in order to apply for a personal loan.
2. It is compulsory for the applicant to have a minimum of 3 years of experience and you should be receiving a salary in your own account.
3. The applicant’s credit history should be accomplished
4. Your job location should be specified.
5. The applicant should earn a minimum income of INR 25,000 per month.

Self-Employed Applicants

1. The person should be having an age of at least 25 years.
2. You should file your ITR for the last 3 years while applying for a personal loan.
3. If you are a businessman, then your business should be actively working for the past 3 years.
4. Your credit score should be good. Make sure that all your dues are clear.
5. You should be earning a minimum annual income of Rs.2.5 lakhs.
6. It is compulsory for the applicant to submit his financial and bank statement for the past 3 months.

Click here if you want further knowledge about the Personal Loan for Self-Employed Applicant.

Why Apply for Personal Loan Amroha?

1. You do not need to mortgage your assets or submit any collateral agreement.
2. A personal loan is a multipurpose loan. You can use this amount anywhere you want to.
3. The amount of personal loans totally depends on your creditworthiness.
4. In Personal Loan, you need not mention any nominee or guarantor.

How to apply for Personal Loan Amroha?

1. Visit our website Dialabank.
2. On our website you will see a Loan section, go there and click on the personal loan online link to apply for it.
3. The applicant will be directed to all details of the personal loan where you can choose your preferred city.
4. For more information and free assistance, you can get in touch with us by calling on  9878981166.

Processing Fee / Prepayment Charges on Personal Loan Amroha

Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount.

If you are forestalling your loan amount before the due date, then you have to pay a penalty for prepayment. You cannot close your loan before 12 months in most of the situations. The prepayment penalty charges depend on the number of years for which the loan has been used.

To gain more knowledge about the interest rate click on the Personal Loan interest rate

Personal Loan Amroha EMI Calculator

EMI (Equated Monthly Installments) are the rigid charges that you are amenable to pay monthly to the bank as repayment of the loan amount. The EMI is fixed but the interest rate is not. It will be determined based on your profile status. And subsequently, your EMI will be calculated on the basis of interest rate and the tenure of the loan.

CIBIL Score required for Personal Loan Amroha

Lending institutions such as Banks and NBFCs have their own norms for CIBIL score Mostly. lending institutions prefer a CIBIL score of 750 to permit your personal loan application process.

Institutions just look at your behavior in your previous loans whether you have repaid your loans on time or not. Any delayed payments of the past can affect your future.

Personal Loan Amroha Agents

Dialabank is the preeminent agent for taking Personal Loan in Amroha. You can apply online at Dialabank or give a call at 9878981166.

Dialabank assists you in finding the perfect financial institute out of many Banks and NBFCs by providing you with a comprehensive market comparison of different banks so that you can make a perfect choice. Visit our website www.dialabank.com and fill a simple form with all necessary details. Our customer relationship managers will soon get in touch with you and will provide you great service.

Personal Loan Amroha Contact Number

Call 9878981166 and to financial help from us promptly and endorsement for Personal Loan in Amroha.

Pre Calculated EMI Table for Personal Loan Amroha

Click here for Personal Loan EMI Calculator

About Amroha

Amroha is a city located in Uttar Pradesh. the city is near the sot river. Amroha has a population of around 1,00,000 people. the mangoes of Amroha are very popular.

Other Cities For Personal Loan