Best Banks for Personal Loan Alirajpur
Feature
HDFC Bank
Private Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
0.12
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt
1% - 2.5% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes
Personal Loan Alirajpur Features
Have you run out of cash shortage? Don’t worry you can get a personal loan. With limited documents and less paperwork, this loan is unsecured by default. After the approval process, this loan will be authorized within 48 hours.
Personal Loan Alirajpur is an unsecured loan that provides customers with financial aid at affordable interest rates. The borrower wants a stable and reliable source of income to secure a Personal Loan and requires a strong financial background.
Furthermore, with our instant online Personal Loan facilities, you will get the funds within 3 seconds. You can quickly secure a personal loan at an interest rate of 9.99% per annum in Alirajpur, although that depends on several variables.
Personal Loan Alirajpur Interest Rates
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Documents Required for Personal Loan Alirajpur
Salaried Customers:
- Identity proof such as Aadhar card/driving license.
- last three-month salary slips.
- Bank statements for the last 6 months.
- PAN Card.
- Residence Proof (Owned/Rented/Company provided), and rental agreement in case of rented apartments.
- 2 Passport-sized photographs of the applicant.
Self-Employed Customers:
- All financials are required (ITR documents with Balance Sheet and P&L Statement).
- PAN Card.
- Aadhar Card as identity proof.
- Residence Proof or rental agreement in case of a rented apartment.
- Two passport-sized photographs of the applicant.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Alirajpur Eligibility Criteria
The eligibility criteria are specific for both salaried and self-employed workers.
Click here to know more about personal loan eligibility
Salaried Applicants
- Minimum required age of applicant: 21 years.
Applicant’s maximum age when the loan matures: 60 years. - Average jobs: Average 1 year of work and a 1-month pay allowance in the existing organization.
- The applicants must a credit history suitable for a personal loan.
- The job location of the applicant.
Click here to know more about- Salaried Applicant
Self-Employed Applicants
- Eligibility Age Criteria:
Required Minimum age of Applicant: 22 years.
The average age of Candidate at loan maturity: 65 years. - Years of business: Minimum 4 years.
- The ITR file for the last three years will be required.
- The business of the applicant should be running for the past three years.
- The CIBIL score should be up to the mark
- The annual income of the applicant should be at least Rs 2.5 lakh.
- The whole personal loan reporting phase is where the borrowers have to apply their accounting records and their bank accounts from the past three months.
Click here to know more – Self-employed Applicant
Why Apply for Personal Loan Alirajpur?
- Loan balance due in the same annual installments over a period negotiated.
- Based on the form of a loan, interest may be flat or that.
- Provide set terms that specify the number, processing costs, interest, tenure, and EMI in advance.
- Personal Loan Alirajpur is a multi-purpose offer that can be used for almost all financial problems of life, including debt consolidation.
- The Loan amount depends upon the income and repayment capability of the applicant.
How to apply for Personal Loan Alirajpur?
To apply for the best personal loan deals:
- Visit Dialabank and click on the personal loan option on the menu of the homepage.
- You will be directed to a page wherein you will have to fill in all your personal as well as professional details, along with your phone number.
- After you click on ‘Apply now’, wait for a while. In a short period, you will receive mail threads from various banks and NBFCs willing to lend ou a personal loan
- Our experts will give you a call and assist you in choosing the best deal for you.
- In case of any queries, call us at 9878981166.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Alirajpur
Every Bank and NBFC charges a fee for processing your Personal Loan application. The processing fee is 1% of the loan amount for getting a personal loan in Alirajpur.
In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.
To know about the interest rate click on personal loan interest rate
Personal Loan Alirajpur EMI Calculator
CIBIL Score required for Personal Loan Alirajpur
Every lending institution has its criteria for the minimum CIBIL score required for processing a Personal Loan application in Alirajpur. Most institutions need a minimum score of 700 to process your application for a loan.
The institutions are not only looking at the overall score but also the detailed behavior of previous loans. It provides information about the form of loan obtained and the amount lent. Any outstanding payments for prior loans will serve as a deterrent to making a fresh loan open to you.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Alirajpur Contact Number
Call 9878981166 and get instant help and approval for Personal Loan in Alirajpur.
Pre Calculated EMI Table for Personal Loan Alirajpur
Click here for a personal loan EMI calculator
About Alirajpur
Alirajpur is a city situated in the Alirajpur tehsil division of Alirajpur in Madhya Pradesh province, India.
Formerly Alirajpur State was a princely state in India, under the Central India Bhopawar Administration. It stood in the Madhya Pradesh district of Malwa, near to the Gujarat and Maharashtra boundaries. It covered an area of 836 m2. It’d been under British rule from time to time. The Victoria Bridge was designed at Alirajpur to celebrate the 1897 Diamond Jubilee.
Throughout the British Raj Alirajpur was the capital of the State of Alirajpur, one of India’s princely states. After India achieved independence in 1947, Alirajpur State’s ruling family relocated to Delhi, where Ali Rajpur’s last president, Surendra Singh, later served as India’s Ambassador to Spain in the 1980s.
