Personal Loan Akhnoor

Major Personal Loan Providers in Akhnoor

Personal Loan Akhnoor Features

Need money for starting a new business? Need money for planning the marriage of your children? Dialabank is here exploring solutions for you! A personal loan is a solution that will fulfil all your desires. This loan requires the least documents and paperwork. Your loan will be approved within 48 hours after document authentication. It is an unsecured loan with the feasibility of interest rates as per your convenience. The basic requirement for this loan is good income and good creditworthiness. The most important thing associated with this loan is that there are no restrictions on the purpose of using this financial aid. You can use it anywhere you want.

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Personal Loan Akhnoor Interest Rates 

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Akhnoor

Salaried Customers:

1.  Your identity proof is required. It can be anyone with an Aadhar card or driving license.
2. Salary slips for the past three months are required to be submitted.
3. Bank statements for the last 6 months have to be submitted.
4. A copy of your PAN Card
5.  You have to submit your residence proof (Owned/Rented/Company provided)
6. Two recent passport-sized photographs have to be submitted.

*NOTE: If you live in a rented apartment, a rent agreement needs to be attached.

Self-Employed Customers:

1. All financial statements of your business are required to be attached. (Balance Sheet, P&L Statement as well as ITR files)
2. PAN Card is a must.
3. Aadhar Card (for identity proof)
4. Residence Proof (owned/rented)
5. You have to attach two recent passport-sized photographs.

Eligibility Criteria for Personal Loan Akhnoor

Salaried Applicants

1. An individual’s minimum age should be 21 years and a maximum of up to 60 years to apply for a personal loan.
2. The applicant must have a minimum of 3 years of experience, and you should be receiving a salary in your own account.
3. The applicant’s credit history should be accomplished.
4. You should mention your job location.
5. The applicant should earn a minimum income of INR 25,000 per month.

Self-Employed Applicants

1. The minimum age of an individual should be 25 years.
2. You should file your ITR for the last 3 years if you are applying for a personal loan.
3. If you are a businessman, then your business should be active for the past 3 years.
4. Your credit score should be good. Make sure that all your dues are clear.
5. You should be earning a minimum annual income of Rs.2.5 lakhs.
6. The applicant has to submit his financial and bank statement for the past 3 months.

Click here if you want a further knowledge about the Personal Loan for Self-Employed Applicant.

Why Apply for Personal Loan Akhnoor?

1. You do not need to mortgage your property.
2. A personal loan is a multipurpose loan. You can use this amount anywhere you want to.
3. The amount of personal loans totally depends on your creditworthiness.
4. In Personal Loan, you need not mention any nominee or guarantor.

How to apply for Personal Loan Akhnoor?

1. Visit our website Dialabank.
2. You will see a Loan section on our website, go there, and click on the personal loan link to apply for it.
3. The applicant will be directed to all personal loan details where you can choose your preferred city.
4. For more information and free assistance, you can get in touch with us by calling on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Akhnoor

Every financial institution, such as banks or NBFCs, charges an application fee for a personal loan. The fee is 1% of the permitted loan amount.

If you are precluding your loan amount before the due date, you have to pay the penalty for prepayment. You cannot close your loan before 12 months in most situations. The prepayment penalty charges depend on the number of years for which the loan has been used.

To gain more knowledge about the interest rate, click on the personal loan interest rate.

Personal Loan Akhnoor EMI Calculator

You can use a personal loan EMI calculator to calculate our EMIs. EMI (Equated Monthly Installments) are the fixed charges that you are liable to pay monthly to the bank to repay the loan amount. The interest rate is not fixed. It will be determined based on your profile. And accordingly, your EMI will be calculated based on the interest rate and the tenure of the loan.

CIBIL Score required for Personal Loan Akhnoor

Every lending institution has its own benchmark criteria for CIBIL score, which must apply for a Personal Loan. However, a CIBIL score of 750 is mostly preferred by all the lending institutions.

Institutions look at your behaviour in your previous loans whether you have repaid your loans on time or not. Therefore, any delayed payments of the past can affect your future.

Personal Loan Akhnoor Agents

Dialabank is the preeminent agent for taking a Personal Loan in Akhnoor. You can apply online at Dialabank or give a call at 9878981166.

Dialabank is working for providing monetary help to those in need. Visit our website www.dialabank.com and fill a simple form with all necessary personal and employment details. Our customer relationship managers will soon get in touch with you.

Personal Loan Akhnoor Contact Number

Call 9878981166 and to get immediate help from us and advocacy for a Personal Loan in Akhnoor.

Pre Calculated EMI Table for Personal Loan Akhnoor

Click here for the Personal Loan EMI calculator

About Akhnoor

It is a town in Jammu and Kashmir. It is situated on the banks of river Chenab. Around 12,000 people live in this town.

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