Major Personal Loan Providers in Adyar
Feature
HDFC Bank
Private Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
0.12
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt
1% - 2.5% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes
Personal Loan Adyar Features
Want funds urgently for personal use? You can easily get funds by applying for a personal loan. A personal loan is available at affordable and cost-effective interest rates in Adyar. All banks and NBFCs provide personal loan in Adyar. The application process is quick and easy.
A personal loan can be used for various reasons like home renovations, paying medical bills, weddings, etc. There are no restrictions on the use of the loan amount. However, to get a personal loan, the applicant must have a stronger source of income.
You can easily get a personal loan through Dialabank.
Personal Loan Adyar Interest Rates
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Personal Loan Adyar Documents Required
Salaried Applicants:
- Identity proof such as Aadhar card/driving license
- last three-month salary slips
- Bank statements for the last 6 months
- PAN Card
- Residence Proof (Owned/Rented/Company provided), and rental agreement in case of rented apartments
- 2 Passport-sized photographs of the applicant
Self-Employed Applicants:
- All financials are required (Balance Sheet, P&L Statement as well as ITR files)
- PAN Card
- Aadhar Card as identity proof
- Residence Proof and rental agreement in case of a rented apartment
- Two passport-sized photographs of the applicant
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Adyar Eligibility Criteria
Click here to know more about personal loan eligibility
Salaried Applicants
- The minimum age requirements of the applicant should be 21 years and a maximum of 60 years.
- The applicants must have work experience of three years. The salary should be shown in their accounts.
- The applicants must complete a credit history suitable for a personal loan
- The job location of the applicant
- minimum income should be INR 25,000 per month
Self-Employed Applicants
- The minimum age of the applicant should be 25 years.
- The ITR file for the last three years will be required.
- The business of the applicant should be running for the past three years.
- The CIBIL score should be up to the mark.
- The annual income of the applicant should be at least Rs 2.5 lakh.
- The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.
Why Apply for Personal Loan Adyar?
A personal loan in Adyar is advantageous for you as:
- Personal Loan Adyar is a simple and safe loan scheme for raising funds in times of need.
- There is no need to put a precious asset as security to the lender.
- The money borrowed can be used for almost all purposes.
- The loan amount depends upon the income and repayment capability of the person.
- The loan gives an option to choose your own tenure
How to apply for Personal Loan Adyar?
- The process to apply for a personal loan at Dialabank is quick and hassle-free
- Apply through our website and provide us with some details
- Our experts will give you a call on your number.
- We are available to solve all your queries.
- You can call us on 9878981166.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Adyar
Almost all banks and NBFCs charge a processing fee to process your sanctioned loan amount, and this is 1% of the loan amount
Prepayment happens when you wish to prepay a part of your loan before the tenure ends, and foreclosure happens when you wish to pay your entire lump sum before the tenure ends. These options help you reduce the burden of your EMIs, but for these, banks often charge you a minimal charge, typically 4% of the loan amount in the initial years.
However, you can not opt to prepay or foreclose your loan amount before at least 12 months after your loan gets disbursed.
Personal Loan Adyar EMI Calculator
The most common way to repay your loan is through Equated Monthly Installments. Dialabank brings you an EMI calculator to help you calculate your EMIs beforehand and plan your repayment accordingly.
CIBIL Score required for Personal Loan Adyar
A CIBIL score measures your repayment ability. A good credit score shows that you have a good credit history and show that you are a punctual borrower. This is the first thing that the banks and NBFCs consider to avoid bad debts. You need to have a minimum credit score of 750 to avail of a personal loan easily with low personal loan interest rates.
In case you fail to repay your loan, your CIBIL score will be affected negatively, and this will make it difficult for you to avail of a loan again for a considerable period of time.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Adyar Contact Number
Call 9878981166 and get instant help and approval for a Personal Loan in Adyar.
Pre Calculated EMI Table for Personal Loan Adyar
Click here for the personal loan EMI calculator
About Adyar
Adyar is a town and residential neighbourhood in the Chennai district of Southern state Tamil Nadu. According to the 2001 India census, the city had a population of 6501. Out of which, males constitute about 50%, and females constitute about 50 % of the city’s total population. Its top sights include Theosophical Park, Elliot’s Beach, and Adyar Eco Park.
