Personal Loan Addanki

⋆ Interest Rate 9.99% ⋆

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      Rates as low as 9.99%*
      Loans Up to 30 Lacs
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      Personal Loan Addanki

      Best Banks for Personal Loan Addanki

      Feature
      HDFC Bank
      Private Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan Addanki FeaturesPersonal Loan Addanki

      If you are finding an unsecured loan to meet your current financial needs, then Personal Loan is the answer for you. A mortgage that creates consumer credit that is granted for personal use; usually unsecured and based on the borrower’s ability to pay.
      Personal Loan Addanki
      It is an unsecured loan that helps you meet your current financial needs. Usually, there is no need to provide any Collateral security while availing a Personal Loan, and your lender provides you with the Liability to use the funds as per your requirement.
      1. Personal Loan Addanki depends upon the income and repays the ability of the person.
      2. The amount can be used as per your financial requirements.
      3. There is a need to pledge any property or asset as collateral to the lender.
      4. No cosigner needed.

      Personal Loan Addanki Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      Private Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Addanki

      Applicable to both Salaried and Self-Employed Customers-

      1. Identity proof: (Passport/Id card/voter card/driving license/Aadhar Card) any one of them and should not be expired. Everyone has these documents, so there is no problem with the submission.
      2. Residence proof : (Passport/Id card/voter card/driving license/Ration Card/Aadhar Card).  And if the borrower is living in a rented apartment, then they have to submit their rental agreement, electricity bill which has to be in the name of the borrower, and the address of the owner.
      3. The borrower has to submit their PAN card, which is an essential document under the KYC formality.
      4. If the borrower is a salaried applicant, then he has to submit his salary slip of the last three months and his bank statements for the last six months.
      5. And if the borrower is a self-employed applicant, then he has to submit the ITR of the last three years and registration of his business should be done.
      6. Two passport size colored photos. (Applicant should not be wearing glasses)

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Eligibility Criteria for Personal Loan Addanki

      The eligibility criteria for both Salaried and Self-Employed are different:

      Salaried Applicants

      Further, there are different eligibility criteria for both applicants.
      Know more: EMI Calculator

      Salaried Applicant:

      1. The applicant should be 21-60.
      2. If the applicant inhabited in a metropolitan city, then he must have a minimum income of Rs 18,000. And if he is from a non-metropolitan city, then he must have a minimum salary of Rs 12,000.
      3. The borrower must have the work experience of at least three years, and the pay should come in their account only.
      4. The applicant should have a good credit history.
      5. The documentation process is easy; they have to submit their bank statement of the last three months and the salary slip of the previous six months.

      Read More Personal Loan Salaried

      Self-employed Applicant:

      1. If a person is self-employed than the age of the applicant should be 25 years.
      2. The borrower should file ITR for the last three years.
      3. The credit score of the borrower must be good, and no debt should be left due.
      4. The ITR in which the applicant files must be of Rs 2.5 lakhs per annum at least.
      5. And the applicant is having a business than his business should be running from the last three years

      Click here to know more about eligibility: Personal Loan Eligibility

      Why Apply for Personal Loan Addanki?

      1. A Personal Loan doesn’t require any underwriter or chosen one for advance endorsement
      2. An individual advance is a multi-reason offer advance. It very well may be utilized for any reason
      3. Banks needn’t bother with any insurance or security store
      4. The measure of credit authorized relies on the candidate’s pay and reimbursement limit.

      How to apply for Personal Loan Addanki?

      • Visit Dialabank for issue free understanding
      • You have to choose individual advance under the credit area
      • Candidate should then give all the right subtleties and contact number so we can connect with them
      • Our relationship administrators will at that point help you for an additional procedure
      • For more data and free direction, you may approach 9878981166.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Processing Fee/Prepayment Charges on Personal Loan Addanki

      Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount

      In the event that you wish to abandon your advance before the concurred advance residency, each loaning organization charges you a punitive prepayment expense. As a rule, you can’t close your credit before a year. Contingent upon how long the credit has done the charges vary. These charges fluctuate from 4% of the remarkable credit sum in the second year to 2% in the fourth year of the advance.

      Personal Loan Addanki EMI Calculator

      Compared Monthly Installments likewise know as EMI are the month to month fixed charges that you pay to the bank as a month to month reimbursement for the advance sum borrowed.  Based on your profile, the financing cost on your advance is resolved. The EMI is determined based on the Interest Rate, the measure of advance you need to take, and the period for which you appreciate the credit.

      CIBIL Score required for Personal Loan Addanki

      Various banks have their own standards for the base CIBIL score required for handling a Personal Loan application in Addanki. A large portion of the banks and NBFCs offering individual credit require a base score of 750 for additional preparation of your advance application.

      Point by point investigation of the record as a consumer alongside the CIBIL score is done by the foundation to keep away from any future burden. Any postponed installments for past credits can go about as a boundary to your profiting a new advance.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan Addanki Agents

      Dialabank is the main specialist for benefiting Personal Loan in Addanki. You can apply online at Dialabank or give a call at 9878981166

      Personal Loan Addanki Contact Number

      Call 9878981166 and get Instant Personal Loan in Addanki.

      Pre Calculated EMI Table for Personal Loan Addanki

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Addanki

      Addanki is a town in the Prakasam district of the Indian state of Andhra Pradesh. Addanki North is the Mandal headquarters of Addanki Mandal in the Ongole revenue division.