Best Banks for Personal Loan Addanki
1% - 2.5% of the Loan Amt
Personal Loan Addanki FeaturesPersonal Loan Addanki

- Personal Loan Addanki depends upon the income and repays the ability of the person.
- The amount can be used as per your financial requirements.
- There is a need to pledge any property or asset as collateral to the lender.
- No cosigner needed.
Personal Loan Addanki Interest Rates
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Documents for Personal Loan Addanki
Applicable to both Salaried and Self-Employed Customers-
- Identity proof: (Passport/Id card/voter card/driving license/Aadhar Card) any one of them and should not be expired. Everyone has these documents, so there is no problem with the submission.
- Residence proof : (Passport/Id card/voter card/driving license/Ration Card/Aadhar Card). And if the borrower is living in a rented apartment, then they have to submit their rental agreement, electricity bill which has to be in the name of the borrower, and the address of the owner.
- The borrower has to submit their PAN card, which is an essential document under the KYC formality.
- If the borrower is a salaried applicant, then he has to submit his salary slip of the last three months and his bank statements for the last six months.
- And if the borrower is a self-employed applicant, then he has to submit the ITR of the last three years and registration of his business should be done.
- Two passport size colored photos. (Applicant should not be wearing glasses)
PERSONAL LOAN
Interest Rate 9.99%
Eligibility Criteria for Personal Loan Addanki
The eligibility criteria for both Salaried and Self-Employed are different:
Salaried Applicants
Salaried Applicant:
- The applicant should be 21-60.
- If the applicant inhabited in a metropolitan city, then he must have a minimum income of Rs 18,000. And if he is from a non-metropolitan city, then he must have a minimum salary of Rs 12,000.
- The borrower must have the work experience of at least three years, and the pay should come in their account only.
- The applicant should have a good credit history.
- The documentation process is easy; they have to submit their bank statement of the last three months and the salary slip of the previous six months.
Read More Personal Loan Salaried
Self-employed Applicant:
- If a person is self-employed than the age of the applicant should be 25 years.
- The borrower should file ITR for the last three years.
- The credit score of the borrower must be good, and no debt should be left due.
- The ITR in which the applicant files must be of Rs 2.5 lakhs per annum at least.
- And the applicant is having a business than his business should be running from the last three years
Click here to know more about eligibility: Personal Loan Eligibility
Why Apply for Personal Loan Addanki?
- A Personal Loan doesn’t require any underwriter or chosen one for advance endorsement
- An individual advance is a multi-reason offer advance. It very well may be utilized for any reason
- Banks needn’t bother with any insurance or security store
- The measure of credit authorized relies on the candidate’s pay and reimbursement limit.
How to apply for Personal Loan Addanki?
- Visit Dialabank for issue free understanding
- You have to choose individual advance under the credit area
- Candidate should then give all the right subtleties and contact number so we can connect with them
- Our relationship administrators will at that point help you for an additional procedure
- For more data and free direction, you may approach 9878981166.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee/Prepayment Charges on Personal Loan Addanki
Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount
In the event that you wish to abandon your advance before the concurred advance residency, each loaning organization charges you a punitive prepayment expense. As a rule, you can’t close your credit before a year. Contingent upon how long the credit has done the charges vary. These charges fluctuate from 4% of the remarkable credit sum in the second year to 2% in the fourth year of the advance.
Personal Loan Addanki EMI Calculator
Compared Monthly Installments likewise know as EMI are the month to month fixed charges that you pay to the bank as a month to month reimbursement for the advance sum borrowed. Based on your profile, the financing cost on your advance is resolved. The EMI is determined based on the Interest Rate, the measure of advance you need to take, and the period for which you appreciate the credit.
CIBIL Score required for Personal Loan Addanki
Various banks have their own standards for the base CIBIL score required for handling a Personal Loan application in Addanki. A large portion of the banks and NBFCs offering individual credit require a base score of 750 for additional preparation of your advance application.
Point by point investigation of the record as a consumer alongside the CIBIL score is done by the foundation to keep away from any future burden. Any postponed installments for past credits can go about as a boundary to your profiting a new advance.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Addanki Agents
Dialabank is the main specialist for benefiting Personal Loan in Addanki. You can apply online at Dialabank or give a call at 9878981166
Personal Loan Addanki Contact Number
Call 9878981166 and get Instant Personal Loan in Addanki.
Pre Calculated EMI Table for Personal Loan Addanki
Rate |
5 Yrs |
4 Yrs |
3 Yrs |
10.50% |
2149 |
2560 |
3250 |
11.00% |
2174 |
2584 |
3273 |
11.50% |
2199 |
2608 |
3297 |
12.00% |
2224 |
2633 |
3321 |
12.50% |
2249 |
2658 |
3345 |
13.00% |
2275 |
2682 |
3369 |
13.50% |
2300 |
2707 |
3393 |
14.00% |
2326 |
2732 |
3417 |
14.50% |
2352 |
2757 |
3442 |
15.00% |
2378 |
2783 |
3466 |