Pallavan Grama Bank Personal Loan Key Features – Dec 22 2024
| Eligibility Criteria | Details |
| Age | 25-65 years |
| CIBIL Score | 750 and above |
| Pallavan Grama Bank Personal Loan Interest Rate | 9.99% p.a. |
| Lowest EMI per lakh | – |
| Tenure | 12 to 60 months |
| Pallavan Grama Bank Personal Loan Processing Fee | 1%-2% |
| Prepayment Charges | nil |
| Part Payment Charges | nil |
| Minimum Loan Amount | 50,000/- |
| Maximum Loan Amount | 30 lakhs |
Pallavan Grama Bank Personal Loan Eligibility Criteria
Eligibility criteria for a best personal loan:
| CIBIL score Criteria | 750 and above |
| Age Criteria | 25-65 years |
| Min Income Criteria | 25,000/- |
| Occupation Criteria | salaried/self-employed |
Pallavan Grama Bank Personal Loan Documents Required
Personal Loan Documents Required
| Form | Duly filled application form |
| Proof of Identity | Passport copy, Driving license, Aadhar Card or Voter ID card |
| Proof of Address | Rental agreement (should have stayed for at least a year), utility bills, passport (to show permanent residence), and ration card |
| Proof of Income | Income tax return of the last 2 assessment years, salary slip of the last 6 months, and bank statement of the last 3 months |
Pallavan Grama Bank Personal Loan EMI Calculator
EMI Calculator for Personal Loan
Pallavan Grama Bank Personal Loan Compared to Other Banks
| Particulars | Pallavan Grama Bank | HDFC Bank | Bajaj Finserv | Axis Bank | Citibank | Private Bank |
| Interest Rate | 9.99% | 11.25% to 21.50% | Starting from 12.99% | 15.75% to 24% | Starting from 10.99% | 11.50% to 19.25% |
| Tenure | 12 to 60 months | 12 to 60 months | 12 to 60 months | 12 to 60 months | 12 to 60 months | 12 to 60 months |
| Loan amount | Up to 30 lakhs | Up to Rs. 40 lakh | Up to Rs. 25 lakh | Rs. 50,000 to Rs. 15 lakh | Up to Rs. 30 lakh | Up to Rs. 20 lakh |
| Processing Fee | 1%-2% | Up to 2.50% of the loan amount | Up to 3.99% of the loan amount | Up to 2% of the loan amount | Up to 3% of the loan amount | Up to 2.25% of the loan amount |
Other Loan Products from Pallavan Grama Bank
- Home loan
- Agricultural loan
- Property loan
- Mortgage of immovable property
Why should you apply for Pallavan Grama Bank Personal Loan with Dialabank?
Dialabank guides you in choosing one among the best option of banks by giving you the updated market contrast of several banks so that you can make the right choice. At Dialabank we have already guided thousands of borrowers towards taking the loan that they want without any hassle and look forward to continuing this. Apply today to get special offers and discounts on Pallavan Grama Bank personal loans.
You can contact us on 9878981166 to get a Pallavan Grama Bank personal loan.
How to Calculate EMIs for Pallavan Grama Bank Personal Loan
The information required to calculate your Pallavan Grama Bank Personal Loan EMI: the amount of the loan, the rate of the interest, and the loan tenure.
Put these values in the calculator below and find your monthly EMIs:
Pallavan Grama Bank Personal Loan Processing Time
Processing time would tell you how long it would take to process an application under normal situations. It usually starts on the day we receive the application from the bank and ends when we make the decision regarding what loan we want and the amount to get credited.
Pallavan Grama Bank Personal Loan Preclosure Charges
Depends on the bank’s decision from time to time.
Pre Calculated EMI for Personal Loan
Different Offers For Pallavan Grama Bank Personal Loans
Pallavan Grama Bank Home Loan
Pallavan Grama Bank offers personal loan for a home:
- Your minimum age should be 21 yrs
- and Maximum Age should be 60 yrs
- Regular Income applicants are a must for this loan
- Earn more than the required monthly income
Pallavan Grama Bank Personal Loan for Government Employees
Pallavan Grama Bank offers personal loans to all the Govt. employees. The loan amount depends on the Company in which you are working.
Pallavan Grama Bank Education Loan
- For studying in India, Pallavan Grama Bank provides Rs. 10 lakh.
- For studying Abroad, Pallavan Grama Bank provides Rs. 20 Lakh.
Pallavan Grama Bank Personal Loan for Pensioners
- Processing charge can be asked from the bank by contacting their customer care
- Very Affordable personal loan Interest Rate
Pallavan Grama Bank Personal Loan Balance Transfer
A personal loan balance transfer is when the borrower transfers the remaining outstanding principal of the personal loan from one lending organization to another to gain more benefits such as a lower and collective interest rate on the outstanding loans.
Pallavan Grama Bank Personal Loan Top Up
The top-up loan is only given to customers who already have an existing relationship/account with the bank, the personal loan eligibility criteria are quite basic for the top-up plan. A customer who has taken a loan from the bank, irrespective of the type of the loan is taken, is eligible for a top-up loan.
Pallavan Grama Home Renovation Loan
Pallavan Grama Bank provides a Home Renovation loan for the refurbishing of the House and relieves the applicant from an extra burden.
The key features of the Pallavan Grama home renovation loan are as follows:
- The home renovation loan has various schemes and policies that require bare minimum documentation.
- The Pallavan Grama Home loan is for both new and prevailing customers.
- This individual unsecured loan is available at the lowest interest rate.
Pallavan Grama Bank Holiday Loan
To cover the travel expense Pallavan Grama Bank lets avails the Holiday Loan. To enjoy a hassle-free vacation the Holiday Loan is very useful.
- Pallavan Grama Bank makes sure instant disbursal of the loan.
- The processing fee is less.
- The interest rate for the Holiday Loan starts from 11.25%.
Pallavan Grama Bank Fresher Funding
Pallavan Grama bank arranges Fresher Funding for new businessmen and college students who have set up a new business. This loan has minimal interest rates.
- The loan amount depends on the account of the applicant.
- The applicant’s age needs to be 21 or more than 21.
Pallavan Grama Bank NRI Personal Loan
Pallavan Grama Bank NRI personal loan is quite useful for Non-Resident Indian students or workers. To avoid any kind of financial trouble, a person can use NRI Personal Loan.
- Flexible payment terms and attractive interest rates.
- Without any security and collateral, this loan can be availed.
- Since the NRI will be co-applicant hence, documents of the Indian applicant should be satisfactory.
How to Apply Online for Pallavan Grama Bank Personal Loan with Dialabank?
You can apply for Pallavan Grama Bank’s Personal Loan online by visiting the Pallavan Grama Bank’s online portal. Given are the steps you can follow:
- Visit Dialabank.
- Fill the Application form and submit it.
- Wait for a call from one of our Relationship Managers who are experts in this field.
- Get personalized service for availing Personal Loan by comparing between features of various banks and selecting the one that you need.
Personal Loan Verification Process
The following steps are a must after you apply for a Personal Loan in Pallavan Grama Bank which is as mentioned below:
- After applying for the loan, the bank starts verifying the details provided by the applicant.
- Bank verifies the details by calling the applicant over the telephone.
- Post telephonic verification, the documents are picked.
- After the documents are received by the bank, a further verification process starts.
- The tenure of the Loan and the loan amount as well as the rate of interest is decided.
- the bank waits for confirmation from the customer and then proceeds for the disbursal of the Loan.
Check your Pallavan Grama Personal Loan Application Status
You can check the status of your Pallavan Grama Bank personal loan by the following methods:
- You could visit the nearest loan branch and ask the bankers also for the same.
- Log In to the bank’s net banking portal, click on the loans from the top icon and click on enquire to track the status of your personal loan.
- Search for ‘personal loan status’ on google, click on the first link which will direct you to the loan status tracker webpage of Pallavan Grama Bank and fill in the needed information to check the status of your loan.
How to Login to The Pallavan Grama Bank Portal
- Vist Pallavan Grama Website.
- Log in with your Pallavan Grama log in ID and Password.
- Press login and you can access the bank portal.
Pallavan Grama Bank Personal Loan Statement
- Visit the official website of Pallavan Grama Bank,
- direct through the page and click on the “Register New Loan”.
- provide the required details.
- Now click on the submit key.
- After which you will receive an OPT that will direct you to register for Loan Statement.
Pallavan Grama Bank Personal Loan Restructuring (COVID-19)
In the midst of the pressure of COVID-actuated lockdown, The Pallavan GramaBank showed a drive to reduce the weight on its borrowers. The bank commanded the RBI ban that finished in the long stretch of September. In this manner, all the borrowers were foreseen to continue back to the past EMI plans.
Be that as it may, the borrowers were as yet in pandemonium regarding how to reimburse the extraordinary with continuous monetary crunches. Considering the unfavourable circumstance Pallavan Grama presented another system that bolsters the reason for its borrowers admissible by the RBI.
The help structure is pointed toward destressing the borrowers by diving monetary pressure. This new structure gives the borrower freedom to stretch out the reimbursement residency as long as 2 years at specific results. The all-encompassing unwinding will invite an additional financing cost on the exceptional sum and subsequently, the advance will be named as “Rebuilt” in the credit report of the recipient. Bringing about a comment on the borrower’s FICO assessment, consequently, the borrowers are encouraged to select the component in most negative conditions in any case the reimbursement plans must get the strings as in the past.
Pallavan Grama Bank Customer Care
- Branch Visit: The applicant can visit the bank branch for any information on loan approval.
- Via TelePhone: The customers get in touch with the bank via call on 9878981166
- Via Chatbox: The chatbox is open for any suggestion or query on the official site.
Benefits of Applying for Personal Loan on Dialabank
- User-Friendly access: At the point when the up-and-comer applies for an individual credit with Dialabank. The client can undoubtedly connect with the bank and have 24*7 openness.
- Easy Paperwork: While applying for a Personal Loan with Dialabank the candidate experiences an exceptionally basic methodology alongside the advantages of essential documentation.
- Access to multiple banks at one place: The candidate is prescribed not to restrict their choices as Dialabank gives you the freedom to choose and analyze distinctive monetary organizations immediately.
- Free EMI Calculator: You can without much of a stretch know the appropriate EMI on your Personal Loan with Dialabank’s client-friendly EMI Calculator that gives exact EMI Payable on your Personal credit dependent on the financing cost.
Important Aspects
The referenced beneath are a couple of focuses that should be contemplated before you apply for a Personal Loan:
- It is prudent to keep the advance sum as least as could be expected under the circumstances. Since the reimbursement of a lesser sum is simple and brief. The reimbursement limit of the candidate is of most extreme significance while applying for a Personal Loan so the advance sum should be profited according to the necessity as opposed to benefiting higher advance sum because of its simple accessibility.
- The FICO rating decides whether the candidate is qualified for the given credit, so it is prescribed to investigate the Credit Score before pitching a Loan application. In the vast majority of the situations, the powerless FICO assessment just prompts a straight dismissal of the application.
- Go for the bank or establishment offering the top tier administration and financing cost for the advance sum you require. Think about and examine before agreeing to one bank. In the Credit World, the banks are offering serious financing costs and residencies for the advance sum so a second investigation of the banks will just profit you.
FAQs About Pallavan Grama Bank Personal Loan
✅ How to apply for Pallavan Grama Bank Personal Loan?
You can apply for a personal loan with Pallavan Grama Bank either by visiting the nearby Pallavan Grama Bank branch or with a simple form submission with Dialabank. With Dialabank, you will get the convenience to apply from anywhere for a personal loan and get quick online approval.
✅ What is the Interest Rate for Pallavam Grama Bank Personal Loan?
The interest rate is 9.99% p.a. for their personal loan products with Pallavan Grama Bank.
✅ What is the minimum age for getting a Personal Loan from Pallavan Grama Bank?
The minimum age required for a personal loan with Pallavan Grama Bank is 25 years.
✅ What is the maximum age for getting a Personal Loan from Pallavan Grama Bank?
The maximum age required for availing of a personal loan from Pallavan Grama Bank is 65 years.
✅ What is the minimum loan amount for Pallavan Grama Bank Personal Loan?
The minimum loan amount for a personal loan from Pallavan Grama Bank is Rs 50000.
✅ What is the maximum loan amount for Pallavan Grama Bank Personal Loan?
The maximum loan amount that can be avail from Pallavan Grama Bank is up to Rs. 30 lakhs under the personal loan scheme.
✅ What are the documents required for Pallavan Grama Bank Personal Loan?
You will require an Aadhaar card, Voter ID, PAN card, salary slips of the last 6 months, the ITR files of the last two years, and two recently clicked photographs for a personal loan from Pallavan Grama Bank.
✅ What is the Processing Fee for Pallavan Grama Bank Personal Loan?
The processing fee for Pallavan Grama Bank has been decided according to the type of loan and the loan amount for the personal loan is 1%-2% of the loan amount.
✅ How to get Pallavan Grama Bank Personal Loan for Self Employed?
Provision of special offers for self-employed borrowers for assisting them financially. You will present the ITR files of the last three years as your income proof.
✅ What is the Maximum Loan Tenure for Pallavan Grama Bank Personal Loan?
The maximum loan tenure period for a personal loan from Pallavan Grama Bank is 60 months.
✅ What should be the CIBIL Score for Pallavan Grama Bank Personal Loan?
The CIBIL score required for a personal loan from Pallavan Grama Bank is 750 or above.
✅ Do I have a preapproved offer for Pallavan Grama Bank Personal Loan?
You can examine your preapproved personal loan offers from Pallavan Grama Bank through Dialabank. Just fill the form, and we will check all the offers for you and get back to you to help you choose the best one.
✅ How to calculate EMI for Pallavan Grama Bank Personal Loan?
You can use the EMI calculator available at Dialabank’s website for the calculation of your EMIs of personal loan from Pallavan Grama Bank.
✅ How to pay Pallavan Grama Bank Personal Loan EMI?
Your EMIs of personal loans from Pallavan Grama Bank are automatically taken from your bank account every month. You can also use the net-banking services of Pallavan Grama Bank to pay for your personal loan.
✅ How to close Pallavan Grama Bank Personal Loan?
You must pay all the outstanding personal loan amount and then come in contact with the Pallavan Grama Bank branch to get your no dues certificate.
✅ How to check Pallavan Grama Bank Personal Loan Status?
You can visit the Pallavan Grama Bank branch to know the status of your personal loan. Also, you can visit Dialabank and fill a form to let us do work for you.
✅ How to close Pallavan Grama Bank Personal Loan Online?
Closing of personal loan from Pallavan Grama Bank demands the given steps below:
- Visit the net-banking page of Pallavan Grama Bank.
- Log in by filling in your details.
- Pay your personal loan amount.
- Save the transaction receipt.
✅ How to pay Pallavan Grama Bank Personal Loan EMI Online?
Your personal loan EMI can be paid through the net-banking facility provided by Pallavan Grama Bank. Dialabank helps you in comparing offers and deals from various banks to choose the best, for a low-EMI personal loan. All you have to do is fill a simple form, and we will do the rest for you.
✅ How to check Personal Loan Balance in Pallavan Grama Bank?
To check the personal loan balance in Pallavan Grama Bank, you will contact the Pallavan Grama Bank customer care number. If you are seeking low-interest personal loans, you must visit Dialabank and fill a simple form for Personal Loan Balance Transfer, and we will do the hard work for you.
✅ How to download Pallavan Grama Bank Personal Loan Statement?
The personal loan statement of Pallavan Grama Bank can be downloaded using the mobile banking app of Pallavan Grama Bank. You can visit Dialabank’s online platform and fill a simple form to compare and know about all the offers that we have for you.
✅ How to Top Up Personal Loan in Pallavan Grama Bank?
If you want a top-up on your personal loan from Pallavan Grama Bank, you will visit the bank branch and contact the loan officer. Also, fill a simple form with Dialabank at Personal Loan Top Up and leave the rest to us.
✅ What happens if I don’t pay my Pallavan Grama Bank Personal Loan EMIs?
Pallavan Grama Bank may charge you with penal interest if you are not able to pay your personal loan EMIs. You can apply for a balance transfer through Dialabank to get low-interest personal loans.
✅ How to find the Pallavan Grama Bank Personal Loan account number?
You will require to contact your Pallavan Grama Bank loan branch to know your personal loan account number. Also, fill out the form available at Dialabank and let us do all the work for you.
✅ What is the Pallavan Grama Bank personal loan closure procedure?
Visit the bank with the complete set of documents (as mentioned above). You may be required to fill a form or write a letter requesting pre-closure of the Personal Loan account. Pay the pre-closure amount. Sign the required documents, if any. Take acknowledgement of the balance amount you have paid.
✅ What is Pallavan Grama Bank personal loan maximum tenure?
The maximum tenure of the Pallavan Grama Bank personal loan is 60 months.
✅ What is Pallavan Grama Bank personal loan minimum tenure?
The minimum tenure of the Pallavan Grama Bank personal loan is 12 months.
✅ What is the Pallavan Grama Bank personal loan customer care number?
The customer care number of Pallavan Grama Bank personal loan is 9878981166.
✅ What are the Pallavan Grama Bank Personal Loan pre-closure charges?
Pallavan Grama Bank gives you the option of pre-closing your loan after a period of a minimum of 12 months of taking the loan and paying 12 successful EMIs on your mortgage. However, Pallavan Grama Bank charges a Prepayment or Pre-closure charge. Refer to the table mentioned above.
