Kaveri Grameena Bank Personal Loan Key Features Nov 22 2024
| Features | Details |
| Age |
For salaried 21 – 58 (at loan maturity)
For self-employed 28 to 65 |
| CIBIL score |
Minimum 750 or above
|
| Kaveri Grameena Bank Personal Loan Interest Rate |
9.99% per annum
|
| Additional Interest on Late Repayment | 24% p.a. |
| Tenure |
12 to 60 months
|
| Kaveri Grameena Bank Personal Loan Processing Fee | 1% to 2% |
| Prepayment Charges | Bank will decide |
| Part Payment Charges | Bank Decision |
| Minimum Loan Amount | ₹50,000 |
| Maximum Loan Amount | ₹ 20 Lakh |
Benefits of Kaveri Grameena Bank Personal Loan
- Online available, easily
- Affordable Interest Rate
- EMI’s are also affordable
- Repayment flexibility can be discussed by the Bank
- Minimal Documentation
- EMI’s can go from 12 to 60
Dialabank will provide you with a hassle-free service.
Kaveri Grameena Bank Personal Loan Eligibility Criteria
The personal loan eligibility criteria for a personal loan are as follows:
| CIBIL Score Criteria | 750 and Above |
| Age Criteria | 21-65 years |
| Income Criteria | Rs. 20000/month |
| Occupation Criteria | Salaried/Self-employed |
Kaveri Grameena Bank Personal Loan Interest Rate, Fees & Other Charges
| Category | Details |
| Kaveri Grameena Bank Interest Rate | 9.99% per annum |
|
Kaveri Grameena Bank Processing Charges
|
1% to 2% |
|
Prepayment Charges
|
Bank Decision |
| Stamp Duty |
As per state laws
|
|
Cheque Bounce Chgs
|
N/A |
|
Floating Rate of Interest
|
Not Applicable |
|
Overdue EMI Interest
|
Bank Decision |
Kaveri Grameena Bank Personal Loan preclosure charges
If you want to pay all your loan amount before the end of your tenure, you can do so. Chaitanya Godavari Grameena Bank does not charge you any extra fee for it.
Kaveri Grameena Bank Personal Loan Overdraft Facility
An individual overdraft is a credit office that licenses you to pull out an all-out as and when required. You can in like way repay the got out absolutely at whatever point the condition is ideal. From this time forward, it is perhaps the most preferred credit decisions that profited to meet changing individual supporting necessities unbounded.
Apply for an overdraft as a Kaveri Grameena Bank Personal Loan. The flexible improvement office has all the enormous features of a slight overdraft credit.
Kaveri Grameena Bank Personal Loan Personal Loan Documents Required
| Particular | Document |
| Form |
Duly filled application form
|
|
Proof of Identity
|
Copy of Passport,
Driving License,
Aadhar Card, Voter ID Card |
|
Proof of Address
|
Rent Agreement (Min. 1 year of stay)
Utility Bills Passport (Proof of permanent residence) Ration card |
|
Proof of Income
|
ITRs: Last two Assessment years
Salary Slip: Last 6 months Bank Statement: Last 3 months |
Documents Required for Salaried Applicants:
- The salaried applicant has to submit anyone ID Proof such as a PAN card, driving license, passport, or voter ID card.
- Anyone Residence Proof such as a passport or recent utility bills has to be submitted.
- The salary slips for the last 3 months will be required, along with bank statements for the last 3 months.
- 2 latest passport size photographs of the applicant, coloured.
*NOTE: In the case of rented apartments, the rent agreement is to be attached.
Documents Required for Self-Employed Applicants:
- For self-employed applicants, KYC documents such as ID proof, residence proof, proof of date of birth have to be submitted
- The income proof will include audited financial statements for the last 2 years.
- Proof of ownership of the office or residence will be required.
- Proof of the office address should be submitted.
- The bank statements for the last 6 months should be submitted.
- Lastly, proof of continuity of business for at least 5 years should be submitted.
Personal Loan EMI Calculator for Kaveri Grameena Bank Personal Loan Bank
Why should you apply for Kaveri Grameena Personal Loan with Dialabank?
- We are available to make things simplified and easy for you.
- Every detail will be provided about the Personal loan through Dialabank.
- Dialabank never charges for the service.
- document pick-up facility from your doorsteps will be provided.
- Personalized service will be provided.
Call 9878981166 for Any Queries and to avail Kaveri Grameena Bank Personal Loan.
How to Calculate EMIs for Kaveri Grameena Bank Personal Loan Bank Personal Loan
To calculate your EMIs for the Kaveri Grameena Bank Personal Loan, just enter all the values such as the principal loan amount, tenure in months, and the rate of interest.
Enter any extra charges such as prepayment charges and processing fees.
The calculator will give you the exact monthly payable amount. This will help you plan your repayment.
How to Apply Online for Kaveri Grameena Bank Personal Loan?
To apply for a Kaveri Grameena Bank Personal Loan online. To apply through Dialabank:
- Visit our website for Dialabank.
- Click on the personal loan option
- Fill up the simple form
- We will shortlist offers for you and mail them to you.
- We will then call you and assist you further.
- Thus, you can avail yourself of the best personal loan offer in record time.
FAQs About Kaveri Grameena Bank Personal Loan
✅ What is Kaveri Grameena Bank Personal Loan?
A Personal Loan is a loaning scheme that can be availed to meet your urgent financial needs without the need to submit security with the bank. You can easily apply for a Kaveri Grameena Bank Personal Loan to finance your expenses.
✅ What is the Personal Loan rate of interest in Kaveri Grameena Bank?
The personal loan rate of interest in Kaveri Grameena Bank starts at 9.99% per annum. You can visit Dialabank’s online portal to compare the rates of different banks and finance companies across India.
✅ How can I get Kaveri Grameena Bank Personal Loan?
To get a Personal Loan you will have to visit the nearest branch with basic KYC documents, PAN card, and income proofs(salary slips, bank statement). You can also contact Dialabank to avail yourself of the best financial advice and get personally curated deals and offers for all your financial needs.
✅ How to apply for a Personal Loan in Kaveri Grameena Bank?
Apply for a Personal Loan by walking into the nearest Kaveri Grameena Bank branch with all the requisite documents. You can also apply online with Dialabank and avail of personalized assistance for all your financial needs.
✅ Why apply for Kaveri Grameena Bank Personal Loan?
Kaveri Grameena Bank Personal Loan can be used for any personal financial needs. It can be weddings, travel, bills, repair and renovation of home, etc. Collateral security and the repayment can be discussed by the Kaveri Grameena Bank on their customer care no. You do not have to provide any collateral security in exchange for your loan and the repayment can be done in monthly instalments, EMIs.
✅ How much EMI on Kaveri Grameena Bank Personal Loan?
Calculate your Kaveri Grameena Bank Personal Loan EMI using your loan tenure, loan amount, and rate of interest on Dialabank’s EMI calculator and apply for all your loan needs with us.
✅ How much CIBIL score is required for Kaveri Grameena Bank Personal Loan?
A CIBIL score above 700 is preferred by Kaveri Grameena Bank to disburse a Personal Loan. Being an unsecured loan your CIBIL score plays a big role in determining your loan eligibility as it calculates the risk of default for your lender.
✅ Minimum credit score needed for Kaveri Grameena Bank Personal Loan?
The credit score is a measurement and estimate of your creditworthiness. For Kaveri Grameena Bank Personal Loan requires you need to have a credit score of at least 750 to consider your loan application for approval.
✅ How to calculate Kaveri Grameena Bank Personal Loan EMI?
Use your loan amount, loan tenure, and rate of interest to calculate your Personal Loan EMI using the EMI calculator available on Dialabank’s website.
✅ What can I use Kaveri Grameena Bank Personal Loan for?
You can use your Kaveri Grameena Bank Personal Loan for several financial needs such as funding your marriage or that of a relative, pay all your big and small bills, renovate or repair your home, etc.
✅ Can I prepay Kaveri Grameena Bank Personal Loan?
If you have the required funds you can pre-close your loan by visiting the branch of Kaveri Grameena Bank from where your loan was approved and asking your banker about the prepayment facilities.
✅ How to prepay Kaveri Grameena Bank Personal Loan?
When you have the required money and feel the need to close your loan at once, just visit the nearest Kaveri Grameena Bank branch with your loan documents and apply for a foreclosure. You may be asked to pay a small foreclosure fee in addition to your outstanding loan amount.
✅ How to repay Kaveri Grameena Bank Personal Loan?
Repay your Personal Loan in easy burden-free EMIs that are automatically deducted from your bank account each month. Your Kaveri Grameena Bank Personal Loan can be repaid through post-dated cheques too.
✅ What documents are needed for Kaveri Grameena Bank Personal Loan?
Aadhar Card/Voter ID, PAN Card, Salary Slips, Bank Statement, and ITR File are the documents that are required to avail a Personal Loan from Kaveri Grameena Bank.
✅ How to check Kaveri Grameena Bank Personal Loan status?
Visit your loan branch or contact the customer care number of Kaveri Grameena Bank to know the status of your loan application and stay updated.
✅ What is the Processing Fee for Kaveri Grameena Bank PL?
The processing fee is up to 1%-2% of the loan amount.
✅ What is the Kaveri Grameena Bank personal loan customer care number?
Contact 9878981166 for any queries.
✅ What are the Kaveri Grameena Bank Personal Loan pre-closure charges?
If you want to pay all your loan amount before the end of your tenure, you can do so. Kaveri Grameena Bank does not charge you any extra fee for it.
✅ What is the Kaveri Grameena Bank personal loan closure procedure?
- Visit the bank with the complete set of documents (as mentioned above).
- You may be required to fill a form or write a letter requesting pre-closure of the Personal Loan account.
- Pay the pre-closure amount.
- Sign the required documents, if any.
- Take acknowledgement of the balance amount you have paid.
✅ What is the Kaveri Grameena Bank Personal Loan Overdraft Facility?
An individual overdraft is a credit office that licenses you to pull out an all-out as and when required. You can in like way repay the got out absolutely at whatever point the condition is ideal. From this time forward, it is perhaps the most preferred credit decisions that profited to meet changing individual supporting necessities unbounded.
✅ What is the Maximum Loan Tenure for Kaveri Grameena Bank Personal Loan?
The maximum tenure duration for a personal loan from Kaveri Grameena Bank is 12-60 months.
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