ING Vysya Bank Personal Loan

ING Vysya Bank Personal Loan Key Features Jan 2021

Features	Details
Age	21-58 yrs (at loan maturity )
CIBIL	750
ING Vysya Bank Personal Loan Interest Rate	9.99% per annum
Lowest EMI per lakh	NIL
Tenure	12 to 60 months
ING Vysya Bank Personal Loan Processing Fee	1% to 2%
Prepayment Charges	NIL
Part Payment Charges	NIL
Minimum Loan Amount	Rs. 50,000
Maximum Loan Amount	Rs. 15 lakhs

Each Feature Explained in Detail Below

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ING Vysya Bank Loan Eligibility Criteria

Personal loan eligibility criteria is provided below for your assistance:

CIBIL score	750 and above
Age	21-58 yrs (at loan maturity)
Min Income	Rs. 25,000
Occupation	Salaried/Self-Employed

ING Vysya Bank Personal Loan Interest Rate and Charges

ING Vysya Bank Personal Loan Interest Rate	9.99% per annum
ING Vysya Bank Personal Loan Processing Charges	1% to 2%
Prepayment Charges	5%+ Tax
Stamp Duty	NIL
Cheque Bounce Charges	NIL
Penal Interest	NIL
Floating Rate of Interest	NIL

ING Vysya Bank Personal Loan Documents Required

Form	Duly filled application form
Proof of Identity	Copy of: > Passport > Driving License > Aadhar Card > Voter ID Card
Proof of Address	Rent Agreement (Min. 1 year of stay) Utility Bills Passport (Proof of permanent residence) Ration card
Proof of Income	> ITR: Last two Assessment years > Salary Slip: Last 6 months > Bank Statement: Last 3 months

ING Vysya Bank Personal Loan Compared to Other Banks

Particulars	ING Vysya Bank	HDFC Bank	Bajaj Finserv	Axis Bank	Citibank	Private Bank
Interest Rate	9.99%	11.25% to 21.50%	Starting from 12.99%	15.75% to 24%	Starting from 10.99%	11.50% to 19.25%
Tenure	12 to 60 months	12 to 60 months	12 to 60 months	12 to 60 months	12 to 60 months	12 to 60 months
Loan amount	Up to Rs. 15 lakh	Up to Rs. 40 lakh	Up to Rs. 25 lakh	Rs. 50,000 to Rs. 15 lakh	Up to Rs. 30 lakh	Up to Rs. 20 lakh
Processing Fee	Rs.1000	Up to 2.50% of the loan amount	Up to 3.99% of the loan amount	Up to 2% of the loan amount	Up to 3% of the loan amount	Up to 2.25% of the loan amount

Other Loan Products from ING Vysya Bank

Gold Loan	Car Loan	Home Loan	Business Loan
TWL	LAP	Credit Card	Education Loan

Why should you apply for ING Vysya Bank Personal Loan with Dialabank?

Dialabank has a good reputation among customers. It provides the best services all over the country. Dialabank has the most trusted and convenient operators who will guide you about the processing of a personal loan. If you apply for ING Vysya Bank Personal Loan with Dialabank, you will get the approval of your loan application faster.

How to Calculate EMIs for ING Vysya Bank Personal Loan

To calculate your ING Vysya Bank Personal Loan, you just follow the given steps:

1. Loan Amount
2. Interest Rate
3. Loan Tenure

Put these values in the calculator below and find your monthly EMIs

ING Vysya Bank Loan Processing Time

ING Vysya Bank Personal Loan Processing Time is the time taken by the bank for the processing of your loan application approval. This bank will take 2 days for the loan application processing.

ING Vysya Bank Personal Loan Preclosure charges

ING Vysya Bank Personal Loan Preclosure refers to the loan amount repayment by you before the loan tenure. Preclosure will help you in lowering your personal loan interest rate.

ING Vysya Bank Personal Loan Overdraft Facility

An individual overdraft is a credit office that licenses you to pull out an all-out as and when required. You can in like manner reimburse the got out totally at whatever point the condition is ideal. From this time forward, it is perhaps the most favored credit choices that benefitted to meet changing individual supporting necessities unbounded.

Apply for an overdraft office as an ING Vysya Bank for a startling new development. The versatile improvement office has all the goliath highlights of a slight overdraft credit.

Pre Calculated EMI for Personal Loan

Month	Loan Balance	Principal Amount	Interest	EMI	Outstanding Balance
1	₹ 100000	₹ 7958	₹ 833	₹ 8792	₹ 92042
2	₹ 92042	₹ 8025	₹ 767	₹ 8792	₹ 84017
3	₹ 84017	₹ 8091	₹ 700	₹ 8792	₹ 75926
4	₹ 75926	₹ 8159	₹ 633	₹ 8792	₹ 67767
5	₹ 67767	₹ 8227	₹ 565	₹ 8792	₹ 59540
6	₹ 59540	₹ 8295	₹ 496	₹ 8792	₹ 51245
7	₹ 51245	₹ 8365	₹ 427	₹ 8792	₹ 42880
8	₹ 42880	₹ 8434	₹ 357	₹ 8792	₹ 34446
9	₹ 34446	₹ 8505	₹ 287	₹ 8792	₹ 25941
10	₹ 25941	₹ 8575	₹ 216	₹ 8792	₹ 17366
11	₹ 17366	₹ 8647	₹ 145	₹ 8792	₹ 8719
12	₹ 8719	₹ 8719	₹ 73	₹ 8792	₹ 0

Different Personal Loan offers by ING Vysya Bank

ING Vysya Bank Home Loan             

• ING Vysya Bank offers home loans up to Rs. 10 crores.
•  Responsive time: 40-45 minutes.

ING Vysya Bank Personal Loan for Government Employees

• ING Vysya Bank offers personal loans to Government Employees.
• The loan amount is dependent on the company in which you are working.

ING Vysya Bank Car Loan

• ING Vysya Bank offers car loans.
• You can get a car loan from an 80 %-100% price of the car.

ING Vysya Bank PL for Education

• ING Vysya Bank provides an education loan.
• Offers a personal loan for studies in India as well as Abroad.

ING Vysya Bank PL Balance Transfer

ING Vysya Bank Personal Loan Balance Transfer is the loan amount transferring from one institution to another. It will lower the interest rate on your personal loan.

ING Vysya Bank PL Top Up

ING Vysya Bank Personal Loan Top Up is the supplementary loan amount is added by a finance company in your recent loan amount. You can get a top-up loan after the repayment of the 12 EMIs without any delay.

ING Vysya Bank Personal Loan Status

ING Vysya Bank Personal Loan Status can be checked by visiting the bank’s website. Every small detail is given on the website.

How to Apply for ING Vysya Bank Personal Loan?

You can avail of a personal loan by following the simple steps given below:

1. Visit Dialabank and fill the application form.
2. You will get a call from the bank.
3. Our operators will guide you through the entire process and tell you the details of the loan.

FAQs About ING Vysya Personal Loan

✅ How to apply for ING Vysya Bank Personal Loan?

To apply for a personal loan from ING Vysya Bank through visit the nearest ING Vysya Bank branch or submit a simple form with Dialabank. You can get the benefit to apply from anywhere through Dialabank.

✅ What is the Interest Rate for ING Vysya Bank Personal Loan?

The interest rate for a personal loan from ING Vysya Bank starts from 9.99%.

✅ What is the minimum age for getting a Personal Loan from ING Vysya Bank?

You must have a minimum age of 21 years for getting a personal loan from ING Vysya Bank.

✅ What is the maximum age for getting a Personal Loan from ING Vysya Bank?

The maximum age for getting a personal loan from ING Vysya Bank is 58 years.

✅ What is the minimum loan amount for ING Vysya Bank Personal Loan?

The minimum loan amount for a personal loan from ING Vysya Bank is Rs. 50,000.

✅ What is the maximum loan amount for ING Vysya Bank Personal Loan?

The maximum loan amount that you can avail of for a personal loan from ING Vysya Bank Personal Loan is up to Rs. 15 lakh.

✅ What are the documents required for ING Vysya Bank Personal Loan?

The documents required to apply for a personal loan with ING Vysya Bank are the Aadhaar card, driving license, voter ID card, PAN card, salary certificate and form number 16, bank statements of the last 6 months, ITR file of the last two financial years.

✅ What is the Processing Fee for ING Vysya Bank Personal Loan?

The processing fee for a personal loan for ING Vysya Bank is 1% to 2%.

✅ How to get ING Vysya Bank Personal Loan for Self Employed?

ING Vysya Bank provides special offers for the self-employed to aid them economically. You will have to present the ITR files for the last two years.

✅ What is the Maximum Loan Tenure for ING Vysya Bank Personal Loan?

The maximum loan tenure duration for a personal loan from ING Vysya Bank Personal Loan is 60 months.

✅ What should be the CIBIL Score for ING Vysya Bank Personal Loan?

The CIBIL score for availing a personal loan from ING Vysya Bank should be 750 and above.

✅ Do I have a preapproved offer for ING Vysya Bank Personal Loan?

You can check out your preapproved personal loan offers from ING Vysya Bank with Dialabank. You can check the best offers for you at Dialabank.

✅ How to calculate EMI for ING Vysya Bank Personal Loan?

To calculate your personal loan EMI for ING Vysya Bank, through the personal loan EMI calculator available at Dialabank’s website.

✅ How to pay ING Vysya Bank Personal Loan EMI?

Your personal loan EMIs of ING Vysya Bank are automatically deducted from your bank account. You also use the net-banking service of ING Vysya Bank.

✅ How to close ING Vysya Bank Personal Loan?

You will pay all the outstanding loan amount then contact the ING Vysya Bank branch to receive your no dues certificate.

✅ How to check ING Vysya Bank Personal Loan Status?

To check your personal loan status for ING Vysya Bank, you will visit the ING Vysya Bank branch. Also, you can visit Dialabank.

✅ How to close ING Vysya Bank Personal Loan Online?

For closing the personal loan online from ING Vysya Bank, the steps are given below:

• Visit the net-banking page of ING Vysya Bank.
• Log in by filling in your details.
• Pay your personal loan.
• Save the transaction receipt.

✅ How to pay ING Vysya Bank Personal Loan EMI Online?

You can pay your personal loan EMI using the net-banking facility provided by ING Vysya Bank. To get a low-EMI personal loan, you must visit Dialabank’s online platform.

✅ How to check Personal Loan Balance in ING Vysya Bank?

To check your personal loan balance in ING Vysya Bank, you will need to contact the customer care number of ING Vysya Bank. If you are in search of low-interest personal loans, you must contact Dialabank and apply for Personal Loan Balance Transfer.

✅ How to download ING Vysya Bank Personal Loan Statement?

You can download your personal loan statement of ING Vysya Bank through ING Vysya bank’s mobile banking app.

✅ How to Top Up Personal Loan in ING Vysya Bank?

If you require a top-up on the personal loan from ING Vysya Bank, you will visit the bank branch and contact the loan officer. You can also apply for a Personal Loan Top Up by filling a simple form with Dialabank.

✅ What happens if I don’t pay my ING Vysya Bank Personal Loan EMIs?

If you don’t pay your personal loan EMIs of ING Vysya Bank, You can apply for a balance transfer using Dialabank to avail of low-interest personal loans.

✅ What relaxation scheme and moratorium ING Vysya Bank provides about Personal Loan due to Covid 19?

A moratorium of 6 months will be provided by ING Vysya Bank due to COVID-19.

✅ How to find ING Vysya Bank Personal Loan account number?

To find your personal loan account number, you will require to contact your ING Vysya Bank loan branch. Also, fill the form available at Dialabank.

✅What is the ING Vysya Bank personal loan customer care number?

Contact 9878981166 for any queries.

✅What are the ING Vysya Bank Personal Loan pre-closure charges?

ING Vysya Bank Personal Loan Preclosure refers to the loan amount repayment by you before the loan tenure. Preclosure will help you in lowering the interest rate of your personal loan.

✅What is the ING Vysya Bank personal loan closure procedure?

1. Visit the bank with the complete set of documents (as mentioned above).
2. You may be required to fill a form or write a letter requesting pre-closure of the Personal Loan account.
3. Pay the pre-closure amount.
4. Sign the required documents, if any.
5. Take acknowledgement of the balance amount you have paid.

✅What is the ING Vysya Bank Personal Loan Overdraft Facility?

An individual overdraft is a credit office that licenses you to pull out an all-out as and when required. You can in like manner reimburse the got out totally at whatever point the condition is ideal. From this time forward, it is perhaps the most favored credit choices that benefitted to meet changing individual supporting necessities unbounded.