Indian Bank Personal Loan

Indian Bank Personal Loan Key Features Apr 25 2025

Eligibility Criteria	Details
Age	21 – 60 (at loan maturity)
CIBIL score	Minimum 700 or above
Indian Bank Personal Loan Interest Rate	9.35% per annum
Lowest EMI per lakh	Rs 2093
Tenure	12 to 60 months
Indian Bank Personal Loan Processing Fee	0.512% of the loan amount onwards
Prepayment Charges	NIL
Part-Prepayment	N/A
Minimum Loan Amount	Rs. 50,000
Maximum Loan Amount	Rs. 20 Lakh

 

Indian Bank Personal Loan Interest Rates and Charges

Indian Bank Personal Loan Interest Rate	9.35% per annum
Indian Bank Personal Loan Processing Charges	0.512% of the loan amount onwards
Prepayment Charges	NIL
Stamp Duty	As per state laws
Cheque Bounce Charges	As per bank terms

Indian Bank Personal Loan Status

You can check the status of your Indian Bank Personal Loan by the following methods – 

• You can visit your loan branch and ask the banker for the same.
• Log In to the Indian Bank Net banking Portal, Click on loans from the top ribbon and click on Enquire to check the status of your loan.

Indian Bank Personal Loan Eligibility Criteria

Eligibility criteria for a personal loan:

CIBIL score	700 and Above
Age	21 – 60 years
Min Income	Rs. 20000/month
Occupation	Salaried/Self-employed

Indian Bank Fees and Other Charges

Category	Details
Indian Bank Personal Loan Interest Rate	9.35% per annum
Indian Bank Personal Loan Processing Fee	1% of the loan amount
	Min ₹ 1000 and Max ₹ 25000
Prepayment	No prepayment is allowed until 12 EMIs are paid
Pre-closure	No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges	13-24 months: 4% of loan principal outstanding
	25-36 months: 3% of loan principal outstanding
	36 months: 2% of loan principal outstanding
Stamp Duty	As per state laws
Cheque Bounce Charges	₹ 550/cheque +  GST
Floating Rate of Interest	Not Applicable
Overdue EMI Interest	2% p.m.(on overdue amount)
Amortization Schedule Charges	₹ 200 + GST

Indian Bank Personal Loan Documents Required

Proof of Identity	Copy of:
	Passport
	Driving License
	Aadhar Card
	Voter ID Card
Proof of Address	Rent Agreement (Min. 1 year of stay)
	Utility Bills
	Passport (Proof of permanent residence)
	Ration card
Proof of Income	ITR: Last two Assessment years
	Salary Slip: Last 6 months
	Bank Statement: Last 3 months

Indian Bank Personal Loan Interest Rate Calculator

Indian Bank Personal Loan Compared to Other Banks

Bank	Interest Rate	Tenure	Loan Amount & Proc Fee
Indian Bank	9.35%	12 to 60 months	Up to Rs. 10 lakh / Up to 1 % of the loan amount
HDFC Bank	10.50% to 21.50%	12 to 60 months	Up to Rs. 40 lakh / Up to 2.50% of the loan amount
Bajaj Finserv	Starting from 12.99%	12 to 60 months	Up to Rs. 25 lakh / Up to 3.99% of the loan amount
Axis Bank	7.35% to 24%	12 to 60 months	Rs. 50,000 to Rs. 15 lakh / Up to 2% of the loan amount
Citibank	Starting from 10.50%	12 to 60 months	Up to Rs. 30 lakh / Up to 3% of the loan amount
Private Bank	10.50% to 19.25%	12 to 60 months	Up to Rs. 20 lakh / Up to 2.25% of the loan amount

Gold Loan	Car Loan	Home Loan	Business Loan
TWL	LAP	Credit Card	Education Loan

Why should you apply for Indian Bank Personal Loan with Dialabank?

• Dialabank helps you choose the best financial products without any hassle.
• We make it convenient for you to decide what loan you should avail of to fulfil your needs.
• We provide you with the lowest personal loan interest rates available for you.
• With Dialabank, you have a trustworthy friend for your financial needs.

Indian Bank Personal Loan Processing Time

Indian Bank has a personal loan processing time of 48 to 72 hours. As the personal loan is unsecured, banks have to carefully verify all your documents and details.

Indian Bank Personal Loan Pre-closure Charges

Indian Bank provides you with a foreclosure facility on your personal loan without any extra charges. You can pay back your personal loan when you have the required funds.

Documents Required for Preclosure of Personal Loan 

Generally, the following documents are required to foreclose your Indian Bank personal loan:

• A valid photo identity proof
• Loan Account Statement
• Cheque/ demand draft/ cash to make the payment

Indian Bank Personal Loan Foreclosure Benefits 

Given below are a few key benefits of foreclosing your Indian Bank personal loan:

Foreclosure / Full Prepayment

• Helps you save on the overall interest payout.
• Frees you from the burden of regular loan repayments.

Partial Prepayment

• It enables you to save on the interest component.
• You also have the advantage of either paying a reduced EMI amount or having a shorter loan tenure.

Indian Bank Prepayment Facility

Indian also offers a prepayment facility to help the customers pay off the entire outstanding or a part of it. If you have a surplus amount of money in hand and meeting the below criteria then you can pay a part of your principal outstanding amount to reduce the same. This will also help in saving interest accrued on the principal amount. Know more about this facility below.

• Prepayment will be allowed subject to the successful payment of the first 12 EMIs
• Prepayment will be allowed a maximum of twice during the entire tenure of the loan
• Prepayment is allowed only once a year
• At any point in time, the prepayment will not exceed 25% of Principal Outstanding

Charges to be paid on Prepayment

• 13-24 Months – 4% of the outstanding loan balance
• 25-36 Months – 3% of the outstanding loan balance
• More than 36 Months – 2% of the outstanding loan balance

Indian Bank Pre Calculated EMI for Personal Loan

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

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Indian Personal Loan for Salaried Employees

Indian Bank offers Personal Loan for Salaried Employees at attractive rates of interest. The amount that you get a loan depends on the Company that you work for, The take-home salary of the employee, and the city of residence of the employee. Indian Bank offers these loans for a tenure of 12-60 months and provides instant approval along with funds to pre-approved customers.

Indian Personal Loan for Self Employed Individuals

Indian Bank’s  Personal Loan for Self Employees is a loan product offered to self-employed individuals and in need of funds. The bank provides them with attractive rates of interest on their personal loan and tenure of 12-60 months. However, as compared to Salaried Employees, you have to present more documents here as you need to provide the bank with sufficient documents related to your business to prove its continuity as well as your steady income.

Indian Personal Loan for TCS Employees

• Exclusive personal loans with a reasonable interest rate of 11.25% p.a.
• EMI for personal loans starts at Rs.2178 per lakh when terms and conditions are met.
• The hassle-free documentation process for TCS employees.
• Pre-approved personal loans for eligible TCS employees.
• Interest rate starting at 11.99% p.a for superbike loans.
• Great offers on home loans with an interest rate of 9.45% p.a and discount interest rate for women at Rs.9.40% p.a.

Indian Bank Moratorium Process

The process to stop your loan EMIs at Indian Bank is as follows-

• Visit the Indian Bank website or use the mobile app
• Click on the link where the option of moratorium period is popping out
• On the application page, mention your registered mobile number, name, email address
• After that enter your date of birth and select the type of loan
• Enter your loan number and mention your EMI amount
• Then make a decision and choose a suitable service
• Click on the EMI deferment option that says I agree to pay the accrued interest on the outstanding balance
• Click on the ‘Submit’ button
• The bank will check the details thoroughly and process your moratorium request
• You’ll be given a reference upon the successful completion of the process on your registered mobile number and email address.

However, if you don’t want to defer EMI, you must click on the second option after the deferment option. This will ensure EMI payments are as scheduled with no extra interest charged on them. Select the defer option if your answer is yes otherwise your EMI debited as it was doing in the past

Indian Bank representatives can also get in touch with you via WhatsApp or call regarding the moratorium process.

Indian Bank Personal Loan Special Pricing 

If a customer is looking for INR 15 lakh of the loan amount or more than that below rates would be applicable.

*Terms & conditions apply

This offer is not applicable for Top-up/ Enhancement/ Existing loan amount closure.

If a customer is looking for a Balance transfer and a fresh loan of above INR 10 lakh above, the below offer is available.

*Terms & conditions apply

• Not applicable on Existing loan closure
• Not applicable for Credit card BT

How to Manage a Personal Loan 

Here are the 4 tips that will help you manage your loans:

1. Pay On Time: The first step is to avoid late fees and penalties. The best way to do that is by paying your monthly payments on time every month. This also hits the credit score. These are needless and all too common consequences that will work against your financial condition.
   If you have just taken a personal loan or are about to, the best way to manage your loan is by making a monthly payment on your loan as soon as you receive the loan. By being a payment ahead of your instalment plan you will have a buffer against a missed payment.
2. Pay More Than Your Minimum: Paying beforehand is a good option for managing your plans but paying a little extra every month keeps you ahead of your loan term and provides you with some other financial bonuses.
   Moreover, paying extra on your loan reduces the length of the repayment plan. This will help you clear the debt and allows you to regain your financial independence sooner. It will also reduce the rate of interest you owe and thus, saving you money in the long run.
   Paying off your debts faster also leads to an improvement in your credit score. A lower credit score will benefit you in several ways, like dropping down payments and rates of interest.
3. Consolidate Your Loans: For debtors managing multiple personal loans, consolidation could be the best way to simplify your debt repayment. Debt Consolidation is when you take a large loan to repay all the other loans you have taken. So, instead of paying multiple lenders every month with different rates of interest and needs, one can make a single payment to one provider.
   Debt Consolidation is helpful if you can save an interest rate on a new loan that is lower than the average interest rate of the earlier loans.
   The only disadvantage that lies here is that one will likely end up having to reimburse the debt quicker than before. Before consolidating your debt, make sure that you can make the payments on a new loan. This may also help to reimburse large portions of your loans on credit rather than with a single loan, consolidating it into more controllable pieces.
   
4. Credit Score: Last but not the least, always keep a close watch on your credit score while reimbursing a personal loan. The credit score plays a major role in finances and has an important relationship with the loans taken out. How you manage your loans is reflected in your credit score. On the other hand, falling behind on your payments will subordinate the credit score. Thus, a higher credit score is important.

Different Personal Loan offers by Indian Bank

Indian Bank Doctor Loan

Doctors and medical professionals with at least 4 years of experience can apply for a personal loan from Indian Bank and enjoy a range of offers for their personal and professional needs.

Indian Bank Marriage Loan

Marriages are one of the costliest events and often lead to worry. Indian Bank provides low-interest personal loans with high quantum to help you meet your wedding expenses.

Indian Bank Personal Loan for Government Employees

Central and state government employees can apply for an Indian Bank personal loan to meet their personal financial expenses. The bank has personal loan offers for all your needs.

Indian Bank  Personal Loan Offers for Government Employees

Offers By Government	Number of Companies	Processing Fee(% of the Loan Amount	IRR
Miniratna, Navratna, and Maharasthra	55	1.50%	13.49%
			11.49%
			10.99%
Pensioner	All	1.50%	14.75%
Employees from the Railway Department	All	1.50%	16.50%
			15.00%
			14.25%
CISF, CRPF, ITBP, SSB and BSF	All	1.50%	14.75%

State and Central Government Officers:

Section	Salary	Processing charge	IRR
Government Officer Division A (GA) and Division B (GB)	NTH>24k	2%	16.75%
	NTH>35k	2%	15%
	NTH>50k	1.75%	14.75%

Indian Bank Personal Loan for Pensioners

Individuals with their pension accounts with the Indian Bank can apply for a personal loan to meet their post-retirement financial needs. The bank has special offers for all the pensioners.

Indian Bank Personal Loan Balance Transfer

Personal Loan Balance Transfer is the process of transferring your existing personal loan to another bank for lower interest rates and better loan terms. You can apply for an Indian Bank personal loan balance transfer to lower your financial burden.

Indian Bank Personal Loan Top Up

Indian Bank personal loan top-up is a facility that allows you to avail of additional money under the same existing personal loan without any need to apply for a fresh loan. Dialabank gives you convenient options to choose the best personal loan offers.

Indian Bank Personal Loan Overdraft Facility

An individual overdraft is a credit office that licenses you to pull out an all-out as and when required. You can also reimburse the got out totally at whatever point the condition is ideal. From this time forward, it is possibly the most favoured credit choices that benefitted to meet changing individual supporting necessities unbounded.

Apply for an overdraft office as an Indian Bank Personal Loan. The versatile improvement office has all the enormous highlights of a weak overdraft credit.

Home Renovation Loan

For individuals who want to get their homes redesigned, Indian Bank provides home redesign credit. This individual loan will fund the required repairs or assist the applicant to purchase new fittings, appliances, and furniture for their home. Some of the Indian Bank Home Renovation Loan’s essential highlights are:

• The funding cost of the Home Improvement Loan from Indian Bank starts at as low as 11.25 percent.
• People could be qualified to have their home remodelled for an advance amount of Rs. 20 Lakh
• Indian Bank’s home remodels credit needs zero paperwork, rendering the whole advance period free of bother.
• The advance amount is generally credited to the record within 72 hours until your application is preferred by the bank.

Holiday Loan

The Holiday Loan of Indian Bank will help you with a minor issue in planning your dream get-away. This individual Indian Bank advance will subsidize a variety of expenses related to excursions, including booking travel tickets, hotel facilities, guided tours, and so on The main highlights of the Indian Bank Holiday Loan are:

• Holiday loan financing costs start at 11.25 percent p.a.
• You can do a measure of up to Rs 20 Lakh without a lot of a stretch profit, so your dream excursion will not be ruined because of a monetary crunch.
• Streamlined and minimal paperwork ensures the basic and clear financing of your get-away.
• Brisk planning and disbursement of progress that is specifically attributed to your record.

Fresher Funding

In either case, a dominant part of insecure individual credits is based on individuals with a customary pay Indian Bank’s Fresher Funding is outstanding. This Indian Bank credit alternative is intended to assist freshers, such as continuing alumni searching for their first job example. Some significant highlights of individual credit from Indian Bank Fresher Funding are as follows:

• Amount of credit up to Rs 1.5 lakh
• Candidates must be 21 years of age, at any rate.
• The speed of interest for Fresher Funding depends on the profile of the candidate, the financial record/score, the candidate’s age, and region.

NRI Personal Loan

Indian Bank provides a person advance specifically for NRIs, recognizing the necessities and dreams of NRIs. An Indian inhabitant should be the primary advance nominee, and a nearby family member must be the co-candidate NRI. The following highlights include the Individual Loan for NRIs.

• Indian Bank provides individual NRI advances of up to Rs. 10 lakh with adaptable end-use advances.
• NRI Personal Loan funding costs start at 15.49 percent p.a.
• A residence of as long as three years is included in the credit.

Indian Bank Personal Loan Preclosure Online

Indian Bank enables a Personal loan borrower to make a pre-closure or a pre-payment of a loan. However, you will be able to prepay your Indian Bank Personal Loan only after 12 months after you have procured your loan and after paying 12 EMIs plus the foreclosure charges that may be applicable. If you meet this requirement, you can repay your personal loan before the original due date and close your loan early.

Indian Bank Personal Loan Process Steps

Step 1: Determine your requirement
Figure out why you need a Personal Loan and how much you need. For example, you may need a loan to fund your wedding or to renovate your home. And you may need just Rs. 1 lac or Rs. 10 lac.

Step 2: Check loan eligibility
Once you know how much you need, you should check whether you are eligible. You can visit the Indian Bank Personal Loan Eligibility Criteria online, to find out how much you can borrow as a Personal Loan. Indian Bank offers loans up to Rs. 40 lac.

Step 3: Calculate monthly instalments 
Use an online EMI tool to calculate your approximate loan repayments every month. You can modify the interest rate and tenure to match your monthly income, like on the Indian Bank Personal Loan EMI Calculator. Indian Bank offers pocket-friendly EMIs on all its Personal Loans starting at Rs. 2093 per lac * (T&C).

Step 4: Approach the bank 
You can apply for a Personal Loan with Indian Bank in various ways: Via Net Banking, online on the Indian Bank website, at an ATM, or by visiting a branch.

Step 5: Submit documents 
Next, find out what documents are required for a Personal Loan. You will usually need income proof (bank statements, salary slips or IT returns), address proof, and ID proof. Hand over copies of your Personal Loan documents at the bank.

Wait for funds to be remitted to your account. Indian Bank disburses funds for pre-approved loans to customers in 10 seconds*, and for non-Indian Bank customers in 4 hours.

That’s how to get a Personal Loan in 5 easy steps!

Indian Bank Personal Loan Prepayment Charges 

If you are a salaried applicant, you can pre-pay your Indian Bank Personal Loan only after paying 12 equated monthly instalments completely.

The pre-payment charges for salaried applicants are as follows:

• 4% of the outstanding principal amount for 13 to 24 months.
• 5% of the outstanding principal amount for 25 to 36 months.
• 2% of the outstanding principal amount for more than 36 months.

How to apply for Indian Bank Personal Loan?

The Indian bank personal loan applies online or offline, you need to follow different procedures for personal loan approval. Here we are listing the instructions you should follow to apply for Indian Bank Personal Loan:

1. Visit the website of Dialabank.
2. Besides, you can visit the Indian Bank Personal Loan on Dialabank.
3. There, you can analyze the right choice for yourself.
4. After choosing the loan scheme, you can fill a simple online form with your personal details.
5. Once you submit the form, our representatives will connect with you.
6. They will further assist you in the whole loan approval process.
7. 9878981166 is the Indian bank’s personal loan contact number.

The Personal Loan Verification Process

The following main measures are included in the verification process for a personal loan:

Step 1: Your preferred lender receives your online loan application after you have submitted your online application on Dialabank website / Dialabank App.
Step 2: The lender’s representative will then contact you to check the details of the application and arrange for the documentation needed for your loan application to be picked up.

Step 3: The personal loan application is accepted after the records have been obtained and successfully checked.

Stage 4: The loan is disbursed once the loan agreement is signed by the borrower.

Indian Bank Personal Loan Status

To check your Indian Bank Personal Loan’s status, you can:

• Visit the bank branch where you applied for the loan directly and provide your loan application information to the loan officer
• Visit the Indian Bank website and work out the details of your loan.
• Send the details of your loan via email to the bank.
• Via the bank’s I-mobile app
• These techniques allow you to easily monitor your loan status.

How to login in Indian Bank portal

• Check the official website of Indian Bank.
• Click on ‘Login’ in the upper right corner of the screen.
• Using your User ID and Password or reported mobile number to log in

How to Check Your Loan Statement

By following the means given below, clients can download the bank’s very own credit proclamation:

• Visit the bank’s official site.
• Select ‘Link’ and choose ‘Administration Requests’ from the drop-down list.
• On the following page that opens, click ‘Individual Loan Linked’ under the ‘Advances’ menu.
• First, click on ‘Solicitation for Loan Account Statement’.
• To profit from the bank’s very own credit explanation, log in using your User ID and the hidden word or using your enlisted flexible number and OTP.

Indian Bank Personal Loan Restructuring (COVID-19)

Due to the COVID-19 pandemic, the cross-country lockout antagonistically influenced multiple borrowers and a multi-month ban on various term advances was declared to moderate its effect to a particular degree. The RBI-commanded one-time gain of Indian Bank’s individual credit reconstruction was announced by Indian Bank after the half-year ban had expired. This instrument is intended to offer relief to those borrowers who are not yet able to begin repayment of their usual EMI due to the pandemic’s continuing money-related difficulties.

The Indian Bank’s credit target system proposes an additional ban of as long as two years or an extension in the existing reimbursement time period to decrease EMI instalments from month to month. As a primary concern, it is imperative that the rebuilding of your Indian Bank individual credit will result in additional premium charges well beyond those of the first advance. Consequently, if anything else fails with the intention of not ending up defaulting on your great credit, this relief instrument can only be used.

Indian Bank Customer Care

Customers can contact the Indian Bank customer care via any of the following means:

• By Phone: You can call Indian Bank on 9878981166 (toll-free)
• Callback Request: You can also request a call back by visiting the bank’s website
• Online Chatbot: You can also get your queries answered by the iPal chatbot online
• Branch Visit: You can visit the nearby Indian Bank branch to get your queries.

Benefits of Applying for Indian Bank Personal Loan on Dialabank

In applying for a personal advance on the Dialabank platform, there are numerous points of interest. Some of them are provided underneath:

• 24 x 7 Accessibility: Anytime and wherever you can get to the Dialabank platform, and in this way, apply for an individual advance whenever your home or office is relaxed.
• Multiple moneylenders on a solitary stage: Dialabank empowers you to receive individual credit deals on a solitary stage from different scheduled loan specialists and thus removes the need to visit various bank sites or branches.
• Know EMI in a split second: With the individual advance EMI calculator, you can check the EMIs you would be paying on an individual credit even before you apply for one. It will assist you with acquiring the suitable sum that you can without much of a stretch reimburse and have a helpful reimbursement plan. 
• Liberated from cost: Additionally, you are not needed to pay any charges when you apply for an individual advance on Dialabank.

How to get the best offer on Indian Bank Personal Loan?

Important Aspects

Some important angles that you should consider when applying for an individual Indian Bank credit are given below:

• When applying for a personal advance, it is nice to review your financial evaluation in any situation. A good credit evaluation builds up the chances of your credit endorsement and can cause you to benefit from an individual advance on better terms.
• It is wise to think about the cost of an individual credit (premium expense and all fair expenditures and charges) provided by various moneylenders on Dialabank.com before deciding on a particular bank.
• Acquire as per the ability to need and reimbursement. Try not to gain just because you’re willing to get a higher number. It just adds to the cost of your advantage and has not many benefits over the long haul.
• Try not to apply for individual advances concurrently with separate moneylenders. This shows that you are ready for credit and raises the number of complicated demands for your credit report, which can have an antagonistic impact on your credit rating.

FAQs About Indian Bank Personal Loan

✅ How to apply for Indian Bank Personal Loan?

You can apply for a personal loan with Indian Bank by visiting the nearby branch of Indian Bank or by a simple form submission with Dialabank. With Dialabank, you will get the benefit to apply from anywhere for a personal loan and get your approval faster.

✅ What is the Interest Rate for Indian Bank Personal Loan?

The interest rate charged by the Indian Bank starts at 9.35% per annum for their personal loan products.

✅ What is the minimum age for getting a Personal Loan from Indian Bank?

You must be 21 years old to apply for a personal loan with Indian Bank.

✅ What is the maximum age for getting a Personal Loan from an Indian bank?

The maximum age for getting a personal loan from Indian Bank is 60 years.

✅ What is the minimum loan amount for Indian Bank Personal Loan?

The minimum loan amount that can avail for a Personal Loan from Indian Bank is up to Rs 50,000.

✅ What is the maximum loan amount for Indian Bank Personal Loan?

You can avail of a maximum loan amount of Rs. 10 lakhs under the personal loan scheme from the Indian Bank.

✅ What are the documents required for Indian Bank Personal Loan?

Aadhaar card/Voter ID, PAN card, salary slips of the last 6 months, the ITR files of the last two years, and two recently clicked photographs are required documents for a personal loan from Indian Bank.

✅ What is the Processing Fee for Indian Bank Personal Loan?

The processing fee charged by Indian Bank is up to 1% of the loan amount for the personal loan.

✅What relaxation scheme and moratorium Indian Bank provides concerning Personal Loan due to COVID 19?

A 6 months moratorium is provided by Indian Bank.

✅ How to get Indian Bank Personal Loan for Self Employed?

Indian Bank avails special offers for self-employed borrowers to assist them financially. You will have the ITR files of the last two years as your income proof.

✅ What is the Maximum Loan Tenure for Indian Bank Personal Loan?

The maximum loan tenure period for a personal loan from Indian Bank is 60 months.

✅ What should be the CIBIL Score for Indian Bank Personal Loan?

You must have a CIBIL score of at least 700 or above for availing of a personal loan from Indian Bank.

✅ Do I have a pre-approved offer for Indian Bank Personal Loan?

You can check for your personal loan pre-approved offers from Indian Bank with Dialabank. Just fill the form at Dialabank, and we will check all the offers for you and get back to you to help you choose the best one.

✅ How to calculate EMI for Indian Bank Personal Loan?

You can use the personal loan EMI calculator available at Dialabank’s website for the calculation of your EMIs of personal loan from the Indian Bank.

✅ How to pay Indian Bank Personal Loan EMI?

Your personal loan EMIs from Indian Bank are automatically take off from your bank account every month. You can also use the net banking services of Indian Bank for your personal loan payments.

✅ How to close Indian Bank Personal Loan?

You will pay all the outstanding personal loan amounts before closing the loan and then contact the Indian Bank branch for getting your no dues certificate.

✅ How to check Indian Bank Personal Loan Status?

You will require a visit to the Indian Bank branch to know the status of your personal loan. Alternatively, visit Dialabank and fill a simple form to let us do the hard work for you.

✅ How to close Indian Bank Personal Loan Online?

The closing of a personal loan from Indian Bank involves the following steps:

• Visit the net-banking page of the Indian Bank.
• Login with your details.
• Pay for your personal loan amount.
• Save the transaction receipt.

✅ How to pay Indian Bank Personal Loan EMI Online?

Your personal loan EMI can be paid through the net-banking services of the Indian Bank. Dialabank assists you in comparing offers and deals from various banks to choose the best, to avail of a low-EMI personal loan. All you have to do is fill a simple form, and we will do the rest for you.

✅ How to check Personal Loan Balance in Indian Bank?

To check the personal loan balance in Indian Bank, you will require to contact the Indian Bank’s customer care number. If you are seeking low-interest personal loans, you must visit Dialabank and fill a simple form for Personal Loan Balance Transfer, and we will do the hard work for you.

✅ How to download Indian Bank Personal Loan Statement?

The personal loan statement of the Indian Bank can be downloaded through the mobile banking app of the Indian Bank. You can visit the online platform of Dialabank and fill a simple form to compare and know all the offers that we have for you.

✅ How to Top Up Personal Loan in Indian Bank?

If you want a top-up on your personal loan from Indian Bank, you must visit the bank branch and contact the loan officer. You can also fill a simple form with Dialabank at Personal Loan Top Up and leave the rest to us.

✅ What happens if I don’t pay my Indian Bank Personal Loan EMIs?

Indian Bank charges a penal interest if you don’t pay your personal loan EMIs. You can apply for a balance transfer through Dialabank to get low-interest personal loans.

✅ How to find the Indian bank Personal Loan account number?

You will require to contact your Indian Bank loan branch to check your personal loan account number. Also, fill out the form available at Dialabank and let us do all the work for you.

✅ What is the Indian bank personal loan customer care number?

Dial 9878981166 for any Indian bank personal loan details.

✅ What are the Indian Bank Personal Loan pre-closure charges?

Indian Bank provides you with a foreclosure facility on your personal loan without any extra charges. You can pay back your personal loan when you have the required funds.

✅ What is the Indian bank personal loan closure procedure?

1. Visit the bank with the complete set of documents (as mentioned above).
2. You may be required to fill a form or write a letter requesting pre-closure of the Personal Loan account.
3. Pay the pre-closure amount.
4. Sign the required documents, if any.
5. Take acknowledgement of the balance amount you have paid.

✅ What is the Indian Bank Personal Loan Overdraft Facility?

An individual overdraft is a credit office that licenses you to pull out an all-out as and when required. You can also reimburse the got out totally at whatever point the condition is ideal. From this time forward, it is possibly the most favoured credit choices that benefitted to meet changing individual supporting necessities unbounded.