Dakshin Bihar Gramin Bank Personal Loan Key Features Nov 05 2024
| Eligibility Criteria | Details |
| Age | 21-60 years (at loan maturity) |
| CIBIL Score | 750 |
| Dakshin Bihar Gramin Bank Personal Loan Interest Rate | 9.99% per annum |
| Lowest EMI per lakh | NIL |
| Tenure | 12 to 60 months |
| Dakshin Bihar Gramin Bank Personal Loan Processing Fee | 1% to 2% |
| Prepayment Charges | NIL |
| Part Payment Charges | NIL |
| Minimum Loan Amount | Rs. 50,000 |
| Maximum Loan Amount | Rs. 75 lakh |
Click here to get an instant personal loan
Dakshin Bihar Gramin Bank Personal Loan Eligibility Criteria
Click here to know more about personal loan eligibility
| CIBIL score | 750 |
| Age | 21-60yrs(at loan maturity) |
| Min Income | Rs. 18,000 per month |
| Occupation | Salaried/self-Employed |
Dakshin Bihar Gramin Bank Personal Loan Interest Rate and Charges
| Dakshin Bihar Gramin Bank Personal Loan Interest Rate | 9.99% per annum |
| Dakshin Bihar Gramin Bank Personal Loan Processing Charges | 1% to 2% |
| Prepayment Charges | NIL |
| Stamp Duty | NIL |
| Cheque Bounce Charges | NIL |
| Penal Interest | NIL |
| Floating Rate of Interest | NIL |
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Dakshin Bihar Gramin Bank Personal Loan Documents Required
| Form | Duly filled application form |
| Proof of Identity | Copy of: > Passport > Driving License > Aadhar Card > Voter ID Card |
| Proof of Address | Rent Agreement (Min. 1 year of stay) Utility Bills Passport (Proof of permanent residence) Ration card |
| Proof of Income | > ITR: Last two Assessment years > Salary Slip: Last 6 months > Bank Statement: Last 3 months |
Documents required for Personal Loan
Dakshin Bihar Gramin Bank Personal Loan EMI Calculator
You can calculate your EMI here: Personal Loan EMI Calculator
Dakshin Bihar Gramin Bank Personal Loan Compared to Other Banks
| Particulars | Dakshin Bihar Gramin Bank | HDFC Bank | Bajaj Finserv | Axis Bank | Citibank | Private Bank |
| Interest Rate | 9.99% | 11.25% to 21.50% | Starting from 12.99% | 15.75% to 24% | Starting from 10.99% | 11.50% to 19.25% |
| Tenure | 12 to 60 months | 12 to 60 months | 12 to 60 months | 12 to 60 months | 12 to 60 months | 12 to 60 months |
| Loan amount | Up to Rs. 75 lakh | Up to Rs. 40 lakh | Up to Rs. 25 lakh | Rs. 50,000 to Rs. 15 lakh | Up to Rs. 30 lakh | Up to Rs. 20 lakh |
| Processing Fee | Decided by bank | Up to 2.50% of the loan amount | Up to 3.99% of the loan amount | Up to 2% of the loan amount | Up to 3% of the loan amount | Up to 2.25% of the loan amount |
Other Loan Products from Dakshin Bihar Gramin Bank
| Gold Loan | Car Loan | Home Loan | Business Loan |
| TWL | LAP | Credit Card | Education Loan |
Why should you apply for Dakshin Bihar Gramin Bank Personal Loan with Dialabank?
Dialabank has the most trustworthy agents. When you apply for Dakshin Bihar Gramin Bank Personal Loan with Dialabank, you will get your loan application approved faster.
You can call me on 9878981166.
How to Calculate EMIs for Dakshin Bihar Gramin Bank Personal Loan
For the calculation of Dakshin Bihar Gramin Bank personal loan EMI, the following information is required:
- Loan amount
- Interest Rate
- Loan Tenure
Put these values in the calculator below and find your monthly EMIs
Dakshin Bihar Gramin Bank Personal Loan Processing Time
Dakshin Bihar Gramin Bank Personal Loan processing time is the time for the procedure of the application of a personal loan. Two days is the processing time for Dakshin Bihar Gramin Bank Personal Loan.
Dakshin Bihar Gramin Bank Personal Loan Preclosure charges
Dakshin Bihar Gramin Bank personal loan preclosure is the repayment of the loan amount before time.
Dakshin Bihar Gramin Bank Overdraft Facility
An individual overdraft is a credit office that licenses you to pull out an all-out as and when required. You can in like way repay the got out absolutely at whatever point the condition is ideal. From this time forward, it is possibly the most preferred credit decisions that profited to meet changing individual supporting necessities unbounded.
Apply for an overdraft office as a Bank for an unexpected new turn of events. The adaptable improvement office has all the colossal features of a slight overdraft credit.
Pre Calculated EMI for Personal Loan
| Loan Amount | EMI |
| Rs. 12 lakh | NIL |
| Rs. 35 lakh | NIL |
Different Personal Loan offers by Dakshin Bihar Gramin Bank
Dakshin Bihar Gramin Bank Home Loan
- Dakshin Bihar Gramin Bank proffers home loans for purchasing and construction.
- The interest rate for Women: 7.65%
- The interest rate for others: 7.70%
Dakshin Bihar Gramin Bank Personal Loan for Government Employees
- Dakshin Bihar Gramin Bank offers a personal loan to Government Employees.
- The loan amount is dependable on the company’s name and fame.
Dakshin Bihar Gramin Bank Education Loan
- Dakshin Bihar Gramin Bank offers a personal loan for education.
- An applicant must be an Indian.
Dakshin Bihar Gramin Personal Loan for Vehicles
- Dakshin Bihar Gramin Bank provides a personal loan for vehicles.
- The rate of interest for a vehicle loan is 8.80% per annum.
Dakshin Bihar Gramin Personal Loan Balance Transfer
A balance transfer is the transferring of the loan amount from one finance company to another. A balance transfer helps lower the interest rate.
Dakshin Bihar Gramin Personal Loan Top Up
A top-up loan is a supplementary amount added to your existing loan amount. You can apply for a top-up loan after the payments of 12 successive EMIs.
Dakshin Bihar Gramin Bank Personal Loan Status
Visit the bank for the status of Dakshin Bihar Gramin Bank Personal Loan.
How to Apply for Dakshin Bihar Gramin Bank Personal Loan?
You can avail of a personal loan by following the given steps:
- Visit Dialabank and fill the application form.
- You will get in contact with our bank’s representative.
- Our representatives will guide you through the whole process and tell you the details of the loan.
FAQs About Dakshin Bihar Gramin Bank Personal Loan
✅ How to apply for Dakshin Bihar Gramin Bank Personal Loan?
You can apply for a personal loan with Dakshin Bihar Gramin Bank by visiting the nearest branch of Dakshin Bihar Gramin Bank or through a simple form submission with Dialabank. You get the benefit to apply from anywhere and get rapid online approval with Dialabank.
✅ What is the Interest Rate for Dakshin Bihar Gramin Bank Personal Loan?
The interest rate for a personal loan from Dakshin Bihar Gramin Bank starts at 9.99%.
✅ What is the minimum age for getting a Personal Loan from Dakshin Bihar Gramin Bank?
The minimum age for getting a personal loan from Dakshin Bihar Gramin Bank is 21 yrs.
✅ What is the maximum age for getting a Personal Loan from Dakshin Bihar Gramin Bank?
The maximum age for getting a personal loan from Dakshin Bihar Gramin Bank is 60 yrs.
✅ What is the minimum loan amount for Dakshin Bihar Gramin Bank Personal Loan?
The minimum loan amount for availing a personal loan from Dakshin Bihar Gramin Bank is Rs. 50,000.
✅ What is the maximum loan amount for Dakshin Bihar Gramin Bank Personal Loan?
The maximum loan amount provides for a personal loan by Dakshin Bihar Gramin Bank is up to Rs. 75 lakh.
✅ What are the documents required for Dakshin Bihar Gramin Bank Personal Loan?
The documents required for getting a persona loan from Dakshin Bihar Gramin Bank are an Aadhaar card, driving license, voter ID, salary certificate, and form number 16, ITR of the previous 2 financial years.
✅ What is the Processing Fee for Dakshin Bihar Gramin Bank Personal Loan?
The processing fee taken by Dakshin Bihar Gramin Bank is 1% to 2%.
✅ How to get Dakshin Bihar Gramin Bank Personal Loan for Self Employed?
Dakshin Bihar Gramin Bank provides special offers for self-employed borrowers to help them economically. You will have to provide the ITR files of the last two years as your income proof.
✅ What is the Maximum Loan Tenure for Dakshin Bihar Gramin Bank Personal Loan?
The maximum loan tenure for a personal loan through Dakshin Bihar Gramin Bank is up to 60 months.
✅ What should be the CIBIL Score for Dakshin Bihar Gramin Bank Personal Loan?
The CIBIL score required for a personal loan through Dakshin Bihar Gramin Bank should be 750 and above.
✅ Do I have a preapproved offer for Dakshin Bihar Gramin Bank Personal Loan?
You can check out your preapproved personal loan offers from Dakshin Bihar Gramin Bank with Dialabank. All you have to do is fill the form, and we will check all the offers for you so that you can choose the best.
✅ How to calculate EMI for Dakshin Bihar Gramin Bank Personal Loan?
You can use the EMI calculator conveniently at Dialabank’s website to calculate your personal loan EMIs from Dakshin Bihar Gramin Bank.
✅ How to pay Dakshin Bihar Gramin Bank Personal Loan EMI?
Your personal loan EMIs from Dakshin Bihar Gramin Bank are automatically subtracted from your bank account every month. You can also use the net-banking services of Dakshin Bihar Gramin Bank to pay for your personal loan.
✅ How to close Dakshin Bihar Gramin Bank Personal Loan?
You must to first pay all the outstanding personal loan amounts before close the personal loan and then contact the Dakshin Bihar Gramin Bank branch to get your no dues certificate.
✅ How to check Dakshin Bihar Gramin Bank Personal Loan Status?
You will have the visit the Dakshin Bihar Gramin Bank branch to check the status of your personal loan. Alternatively, you can visit Dialabank and fill a simple form to let us do the hard work for you.
✅ How to close Dakshin Bihar Gramin Bank Personal Loan Online?
For closing the personal loan online, you have to follow the given steps:
- Visit the Dakshin Bihar Gramin Bank net-banking page.
- Login with your details.
- Pay for your personal loan and save the transaction receipt.
✅ How to pay Dakshin Bihar Gramin Bank Personal Loan EMI Online?
Your personal loan EMI can be paid using the net-banking facility provided by the Dakshin Bihar Gramin Bank. Dialabank allows you to compare offers and deals from different banks to choose the best, low-EMI personal loan. All you have to fill a simple form, and we will do the rest for you.
✅ How to check Personal Loan Balance in Dakshin Bihar Gramin Bank?
To check the personal loan balance in Dakshin Bihar Gramin Bank, you will contact the Dakshin Bihar Gramin Bank customer care number. If you are searching for getting low-interest personal loans, you can visit Dialabank and fill a simple form for Personal Loan Balance Transfer, and we will do the work for you.
✅ How to download Dakshin Bihar Gramin Bank Personal Loan Statement?
The personal loan statement of Dakshin Bihar Gramin Bank can be downloaded using the Dakshin Bihar Gramin Bank mobile banking app. You can visit the online platform of Dialabank and fill a simple form to compare and know about all the offers that we have for you.
✅ How to Top Up Personal Loan in Dakshin Bihar Gramin Bank?
If you require a top-up on your personal loan from Dakshin Bihar Gramin Bank, you will visit the bank branch and come in contact with the loan officer. You can also fill a simple form with Dialabank at Personal Loan Top Up and leave the rest to us.
✅ What happens if I don’t pay my Dakshin Bihar Gramin Bank Personal Loan EMIs?
Dakshin Bihar Gramin Bank will charge you with a penal interest if you don’t pay your personal loan EMIs. You can apply for a balance transfer using Dialabank to get a low-interest personal loan.
✅ What relaxation scheme and moratorium Dakshin Bihar Gramin Bank provides about Personal Loan due to Covid 19?
A moratorium of up to 6 months is provided by Dakshin Bihar Gramin Bank.
✅ How to find Dakshin Bihar Gramin Bank Personal Loan account number?
You will contact your Dakshin Bihar Gramin Bank loan branch to find your personal loan account number. You also fill the form available at Dialabank and allow us to do all the work for you.
✅ What is the Dakshin Bihar Gramin Bank personal loan customer care number?
Contact 9878981166 for any queries.
✅ What are the Dakshin Bihar Gramin Bank Personal Loan pre-closure charges?
Preclosure is a process in which you have paid the loan amount in advance which is beneficial for you. It will lower your interest rate.
✅ What is the Dakshin Bihar Gramin Bank personal loan closure procedure?
- Visit the bank with the complete set of documents (as mentioned above).
- You may be required to fill a form or write a letter requesting pre-closure of the Personal Loan account.
- Pay the pre-closure amount.
- Sign the required documents, if any.
- Take acknowledgement of the balance amount you have paid.
✅ What is the Dakshin Bihar Gramin Bank Personal Loan Overdraft Facility?
An individual overdraft is a credit office that licenses you to pull out an all-out as and when required. You can in like way repay the got out absolutely at whatever point the condition is ideal. From this time forward, it is possibly the most preferred credit decisions that profited to meet changing individual supporting necessities unbounded.
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