Allahabad UP Gramin Bank Personal Loan Key Features Jan 2021
| Eligibility Criteria | Details |
| Age | 21-61 yrs(at loan maturity) |
| CIBIL | 750 minimum |
| Allahabad UP Gramin Bank Personal Loan Interest Rate | 9.99% p.a. |
| Lowest EMI per lakh | NIL |
| Tenure | 12 to 60 months |
| Allahabad UP Gramin Bank Personal Loan Processing Fee | 1%-2% |
| Prepayment Charges | NIL |
| Part Payment Charges | NIL |
| Minimum Loan Amount | Rs. 50,000 |
| Maximum Loan Amount | Rs, 40 lacs |
Allahabad UP Gramin Bank Personal Loan Eligibility Criteria
Eligibility criteria for a personal loan:
| CIBIL score Criteria | 750 and above |
| Age Criteria | 21-61 yrs (at loan maturity) |
| Min Income Criteria | Rs. 18,000 |
| Occupation Criteria | Salaried/Self-Employed |
Allahabad UP Gramin Bank Personal Loan Interest Rate and Charges
Personal Loan Interest Rate Fees and Charges
| Allahabad UP Gramin Bank Personal Loan Interest Rate | 9.99% p.a. |
| Allahabad UP Gramin Bank Personal Loan Processing Charges | 1%-2% |
| Prepayment Charges | NIL |
| Stamp Duty | NIL |
| Cheque Bounce Charges | NIL |
| Penal Interest | NIL |
| Floating Rate of Interest | NIL |
Allahabad UP Gramin Bank Personal Loan Documents Required
| Form | Duly filled application form |
| Proof of Identity | Copy of: > Passport > Driving License > Aadhar Card > Voter ID Card |
| Proof of Address | Rent Agreement (Min. 1 year of stay) Utility Bills Passport (Proof of permanent residence) Ration card |
| Proof of Income | > ITR: Last two Assessment years > Salary Slip: Last 6 months > Bank Statement: Last 3 months |
Allahabad UP Gramin Bank Personal Loan EMI Calculator
EMI Calculator for Personal Loan.
Allahabad UP Gramin Bank Personal Loan Compared to Other Banks
| Particulars | Allahabad UP Gramin Bank | HDFC Bank | Bajaj Finserv | Axis Bank | Citibank | Private Bank |
| Interest Rate | 9.99% | 11.25% to 21.50% | Starting from 12.99% | 15.75% to 24% | Starting from 10.99% | 11.50% to 19.25% |
| Tenure | 12 to 60 months | 12 to 60 months | 12 to 60 months | 12 to 60 months | 12 to 60 months | 12 to 60 months |
| Loan amount | Up to Rs. 40 lakh | Up to Rs. 40 lakh | Up to Rs. 25 lakh | Rs. 50,000 to Rs. 15 lakh | Up to Rs. 30 lakh | Up to Rs. 20 lakh |
| Processing Fee | 1%-2% | Up to 2.50% of the loan amount | Up to 3.99% of the loan amount | Up to 2% of the loan amount | Up to 3% of the loan amount | Up to 2.25% of the loan amount |
Other Loan Products from Allahabad UP Gramin Bank
Why should you apply for Allahabad UP Gramin Bank Personal Loan with Dialabank?
- Dialabank: India’s first financial helpline.
- Provides the best services to their customers.
- Dialabank provides services at a faster rate.
- Less documentation
- For any query, call at 9878981166.
How to Calculate EMIs for Allahabad UP Gramin Bank Personal Loan
The information required to calculate your Allahabad UP Gramin Bank Personal Loan EMI:
- Loan Amount
- Rate of Interest
- Tenure
Put these values in the calculator below and find your monthly EMIs
EMI Calculator.
Allahabad UP Gramin Bank Personal Loan Processing Time
Processing time refers to the time taken for your loan for approval of the application and loan. You can approve your loan in 30 minutes after the completion of the verification of the documents.
Allahabad UP Gramin Bank Personal Loan Preclosure Charges
Preclosure means you have paid your loan amount before the date. It helps in lowering your interest rate.
Pre Calculated EMI for Personal Loan
Different Offers For Allahabad UP Gramin Bank Personal Loan
Allahabad UP Gramin Home Loan 
- Allahabad UP Gramin Bank provides for a home loan.
- Loan tenure: 20 yrs
- Repayment of interest in Home Loan: Up to 2 Lakhs.
Allahabad UP Gramin Bank Personal Loan for Government Employees
- Allahabad UP Gramin Bank offers personal loans for Govt. Employees.
- The loan amount depends on the company that you are working in.
Allahabad UP Gramin Bank Car Loan
- Allahabad UP Gramin Bank offers car loans.
- Interest rate: 9.99%
- Loan tenure: 7 yrs
Allahabad UP Gramin Bank Personal Loan for Education
- Allahabad UP Gramin Bank offers an education loan.
- Provides loans for studies in India as well as Abroad.
Allahabad UP Gramin Bank Personal Loan Balance Transfer
Balance transfer means that you transfer your loan from one foundation to another. Then, the balance transfer will help you in getting a low interest rate.
Allahabad UP Gramin Bank Personal Loan Top Up
A top-up loan refers to the supplementary loan offered by a company on a recent loan. There is also minimal documentation required. Loan top-up can be availed after the 12 successive EMIs.
Allahabad UP Gramin Bank Personal Loan Overdraft Scheme
Allahabad UP Gramin Bank Personal Loan Offers an Overdraft Scheme. With this, you are provided with a loan amount as an overdraft facility. It works like a Credit Card, where you can spend your Personal Loan Amount as you want anytime, anywhere. The overall loan amount will have a Credit/Loan Limit. In the Allahabad UP Gramin Personal Loan Overdraft facility, the bank charges interest only on the amount you withdraw/utilise.
Allahabad UP Gramin Bank Personal Loan Status
- Visit our bank website.
- Check your loan status by filling in information.
How to Apply for Allahabad UP Gramin Bank Personal Loan
You can avail of a personal loan. Just follow the given steps:
- Then, visit Dialabank and fill the application form.
- Then, our representative will call you.
- Our representative will guide you through the whole procedure and tell you the details of the loan.
- For any info, call at 9878981166.
FAQs About Allahabad UP Gramin Bank Personal Loan
✅ How to apply for Allahabad UP Gramin Bank Personal Loan?
You can apply for a personal loan with Allahabad UP Gramin Bank by visiting the nearest Allahabad UP Gramin Bank branch or submitting a simple form with Dialabank. With Dialabank, you get the benefit to apply from anywhere and get your loan approval faster.
✅ What is the Interest Rate for Allahabad UP Gramin Bank Personal Loan?
Allahabad UP Gramin Bank’s interest rate is 9.99% p.a. for their loan products.
✅ What is the minimum age for getting a Personal Loan from Allahabad UP Gramin Bank?
You must be 21 years old to apply for a personal loan from Allahabad UP Gramin Bank.
✅ What is the maximum age for getting a Personal Loan from Allahabad UP Gramin Bank?
The maximum age for getting a personal loan from Allahabad UP Gramin Bank is 61 years.
✅ What is the minimum loan amount for Allahabad UP Gramin Bank Personal Loan?
You can avail of a minimum loan amount of Rs. 50,000 for a personal loan from Allahabad UP Gramin Bank.
✅ What is the maximum loan amount for Allahabad UP Gramin Bank Personal Loan?
Allahabad UP Gramin Bank lets you take a maximum loan amount of Rs. Forty lakhs under the personal loan scheme.
✅ What are the documents required for Allahabad UP Gramin Bank Personal Loan?
You will require an Aadhaar card/Voter ID, PAN card, salary slips/ITR, and two recently clicked photographs that are needed for a personal loan from Allahabad UP Gramin Bank.
✅ What is the Processing Fee for Allahabad UP Gramin Bank Personal Loan?
The processing fee charged by Allahabad UP Gramin Bank is 1%-2%.
✅ So how to get Allahabad UP Gramin Bank Personal Loan for Self Employed?
Allahabad UP Gramin Bank avails special offers for self-employed borrowers to meet their financial needs. However, you will have to show the ITR files of the last three years as your income proof.
✅ What is the Maximum Loan Tenure for Allahabad UP Gramin Bank Personal Loan?
The maximum tenure period for a personal loan from Allahabad UP Gramin Bank is 60 months.
✅ What should be the CIBIL Score for Allahabad UP Gramin Bank Personal Loan?
You should have a CIBIL score of at least 750 or above to avail of a personal loan from Allahabad UP Gramin Bank.
✅ Do I have a preapproved offer for Allahabad UP Gramin Bank Personal Loan?
You can examine your preapproved personal loan offers from Allahabad UP Gramin Bank with Dialabank. All you have to do is fill the form, and we will check all the offers for you and get back to you to help you choose the best one.
✅ How to calculate EMI for Allahabad UP Gramin Bank Personal Loan?
You can use the EMI calculator available at Dialabank’s website to calculate your personal loan EMIs from Allahabad UP Gramin Bank.
✅ How to pay Allahabad UP Gramin Bank Personal Loan EMI?
Your personal loan EMIs from Allahabad UP Gramin Bank is automatically subtracted from your bank account every month. You can also use the Allahabad UP Gramin Bank’s net banking facility to pay for your loan.
✅ How to close Allahabad UP Gramin Bank Personal Loan?
You have to pay all the outstanding personal loan amounts and contact the Allahabad UP Gramin Bank branch to receive your no dues certificate.
✅ How to check Allahabad UP Gramin Bank Personal Loan Status?
You will need the visit the Allahabad UP Gramin Bank branch to know the status of your personal loan. Alternatively, you can visit Dialabank and fill a simple form to allows us to do the hard work for you.
✅ How to close Allahabad UP Gramin Bank Personal Loan Online?
Closing of a personal loan from Allahabad UP Gramin Bank requires the following steps:
- Visit the net banking page of Allahabad UP Gramin Bank.
- Login using your details.
- Pay for your personal loan.
- Save the transaction receipt.
✅ How to pay Allahabad UP Gramin Bank Personal Loan EMI Online?
Your personal loan EMI can be paid through the net banking facility of Allahabad UP Gramin Bank. Moreover, Dialabank allows you to compare offers and deals from different banks to choose the best, low-EMI personal loan. You have to fill a simple form, and we will do the rest for you.
✅ How to check Personal Loan Balance in Allahabad UP Gramin Bank?
To check the personal loan balance in Allahabad UP Gramin Bank, you will need to contact Allahabad UP Gramin Bank’s customer care number. On the other hand, if you search for low-interest personal loans, you can visit Dialabank and fill a simple form for Personal Loan Balance Transfer, and we will do the hard work for you.
✅ How to download Allahabad UP Gramin Bank Personal Loan Statement?
The personal loan statement of Allahabad UP Gramin Bank can be downloaded using the mobile banking app of Allahabad UP Gramin Bank. Moreover, you can visit the online platform of Dialabank and fill a simple form to compare and know about all the offers we have for you.
✅ How to Top Up Personal Loan in Allahabad UP Gramin Bank?
If you require a top-up on your loan from Allahabad UP Gramin Bank, you must visit the bank branch and contact the loan officer. Also, fill a simple form with Dialabank at Personal Loan Top Up and leave the rest to us.
✅ What happens if I don’t pay my Allahabad UP Gramin Bank Personal Loan EMIs?
Allahabad UP Gramin Bank may charge you with penal interest if you cannot pay your personal loan EMIs. However, you can apply for a balance transfer using Dialabank to avail yourself of low-interest personal loans.
✅ How to find the Allahabad UP Gramin Bank Personal Loan account number?
You will have to contact your Allahabad UP Gramin Bank loan branch to know your personal loan account number. You may also fill out the form available at Dialabank and let us do all the work for you.
✅ What is the Allahabad UP Gramin Bank Personal Loan closure procedure?
- Just go to the bank with the documents.
- Write a letter for pre-closure of Allahabad UP Gramin Bank Personal loan account.
- Pay the pre-closure charges as per Allahabad UP Gramin Bank Personal Loan.
✅ What are Allahabad UP Bank Personal Loan preclosure charges?
Allahabad UP Gramin Bank Personal Loan preclosure charges are Nil.
✅ What is the Allahabad UP Gramin Bank Personal Loan overdraft scheme?
For simplifying the process and providing you with a hassle-free service while processing an overdraft scheme at Allahabad UP Gramin Bank Personal Loan is provided, it gives you an online way to get your overdraft, also known as Smartdraft – Overdraft Against Salary. You do not need to visit bank branches and go through a tiresome process. Just log in to the Allahabad UP Gramin online banking portal, and from there, you can fill out a simple form and get an overdraft under your name.
✅ What is Allahabad UP Gramin Bank Personal Loan minimum tenure?
Allahabad UP Gramin Bank Personal Loan minimum tenure is 12 months.
✅ What is the Allahabad UP Gramin Bank Personal Loan customer care number?
The customers get in touch with the bank via call on 9878981166.
