Personal Loan @ 10.49%

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Why us?

Rates as low as 10.49%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

No Hidden Charges

What you see what you get. with easy to understand terms and conditions, our personal loan is transparent and comes with zero hidden charges.

**Pay Up to 45%* Lower EMIs**

Meet your expenses with a Flexi Personal Loan and reduce your Installment by up to 45%*.

High Loan Amount

You can get instant personal loan up to Rs. 30 lakh based on your eligibility.

Minimal documentation

Apply Personal Loan online in few clicks. Complete the application process by submitting only a few basic documents and get instant approval.

Disbursement within 24 hours

Avial the offer the fastest personal loan in India – with disbursal in just 24 hours* of your getting approved.

Instant Approval on Online Loan Applications.

Low-Interest Rates Starting @10.49%

Loan Security at Nominal Premium

Detailed List of Fees and Charges

No Collateral Required.

PERSONAL LOAN

A personal loan is a financial instrument that helps you avail funds for a multitude of uses. Like any regular loan; when opting for a Personal Loan you are advanced a specific amount of funds at a set interest rate and can clear it via a fixed repayment tenure. However, a few aspects of a personal loan may prove more advantageous than other loans lie such as:

It does not lock in any of the applicant’s assets. As opposed to a Home or Car Loan which locks in the asset against which the loan is sought; Personal Loans provide advances for your needs without any collateral.
Unrestricted usage: much like the name states. A personal loan is to be availed in case one needs a financial lump-sum for any personal use. Be it due to a medical/social event, lifestyle needs such as home repairs/renovation, or even to consolidate existing loans.

PERSONAL LOAN DOCUMENTS

Photos: 2 Passport-size coloured photographs
KYC Documents: Aadhaar Card / PAN Card/ Driving License / Voter ID Card (proof of the applicant’s age, nationality, etc.)
Address Proof: Aadhaar Card / PAN Card/ Driving License / Voter ID Card / Rent Agreement
Income Proof: Documents declaring the continued employment for the applicant

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PERSONAL LOAN FAQs

A personal loan is an unsecured loan, which means you don’t need to pledge a collateral to receive funds. Availing of one is easy – you can apply online and you can use the money to meet almost any expense.

It can help you meet a wide range of financial requirements, such as:

Medical emergency
Home renovation
Higher education
Debt consolidation
Travel
Wedding

As it offers a collateral free advance, application for a personal loan generally involves ascertaining the applicant’s need/eligibility of funds and their repayment capacity. As such to be eligible for a Personal Loan applicants must generally be salaried individuals and share documents confirming their personal and professional details. Including but not restricted to:

KYC Documents (proof of the applicant’s age, nationality, etc.)
Documents declaring the continued employment for the applicant
A duly filled loan application form.

IMPORTANT TERMS & CONDITIONS

Interest Rate: Annual Interest Rate Min. 10.25%, Max. 16.99% ^

The exact tenure and interest rate may vary as per the policies of the company in vogue, based on and not limited to the customer profile, past track record, loan amount etc. All sanctions are at the discretion of the Company.

Reference loan quote for amount Rs. 20 Lac (example):
If you borrow a 48-month loan of Rs. 20 Lac at a fixed (monthly reducing) rate of 13.49% with a processing fee of Rs 50,000*, the monthly EMI would be Rs. 54,143.
*Excluding service tax and other statutory government levies.