All About Reliance Loan Against Property
The Reliance Loan against Property scheme offers its benefits to: Salaried Individual, Self Employed, Partnership Firm, Proprietorship Firms. Reliance loan Against Property Features are mentioned below:
- Get Maximum loan amount for purchase of your dream home
- Higher loan eligibility
- Reliance caters to all your needs whether you are salaried or Self Employed
- Enjoy the flexibility of choosing your loan tenure
- Easy repayment option by way of simple EMIs
Reliance Loan Against Property: Amount and The Tenure of The Loan
- Loan amount
- Minimum: 15 lacs
- Maximum: 2 crores
- Tenure of the Loan
- Maximum: 15 Years
Reliance Loan Against Property: Interest rates and Charges
- Rate Of Interest ranges from 12.25% – 12.5% p.a
- Loan Processing charges: 0.75% of the Loan amount+ Service Tax
- Late payment charges: 3% per month on the unpaid amount
Reliance Loan Against Property: Documentation
Salaried employees
- 2 photographs
- Latest 3 months salary slips
- 2 years Form 16
- Latest 2 years ITR
- 6 months Bank Statement ( Salary account or any other account)
Self Employed Individuals
-
- 2 years Balance sheet
6 months Bank Statement
- 2 years ITR of each applicant and the Company
- Cash Credit Limit or Overdraft Limit
- MOA / AOA for the Private Limited Companies
- List of Directors and list of Shareholding on the letterhead of the Company
- Track Record, if any
Partnership Firm
- 2 years Balance sheet
- 6 months Bank statement
- 2 years ITR of each applicant and the Company
- Cash Credit Limit or Overdraft Limit
- Partnership Deed
Proprietorship
- 2 years Balance sheet
- 6 months Bank statement
- 2 years ITR of each applicant and the Company
- Cash credit Limit or Overdraft Limit
Other related products of Reliance Consumer Finance :
- Home Loan
- Commercial Property Purchase Loan
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