All about Punjab National Bank Loan Against Property
PNB provides loans to individuals against home loan of their current personal, immovable residence located in urban/semi-urban/metro centers. Financial would be made available for personal specifications of debtors such as knowledge, wedding, family operate, international journey, medical costs, providing the house, purchasing a computer or other customer durables, etc. by mortgaging their current immovable residence.
Eligibility: Punjab National Bank Loan Against Property
Any individual having frequent earnings can apply for the mortgage. Age of the candidate should not be more than 55 years.
Loan Amount: Punjab National Bank Loan Against Property
Minimum mortgage amount would be Rs. 50,000/-. Maximum Mortgage Amount would be 50 % of the market value of the property as qualified by PNBHF’s accepted value or actual bank Loan eligibility as established on the basis of pay back capacity of the client, whatever is less. In case other making close relatives are offered as co-borrowers, their income can also be put with that of the client for calculations of eligible mortgage amount.
Interest Rates: Punjab National Bank Loan Against Property
Interest rates for people will be 14.25% and for contractors (floating rate) will be 14.75%.
Builders And Bodies Corporate (Non-Housing) 15.25% : Punjab National Bank Loan Against Property
Security: Punjab National Bank Loan Against Property
We shall need Equitable/Registered Home mortgage of residence against which mortgage is being desired. Assurance of one/ two individuals will be necessary as per current recommendations of the organization.
Loan Disbursement: Punjab National Bank Loan Against Property
The loan would be paid immediately to the client in lump sum through his bank. Payment will be made after the residence has been officially and lawfully estimated, and the lawful certification has been accomplished.
Loan Repayment: Punjab National Bank Loan Against Property
The mortgage would be returned by way of Associated Per month Installments(EMIs) made up of key and interest within the highest possible interval of 15 years. Payback will continue in the 30 days following to the 30 days in which mortgage has been paid.
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