Home Loan @ 6.90%

Loan Approval in 30 mins

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Buy Your Dream Home

Rates as low as 6.90%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Interest as Low as 6.90%

Part-prepayment and Foreclosure Facility

Funding Up to 90% of Property Value

Maximum Tenure Up to 30 yrs

Minimum Documentation

HOME LOAN

DialaBank offers Home Loan of up to ₹3.5 crores at an interest rate starting at 6.90%*. You can repay it over a flexible tenor of up to 240 months, claim annual tax benefits, get the highest top-up loan of up to ₹50 lakh, and save up to ₹2.67 lakh* on interest through PMAY’s interest subsidy.

Whether you’re looking to purchase, construct, or renovate a home, the DialaBank is the one-stop solution for your housing loan needs. You can get finance easily, with simple eligibility terms and a minimal requirement for documentation. You can also refinance your existing house loan through the Balance Transfer facility and avail a top-up loan when doing so. Through the Property Dossier facility, you learn about the legal and financial aspects of being a property owner; and you can avail customised insurance schemes to stay financially secure.

To meet your housing finance needs, apply for the Home Loan today and get instant approval.

HOME LOAN DOCUMENTS

Photos: 2 Passport-size coloured photographs
ID Proof: Aadhaar Card / PAN Card/ Driving License / Voter ID Card
Address Proof: Aadhaar Card / PAN Card/ Driving License / Voter ID Card / Rent Agreement
Income Proof: Last 3 Salary Slips / 6 Month’s Bank Statemen/ ITR For Self Employed Professionals
Property Documents: Copy of complete chain documents of the property (as applicable), Copy of Agreement to Sell (if executed), Copy of the Allotment Letter / Buyer Agreement(if applicable), Copy of Receipt/(s) of payment/(s) made to the developer (if applicable)

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HOME LOAN FAQs

Ans. The interest rates will change at the quarterly interval on 1st day of calendar quarter subsequent to the change in RBI’s Repo Rate.

Ans. The language of the registration document must be the one that is commonly / prominently used in your district. According to Section 19 of the Indian Registration Act, the Registering Officer or the Registrar has the discretionary authority to decline the registration of your document if it is presented in a language which is not commonly used in the district, unless and until it is accompanied with the authentic translation of the language in use.

Original copies of the chain of title agreements and Building Plan approvals
Original registration and stamp duty receipts
Possession Letter
Original share certificate (In case of societies)
Proof of payment of all dues like maintenance charges, electricity bills, phone, water and property taxes up to the date of handing possession
NOC from the Society or any other concerned body confirming that there is no objection to the transfer