Ujjivan Small Finance Bank Gold Loan Per Gram is ₹ 72,800 to ₹ 78,350
Ujjivan Small Finance Bank Gold Loan Per Gram Today | Gold Loan Rate Per Gram Today is ₹ 72,800 to ₹ 78,350 |
Eligible Age | 18 to 75 years |
Loan Amount Eligibility | Rs. 1,000 to Rs. 2 Cr |
Documents Required | Basic KYC documents for address and identity proof. No income documents and no CIBIL score documents are required. |
Purity of Gold | 18 carat to 22 carat |
Type of Gold | Gold jewellery and gold coins of 18-24 carats |
Loan to Value Ratio | 25% of the gold ornament’s market value |
The Ujjivan Small Finance Bank has Gold Loan Per Gram rates of ₹ 72,800 to ₹ 78,350. This Loan to Value Ratio is 75% of the Gold Ornaments Market value. The Purity of the Gold Loan also ranges between 18 to 22-carat gold. And the Type of Gold in the Ujjivan Small Finance Bank is Gold Jewellery and gold coins of 18-24 carat gold.
Ujjivan Small Finance Bank Gold Loan Calculator
- You can use the Gold Loan Calculator in Ujjivan Small Finance Bank, and you can avail Ujjivan Small Finance Bank Gold Loan Per Gram by using some of the factors.
- When coming to the purity of the Gold Loan, you can avail of these Gold Loan Purity in the range of 18-24 carat gold. This Carat gold has a lot of purity in it, and the weight of the Gold also plays a major role in the Ujjivan Small Finance Bank. This Ujjivan Small Finance Bank has a lot of benefits in the Gold Loan Calculator.
- And the Loan to Value Ratio is also used in various Gold Loan Calculators. This Loan to Value Ratio is also helpful for various benefits in the Gold Loan Per Gram. And the Loan to Value Ratio is 75% in the Gold Loans.
- The price of the Gold is important for the Gold Loan Per Gram as the Price of the Gold Loan Per Gram is based on the Purity of the Gold.
Ujjivan Small Finance Bank Gold Loan Rate Per Gram by Gold Purity
The above table shows the method by which Banks will calculate your per gram gold loan for gold of varying purity.
Gold Purity
Gold Rate Per Gram- Average Of Past 30 Days
Highest Gold Loan Per Gram
Lowest Gold Loan Per Gram
22 carat
₹ 4,620
₹ 4,999
₹ 4,956
20 carat
₹ 3,939
₹ 4,178
₹ 3,795
18 carat
₹ 3,545
₹ 3,784
₹ 3,460
As you can see in the above table that the Ujjivan Small Finance Bank Gold Loan Per Gram are different as per the purity of the Gold. Based on the Purity of the Gold, only you can avail of the Ujjivan Small Finance Bank. The highest rates and the lowest interest rates for the Ujjivan Small Finance Bank are also different. The highest Gold Loan Per Gram amount is 4141, and the Lowest Gold Loan Per Gram amount is 2121.
Ujjivan Small Finance Bank Gold Loan Rates Per Gram
The following table shows the Ujjivan Small Finance Bank Gold Loan Rates Per Gram – Updated Jan 07 2025
Updated - Gold Loan Per Gram Rate w.e.f Jan 07 2025
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Historical Gold Loan Rates Per Gram
The following table shows the Historical Gold Loan Rates Per Gram
This Table Contains the Average Annual Gold Rate from 1965 - 2022
Year
Price (24 karat per 10 grams)
Year
Price (24 karat per 10 grams)
2023
₹ 54,699
1994
₹ 4,598
2022
₹ 52,950
1993
₹ 4,140
2021
₹ 50,045
1992
₹ 4,334
2020
₹ 48,651
1991
₹ 3,466
2019
₹ 35,220
1990
₹ 3,200
2018
₹ 31,438
1989
₹ 3,140
2017
₹ 29,667
1988
₹ 3,130
2016
₹ 28,623
1987
₹ 2,570
2015
₹ 26,343
1986
₹ 2,140
2014
₹ 28,006
1985
₹ 2,130
2013
₹ 29,600
1984
₹ 1,970
2012
₹ 31,050
1983
₹ 1,800
2011
₹ 26,400
1982
₹ 1,645
2010
₹ 18,500
1981
₹ 1,800
2009
₹ 14,500
1980
₹ 1,330
2008
₹ 12,500
1979
₹ 937
2007
₹ 10,800
1978
₹ 685
2006
₹ 8,400
1977
₹ 486
2005
₹ 7,000
1976
₹ 432
2004
₹ 5,850
1975
₹ 540
2003
₹ 5,600
1974
₹ 506
2002
₹ 4,990
1973
₹ 279
2001
₹ 4,300
1972
₹ 202
2000
₹ 4,400
1971
₹ 193
1999
₹ 4,234
1970
₹ 184
1998
₹ 4,045
1969
₹ 176
1997
₹ 4,725
1968
₹ 162
1996
₹ 5,160
1967
₹ 103
1995
₹ 4,680
1966
₹ 84
1994
₹ 4,598
1965
₹ 72
Major Banks Gold Loan Per Gram Rate Comparison
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Tips to Get The Highest Gold Loan Amount from Ujjivan Small Finance Bank
- You can avail of the Highest Gold Loan Amount for the Ujjivan Small Finance Bank. For these, you need to know many things before availing of the Highest Gold Loan Amount.
- This Gold Loan Amount has a purity of Gold. The Purity of the Gold also plays a significant role. The Purity of the Gold Loan is between 18-24 carat gold. This Gold Loan has a Loan Value Ratio. And these Loan to Value Ratio plays a significant role in the Gold Loan Per Gram in the Ujjivan Small Finance Bank.
- You can also choose the Gold that has low gems and stones. And these Gold Loans has various benefits. For these Gold Loans, the price of the Gold also plays a major role. The Gold Loan has various benefits, and these include the Price of the Gold. The cost of gold and Gold purity plays a significant role.
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News
Ujjivan Small Finance Bank impact on shares
Ujjivan Small Finance Bank has many impacts on the Shares, and Ujjivan Small Finance Bank is of various share networks. And these Share Networks are useful for the Share markets. The brokerage of the Share markets is 75% in the Ujjivan Small Finance Bank.
Ujjivan Small Finance Bank Gold Loan Per Gram FAQs
✅ What is Ujjivan Small Finance Bank Gold Loan scheme?
Ujjivan Small Finance Bank gold loan is a scheme that provides a loan against your gold. Any person in need of quick lump sum money can avail of this facility that is offered by Ujjivan Small Finance Bank and other leading banks and non-banking financial companies. The current rate for Ujjivan Small Finance Bank Gold Loan Per Gram is ₹ 3,506 to ₹ 4,621.
✅ How much Gold Loan can I get per gram in Ujjivan Small Finance Bank?
Depending upon the purity of your gold. Ujjivan Small Finance Bank Gold Loan Per Gram ₹ 3,506 to ₹ 4,621.
✅ How is Ujjivan Small Finance Bank Gold Loan Per Gram calculated?
The Ujjivan Small Finance Bank Gold Loan Per Gram amount depends upon the purity of one’s gold and the current market gold rate. Ujjivan Small Finance Bank Gold Loan Per Gram interest rate is then calculated based upon several factors, including loan amount, loan tenure, relationship with the lender, and loan to value ratio.