UCO Bank Gold Loan Per Gram is ₹ 72,800 to ₹ 78,350
| UCO Bank Gold Loan Per Gram Today | Gold Loan Rate Per Gram Today is ₹ 72,800 to ₹ 78,350 |
| Eligible Age | 18 to 75 years |
| Loan Amount Eligibility | Rs. 1,000 to Rs. 2 Cr |
| Documents Required | Basic KYC documents for address and identity proof. No income documents and no CIBIL score documents are required. |
| Purity of Gold | 18 carat to 22 carat |
| Type of Gold | Gold jewellery and gold coins of 18-24 carats |
| Loan to Value Ratio | 75% of the gold ornament’s market value |
The Gold Loan Per Gram has various rates ranging from ₹ 72,800 to ₹ 78,350. These Gold Loan Per Gram have different Loan to Value Ratio, and these Loan to Value ratios range from 75%. And also the purity of the Gold ranges.
UCO Bank Gold Loan Calculator
- The UCO Bank Gold Loan Calculator has various interest rates, and it also has multiple factors for these Gold Loan Calculators. Therefore, these Gold Loan Calculators are useful for multiple benefits in the UCO Bank.
Gold’s purity plays a significant role and UCO Bank also has various Gold Loan Calculators. As these banks are helpful for the Gold Loan Interest rates, you can also avail the Gold Loan weight in the UCO Banks.- So in this way, you can use the Loan to Value Ratio also. This Loan to Value Ratio is helpful for 75% of the Gold Loan Per Gram. So the weight of the Gold Loan per gram in UCO Bank also offers various interest rates in the Gold Loan Calculator.
UCO Bank Gold Loan Rate Per Gram by Gold Purity
The above table shows the method by which Banks will calculate your per gram gold loan for gold of varying purity.
Gold Purity
Gold Rate Per Gram- Average Of Past 30 Days
Highest Gold Loan Per Gram
Lowest Gold Loan Per Gram
22 carat
₹ 4,620
₹ 4,999
₹ 4,956
20 carat
₹ 3,939
₹ 4,178
₹ 3,795
18 carat
₹ 3,545
₹ 3,784
₹ 3,460
UCO Bank Gold Loan Rates Per Gram
Updated - Gold Loan Per Gram Rate w.e.f Jan 17 2025
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Historical Gold Loan Rates Per Gram
This Table Contains the Average Annual Gold Rate from 1965 - 2022
Year
Price (24 karat per 10 grams)
Year
Price (24 karat per 10 grams)
2023
₹ 54,699
1994
₹ 4,598
2022
₹ 52,950
1993
₹ 4,140
2021
₹ 50,045
1992
₹ 4,334
2020
₹ 48,651
1991
₹ 3,466
2019
₹ 35,220
1990
₹ 3,200
2018
₹ 31,438
1989
₹ 3,140
2017
₹ 29,667
1988
₹ 3,130
2016
₹ 28,623
1987
₹ 2,570
2015
₹ 26,343
1986
₹ 2,140
2014
₹ 28,006
1985
₹ 2,130
2013
₹ 29,600
1984
₹ 1,970
2012
₹ 31,050
1983
₹ 1,800
2011
₹ 26,400
1982
₹ 1,645
2010
₹ 18,500
1981
₹ 1,800
2009
₹ 14,500
1980
₹ 1,330
2008
₹ 12,500
1979
₹ 937
2007
₹ 10,800
1978
₹ 685
2006
₹ 8,400
1977
₹ 486
2005
₹ 7,000
1976
₹ 432
2004
₹ 5,850
1975
₹ 540
2003
₹ 5,600
1974
₹ 506
2002
₹ 4,990
1973
₹ 279
2001
₹ 4,300
1972
₹ 202
2000
₹ 4,400
1971
₹ 193
1999
₹ 4,234
1970
₹ 184
1998
₹ 4,045
1969
₹ 176
1997
₹ 4,725
1968
₹ 162
1996
₹ 5,160
1967
₹ 103
1995
₹ 4,680
1966
₹ 84
1994
₹ 4,598
1965
₹ 72
Major Banks Gold Loan Per Gram Rate Comparison
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Tips to Get The Highest Gold Loan Amount from UCO Bank
- There are many things one need to know for availing of the Highest Gold Loan Amount from the UCO Bank.
- These factors include various things like Purity, weight and LTV ratio. To get the highest amount from UCO Bank you have to be aware of these factors and their changes.
- The purity of the Gold also has fickle interest rates in UCO Bank and it has to be between 18-24 carat Gold. This Purity of Gold can affect the interest rates in UCO Bank. The weight of the Gold also has various interest rates and these Gold loan has different purity for Gold Loan in UCO Bank.
- The Loan to Value ratio is useful for the Gold Loan Amount. This Gold Loan Amount is also helpful for the Gold Loan Amounts.
GOLD LOAN @ 0.75%*
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UCO Bank Gold Loan Per Gram FAQs
✅ What is UCO Bank Gold Loan scheme?
UCO Bank provides a loan against your gold. Any person in need of money can avail of this facility. The current rate per gram in UCO Bank is between ₹ 3,506 to ₹ 4,621.
✅ How much Gold Loan does UCO Bank Provide per gram?
UCO Bank Gold Loan Per Gram rate is between ₹ 3,506 to ₹ 4,621. The price depends upon your gold and its purity
✅ How is UCO Bank Gold Loan Per Gram calculated?
The UCO Bank Gold Loan Per Gram amount depends upon the weight and purity of your Gold. UCO Bank Gold Loan Per Gram interest rate also considers various other factors like loan amount, loan tenure, relationship with the lender, and loan to value ratio.
