Syndicate Bank Gold Loan Per Gram is ₹ 3,800 to ₹ 4,350
Syndicate Bank Gold Loan Per Gram Today | Gold Loan Rate Per Gram Today is ₹ 3,800 to ₹ 4,350 |
Eligible Age | 18 to 75 years |
Loan Amount Eligibility | Rs. 1,000 to Rs. 2 Cr |
Documents Required | Basic KYC documents for address and identity proof. No income documents and no CIBIL score documents are required. |
Purity of Gold | 18 carat to 22 carat |
Type of Gold | Gold jewelry and gold coins of 18-24 carats |
Margin in Gold Loan for the Bank | 25% of the gold ornament’s market value |
The Gold Loan Per Gram Rates is ranging from ₹ 3,800 to ₹ 4,350. These Gold Loan Per Gram rates may vary based on the gold availability, Gold Loan Rates and Gold purity and Gold loan to value ratio. These are some of the factors that are used.
Gold Loan Calculator Syndicate Bank
Dialabanks Syndicate bank Gold loan Calculator helps you in availing the amount of Gold Loan also based on some of the factors. These factors include:
- Cost of the Gold: The price of the gold plays a vital role in getting the number of gold loans. Gold also has different forms of purity. The purity of the gold may range between 18-24 carat golds. You can also know today’s gold rate in Dialabank.
- Purity of the Gold: Purity of the Gold is essential in Gold loans. The purity of the gold ranges between 18-24 carat Gold. This Gold has both percentage of the gold and the other elements apart from the gold. So the purity of the Gold Loan also plays a significant role in the Gold Loan. This Purity of the Gold is used in various benefits and these Gold loans are used for purity.
- Loan to Value ratio: The Loan to Value Ratio is used after calculating the jewellery value, and the Loan to Value Ratio is up to 75 per cent. And these banks also offer low-interest rates. This Gold Loan to Value ratio is used for calculating the gold loan calculator.
- Based on the above factors only the gold loan calculator is used in Syndicate Bank. Use these Gold loan Calculators in Syndicate Banks. Loan to Value Ratio is very useful for Gold loan Calculators. These Gold loans have varied interest rates.
- The cost of the gold is based on gold purity. As the purity of the gold loan is high then your cost of gold is also high. So in this way you can use the cost of the gold by purity.
Syndicate Bank Gold Loan Per Gram by Gold Purity
The above table shows the method by which Banks will calculate your per gram gold loan for gold of varying purity.
Gold Purity
Gold Rate Per Gram- Average Of Past 30 Days
Highest Gold Loan Per Gram
Lowest Gold Loan Per Gram
22 carat
₹ 4,620
₹ 4,999
₹ 4,956
20 carat
₹ 3,939
₹ 4,178
₹ 3,795
18 carat
₹ 3,545
₹ 3,784
₹ 3,460
The Gold Loan Per Gram rates varies based on the purity of the Gold. The Purity of the Gold plays a major role. The Gold Loan Per Gram rates are 45531 for 22-carat gold and 41392 for 20-carat gold. There are both the highest and lowest Gold Loan Per Gram rates. The highest Gold loan per gram rates are in between 4621 to 2515 for the 20-carat gold to18 carat gold.
Syndicate Bank Gold Loan Rates Per Gram
Foloowing Table shows the Gold Loan Rates Per Gram -Updated Dec 04 2024
Updated - Gold Loan Per Gram Rate w.e.f Dec 04 2024
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Historical Gold Loan Rates Per Gram
The Gold has history and the Gold is used these days and you can also avail Gold Loan from this Gold. In the following table you can see the prices of gold from history.
This Table Contains the Average Annual Gold Rate from 1965 - 2022
Year
Price (24 karat per 10 grams)
Year
Price (24 karat per 10 grams)
2023
₹ 54,699
1994
₹ 4,598
2022
₹ 52,950
1993
₹ 4,140
2021
₹ 50,045
1992
₹ 4,334
2020
₹ 48,651
1991
₹ 3,466
2019
₹ 35,220
1990
₹ 3,200
2018
₹ 31,438
1989
₹ 3,140
2017
₹ 29,667
1988
₹ 3,130
2016
₹ 28,623
1987
₹ 2,570
2015
₹ 26,343
1986
₹ 2,140
2014
₹ 28,006
1985
₹ 2,130
2013
₹ 29,600
1984
₹ 1,970
2012
₹ 31,050
1983
₹ 1,800
2011
₹ 26,400
1982
₹ 1,645
2010
₹ 18,500
1981
₹ 1,800
2009
₹ 14,500
1980
₹ 1,330
2008
₹ 12,500
1979
₹ 937
2007
₹ 10,800
1978
₹ 685
2006
₹ 8,400
1977
₹ 486
2005
₹ 7,000
1976
₹ 432
2004
₹ 5,850
1975
₹ 540
2003
₹ 5,600
1974
₹ 506
2002
₹ 4,990
1973
₹ 279
2001
₹ 4,300
1972
₹ 202
2000
₹ 4,400
1971
₹ 193
1999
₹ 4,234
1970
₹ 184
1998
₹ 4,045
1969
₹ 176
1997
₹ 4,725
1968
₹ 162
1996
₹ 5,160
1967
₹ 103
1995
₹ 4,680
1966
₹ 84
1994
₹ 4,598
1965
₹ 72
Gold Loan Per Gram Rate Comparison for Major Banks
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Tips to get the best Gold Loan Amount Per Gram from Syndicate Bank
- To get the best Gold Loan Per Gram Amount, then you need to use the best purity gold. Based on the purity of the gold, only you can avail of the best Gold Loan Per Gram.
- Use jewellery that has fewer gems and stones. The Loan to Value Ratio should be high to avail the best Gold Loan Per Gram Amount.
- The weight of the gold also plays a significant role in the gold loan per gram amount. So make sure to use all these Purity of the gold, Gold Loan to Value Ratio and weight of the gold.
- These are some of the things which are needed for availing the best Gold Loan Per Gram.
GOLD LOAN @ 0.75%*
APPLY NOW
News about Syndicate Bank Gold Loan Per Gram
2021-05-05:
Syndicate Banks created an Enterprise Network:
Syndicate Banks is the oldest bank, and it was established in 1925. These Syndicate Bank has created an Enterprise network, and these banks have many issues related to networking. And there were some design issues with the banks. So banks have created an enterprise network. This enterprise Network has various benefits for Syndicate Bank.
2021-06-07:
Syndicate Banks Cheques books valid for little time:
The syndicate bank cheque books are accurate up to June only. After that, the Cheque books need to change. Otherwise, they are not helpful. So that is why the syndicate banks Cheque are valid up to a Little time. As cheques are going to invalid so people should change their cheques in banks for availing the money.