Suryoday Small Finance Bank Gold Loan Per Gram

AT 0.75%* INTEREST RATE
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    Suryoday Small Finance Bank Gold Loan Per Gram

    Suryoday Small Finance Bank Gold Loan Per Gram is ₹ 72,800 to ₹ 78,350

    Suryoday Small Finance Bank Gold Loan Per Gram Today Gold Loan Rate Per Gram Today is ₹ 72,800 to ₹ 78,350
    Eligible Age 18 to 75 years
    Loan Amount Eligibility Rs. 1,000 to Rs. 2 Cr
    Documents Required Basic KYC documents for address and identity proof. No income documents and no CIBIL score documents are required.
    Purity of Gold 18 carat to 22 carat
    Type of Gold Gold jewellery and gold coins of 18-24 carats
    Loan to Value Ratio 25% of the gold ornament’s market value

    The Suryoday Small Finance Bank has Gold Loan Rates of ₹ 72,800 to ₹ 78,350. The Loan to Value Ratio is also used is used in the golds ornaments of the 25%. The processing fee is also required in the Gold Loan Per Gram. This Processing fee is also used for various aspects.

    Suryoday Small Finance Bank Gold Loan Calculator

    • Suryoday Small Finance Bank  Gold Loan Per GramThere are many Gold Loan Calculators in the Suryoday Small Finance Bank. There are many factors that are involved in the Suryoday Small Finance Bank. These Banks has factors like the Gold Loan Purity, Gold weight and the Gold Loan to Value ratio.
    • The Gold Loan to Value ratio is useful for 75% of the Gold loans per Gram. This Gold Loan Per Gram has various weights of Gold too. This Gold Loan Per Gram has various Gold Loan to Value Ratio.
    • The banks offer the cost of the Gold Loans through Purity of the Gold only. Without the Purity of the Gold, you can’t avail the best Gold Loan Purity. So these are interdependent on each other.
    • The Suryoday Small Finance bank also has various other factors that affect the Gold Loan Per Gram.

    Suryoday Small Finance Bank Gold Loan Rate Per Gram by Gold Purity

    Gold Purity Gold Rate Per Gram- Average Of Past 30 Days Highest Gold Loan Per Gram Lowest Gold Loan Per Gram
    22 carat ₹ 4,620 ₹ 4,999 ₹ 4,956
    20 carat ₹ 3,939 ₹ 4,178 ₹ 3,795
    18 carat ₹ 3,545 ₹ 3,784 ₹ 3,460

    The above table shows the method by which Banks will calculate your per gram gold loan for gold of varying purity.

    • Gold loan per gram offer for 22-carat jewelry will be between ₹ 4,620 to ₹ 4,956
    • Gold loan per gram offer for 20-carat jewelry will be between ₹ 3,795 to ₹ 4,178
    • Gold loan per gram offer for 18-carat jewelry will be between ₹ 3,460 to ₹ 3,784

    In the above table, you can see the  Gold Loan Rates Per Gram by Gold Purity. Based on the Gold Purity you can avail of the Gold Loan Rates. These Gold Loans Rates are different for different Purity of the Gold. And these Gold Loan Per Gram rates also have the highest and lowest Gold loan per gram rates. The highest Gold Loan Per Gram has 4141 and the lowest Gold Loan Per Gram has 2121.

    Suryoday Small Finance Bank Gold Loan Rates Per Gram

    The following table shows the Gold Loan Rates Per Gram of Suryoday Small Finance Bank- Updated Jan 07 2025

    Updated - Gold Loan Per Gram Rate w.e.f Jan 07 2025

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Historical Gold Loan Rates Per Gram

    The following table shows the Historical Gold Loan Rated Per Gram.

    This Table Contains the Average Annual Gold Rate from 1965 - 2022
    Year Price (24 karat per 10 grams) Year Price (24 karat per 10 grams)
    2023 ₹ 54,699 1994 ₹ 4,598
    2022 ₹ 52,950 1993 ₹ 4,140
    2021 ₹ 50,045 1992 ₹ 4,334
    2020 ₹ 48,651 1991 ₹ 3,466
    2019 ₹ 35,220 1990 ₹ 3,200
    2018 ₹ 31,438 1989 ₹ 3,140
    2017 ₹ 29,667 1988 ₹ 3,130
    2016 ₹ 28,623 1987 ₹ 2,570
    2015 ₹ 26,343 1986 ₹ 2,140
    2014 ₹ 28,006 1985 ₹ 2,130
    2013 ₹ 29,600 1984 ₹ 1,970
    2012 ₹ 31,050 1983 ₹ 1,800
    2011 ₹ 26,400 1982 ₹ 1,645
    2010 ₹ 18,500 1981 ₹ 1,800
    2009 ₹ 14,500 1980 ₹ 1,330
    2008 ₹ 12,500 1979 ₹ 937
    2007 ₹ 10,800 1978 ₹ 685
    2006 ₹ 8,400 1977 ₹ 486
    2005 ₹ 7,000 1976 ₹ 432
    2004 ₹ 5,850 1975 ₹ 540
    2003 ₹ 5,600 1974 ₹ 506
    2002 ₹ 4,990 1973 ₹ 279
    2001 ₹ 4,300 1972 ₹ 202
    2000 ₹ 4,400 1971 ₹ 193
    1999 ₹ 4,234 1970 ₹ 184
    1998 ₹ 4,045 1969 ₹ 176
    1997 ₹ 4,725 1968 ₹ 162
    1996 ₹ 5,160 1967 ₹ 103
    1995 ₹ 4,680 1966 ₹ 84
    1994 ₹ 4,598 1965 ₹ 72

    Major Banks Gold Loan Per Gram Rate Comparison

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Tips to Get The Highest Gold Loan Amount from Suryoday Small Finance Bank

    • There are many factors that are affected by the Highest Gold Loan Amount in the Suryoday Small Finance Bank. These banks offer various Gold Loan Purity and Gold Loan to Value Ratio.
    • The Gold Loan to Value Ratio is 75% and these Gold Loan to Value Ratio is useful for the Gold Loans. Apart from these Gold Loan to Value Ratio, there are many factors like the Price of the Gold Loan Per Gram.
    • Gold Loan Per Gram has various things related to Gold Loan Purity. This Purity of the Gold Loan ranges from 18-24 carat Gold.
    • When comes to the Price of the Gold Loan Per Gram you can avail the best Prices when your Purity of the Gold Loan is high. Otherwise, you can’t avail of the best Gold Loan Per Gram.

    GOLD LOAN @ 0.75%*

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    News

    Suryoday Small Finance Bank and yes bank offering various rates in Gold Loans

    The Yes Bank along with the Suryoday Small Finance Bank is offering various rates on Gold Loan Per Gram. This Gold Loan Per Gram has various rates of 4141 to 2121.

    Suryoday Small Finance Bank Gold Loan Per Gram FAQs

    ✅ What is the Suryoday Small Finance Bank Gold Loan scheme?

    Suryoday Small Finance Bank gold loan is a scheme that provides a loan against your gold. Any person in need of quick lump sum money can avail of this facility that is offered by Suryoday Small Finance Bank and other leading banks and non-banking financial companies. The current rate for Suryoday Small Finance Bank Gold Loan Per Gram is ₹ 3,506 to ₹ 4,621.

     How much Gold Loan can I get per gram in Suryoday Small Finance Bank?

    Suryoday Small Finance Bank Gold Loan Per Gram Depends upon the weight and purity of your gold. Suryoday Small Finance Bank Gold Loan Per Gram ₹ 3,506 to ₹ 4,621.

    ✅ How is Suryoday Small Finance Bank Gold Loan Per Gram calculated?

    The Suryoday Small Finance Bank Gold Loan Per Gram amount depends upon the purity of one’s gold and the current market Gold Rate. Suryoday Small Finance Bank Gold Loan Per Gram interest rate is then calculated based on several factors: loan amount, loan tenure, relationship with the lender, and loan to value ratio.