Sarva UP Gramin Bank Gold Loan Documents Required

Features of Sarva UP Gramin Bank Gold Loan

Sarva UP Gramin Bank was founded on 30 November 2007. Customers can apply for Gold Loans in Sarva UP Gramin Bank. For more queries, Dialabank is always there for its customers.

The key features of Sarva UP Gramin Bank Gold Loan are as follows:

• Processing Fee: Sarva UP Gramin Bank Gold Loan Processing Fee is Up to 0.23%.
• Prepayment Charges: Sarva UP Gramin Bank Gold Prepayment Charges are 2%+GST within three months and zero after three months.
• Rate Per Gram: Sarva UP Gramin Bank Gold Loan Rate Per Gram is ₹ 3,506 to ₹ 4,621
• Interest Rate:  Sarva UP Gramin Bank Interest rate is 7% per annum.

Sarva UP Gramin Bank Gold Loan Comparision with banks

Sarva UP Gramin Bank Gold Loan EMI calculator

The EMI Calculator calculates your monthly EMI at the chosen rate for a selected period. The EMI is set by the loan quantity, rate, and loan term.

Loan quantity: If you provoke a bigger gold loan online, your EMI is higher.

Interest rate: The rate is directly proportional to the value of EMI. The higher the rate greater the EMI.

Loan Duration: In the case of an extended loan amount/period, the EMI on a gold loan is reduced.

Dialabank provides you with the best assistance in the case of Sarva UP Gramin Bank Gold Loan Eligibility, EMI Calculator and Documents Required!

Sarva UP Gramin Bank Gold Loan Documents Required

Sarva UP Gramin Bank Gold Loan Documents Required are mentioned below:

At the time of application the following documents are required:

• Proof of the citizenship of India
• Duly filled application form
• 2 passport-sized photographs
• Applicant’s KYC documents to establish Identity and Address
• Salary/ Income Proof
• Witness Letter in case of illiterate borrowers
• In the case of Agriculture Loan of more than Rs. 1 lac, land proof
• Certificate by the Jewel Appraiser (Bank will arrange)

At the time of disbursement the following documents are required:

• Demand Promissory Note & Demand Promissory Note Take Delivery Letter
• Gold Ornaments Take Delivery Letter
• Arrangement Letter

Sarva UP Gramin Bank Gold Loan Documents Required – FAQs

✅ Is taking a gold loan safe?

Gold loans are thought-about a secure investment possibility. Physical gold might not yield nice worth or it’s going to be terribly less, however, with gold loans borrowers will build use of the money for varied expense needs.

✅ Is checking an account necessary for a gold loan?

To avail a gold loan, you do not have to be compelled to submit any document for financial gain or remuneration proof as banks and non-financial establishments offer gold loans with the smallest documents for identity and address proof.

✅ How much longer is the gold loan approval process?