Karnataka Bank Gold Loan Per Gram is ₹ 72,800 to ₹ 78,350
Karnataka Bank Gold Loan Per Gram Today | Gold Loan Rate Per Gram Today is ₹ 72,800 to ₹ 78,350 |
Eligible Age | 18 to 75 years |
Loan Amount Eligibility | Rs. 1,000 to Rs. 2 Cr |
Required Documents | Basic KYC documents |
Gold Purity | 18 to 22 carat |
Gold Type | Jewellery and coins of 18-24 carats |
Ratioof Loan to Value | 25% of the gold ornament’s market value |
The Karnataka Bank has Gold Loan Per Gram has ₹ 72,800 to ₹ 78,350. And the Loan Processing fee is also required in the Karnataka Bank Gold Loan Per Gram and the Karnataka Bank has a Gold loan Purity of 18-24 carat Gold. This Gold Loan Per Gram has different loan types.
Karnataka Bank Gold Loan Calculator
- The Karnataka Bank has a different Gold Loan Calculator. And this Gold Loan Calculator is used in various aspects of Gold Loans. For availing of the Best Gold Loan then you need some of the things like purity in your Gold.
- If your Gold doesn’t have purity then you can’t get the High Loan Amount. And for these Gold Loans, there are many things needed like the Loan to Value ratio is of 75% in the Gold Loan Per Gram.
- And these Karnataka Bank has different Gold Loan Calculators. With these Gold Loan Calculators, you can avail a lot of benefits in the Gold Loans. You can also see today’s Gold Rate at Dialabank.
- These Banks has a lot of different factors that affect the Gold Loan Per Gram. The Price of the Gold also plays a major role in the Karnataka Bank. Based on the price of the gold only you can avail of the best Gold Loan Per Gram.
Karnataka Bank Gold Loan Rate Per Gram by Gold Purity
The above table shows the method by which Banks will calculate your per gram gold loan for gold of varying purity.
Gold Purity
Gold Rate Per Gram- Average Of Past 30 Days
Highest Gold Loan Per Gram
Lowest Gold Loan Per Gram
22 carat
₹ 4,620
₹ 4,999
₹ 4,956
20 carat
₹ 3,939
₹ 4,178
₹ 3,795
18 carat
₹ 3,545
₹ 3,784
₹ 3,460
Karnataka Bank Gold Loan Per Gram Rates by Gold Purity. The Gold Purity only you can see the different rates in the Karnataka bank and Karnataka Bank has different highest and lowest Gold Loan Per Gram Rates.
Karnataka Bank Gold Loan Rates Per Gram
The following table shows the Gold Loan Per Gram rates in the Karnataka Bank.
Updated - Gold Loan Per Gram Rate w.e.f Jan 16 2025
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Historical Gold Loan Rates Per Gram
In the table you can see the Historical Gold Loan Rates Per Gram
This Table Contains the Average Annual Gold Rate from 1965 - 2022
Year
Price (24 karat per 10 grams)
Year
Price (24 karat per 10 grams)
2023
₹ 54,699
1994
₹ 4,598
2022
₹ 52,950
1993
₹ 4,140
2021
₹ 50,045
1992
₹ 4,334
2020
₹ 48,651
1991
₹ 3,466
2019
₹ 35,220
1990
₹ 3,200
2018
₹ 31,438
1989
₹ 3,140
2017
₹ 29,667
1988
₹ 3,130
2016
₹ 28,623
1987
₹ 2,570
2015
₹ 26,343
1986
₹ 2,140
2014
₹ 28,006
1985
₹ 2,130
2013
₹ 29,600
1984
₹ 1,970
2012
₹ 31,050
1983
₹ 1,800
2011
₹ 26,400
1982
₹ 1,645
2010
₹ 18,500
1981
₹ 1,800
2009
₹ 14,500
1980
₹ 1,330
2008
₹ 12,500
1979
₹ 937
2007
₹ 10,800
1978
₹ 685
2006
₹ 8,400
1977
₹ 486
2005
₹ 7,000
1976
₹ 432
2004
₹ 5,850
1975
₹ 540
2003
₹ 5,600
1974
₹ 506
2002
₹ 4,990
1973
₹ 279
2001
₹ 4,300
1972
₹ 202
2000
₹ 4,400
1971
₹ 193
1999
₹ 4,234
1970
₹ 184
1998
₹ 4,045
1969
₹ 176
1997
₹ 4,725
1968
₹ 162
1996
₹ 5,160
1967
₹ 103
1995
₹ 4,680
1966
₹ 84
1994
₹ 4,598
1965
₹ 72
Major Banks Gold Loan Per Gram Rate Comparison
Tips to Get The Highest Gold Loan Amount from Karnataka BanK
- You can avail the Highest Gold Loan Amount in the Karnataka Bank by using some of the factors.
- The Gold Purity Plays a major role in the Gold Loan Per Gram. The Purity of the Gold ranges between 18-24 carat gold. And The purity of the gold depends on the Cost of the Gold. The cost of the Gold also plays a major role in the Gold Loan Per Gram In the Karnataka Bank.
- The Loan to Value Ratio is also important in the Gold Loan Amount and this Loan to Value Ratio is 75%. So in this way you can use all these Gold Loan Amount in the Karnataka Bank.
- Apart from these factors, there are many other things like the Price of Gold. The Gold Price also depends on the Purity of the Gold directly. So these are some of the factors that are used in the Gold Loan Per Gram.
News
Karnataka Bank FY22 12% Stability
The Karnataka Bank has 12% of stability in FY22. This Karnataka bank has 1.42 lakhs in FY22. And the 2021-22 year has a 12% increment in the Karnataka bank. For the Financial Year, the FY22 has used many banks for the stability of the banks like the Karnataka bank.
Karnataka Bank Gold Loan Per Gram FAQs
✅ What is Karnataka Bank Gold Loan scheme?
Karnataka Bank gold loan is a scheme that provides a loan against your gold. Any person in need of quick lump sum money can avail of this facility that is offered by Karnataka Bank and other leading banks and non-banking financial companies. The current rate for Karnataka Bank Gold Loan Per Gram is ₹ 3,506 to ₹ 4,621.
✅ How much Gold Loan can I get per gram in Karnataka Bank?
Depending upon the purity of your gold. Karnataka Bank Gold Loan Per Gram ₹ 3,506 to ₹ 4,621.
✅ How is Karnataka Bank Gold Loan Per Gram calculated?
The Karnataka Bank Gold Loan Per Gram amount depends upon the purity of one’s gold and the current market gold rate. Karnataka Bank Gold Loan Per Gram interest rate is then calculated based upon several factors, including loan amount, loan tenure, relationship with the lender, and loan to value ratio.