Jammu and Kashmir Bank Gold Loan Per Gram is ₹ 72,800 to ₹ 78,350
| Jammu and Kashmir Bank Gold Loan Per Gram Today | Gold Loan Rate Per Gram Today is ₹ 72,800 to ₹ 78,350 |
| Age Eligibility | 18 to 75 years |
| Eligibility of Loan Amount | Rs. 1,000 to Rs. 2 Cr |
| Required Documents | Basic identity and address proof for KYC. No income documents and no CIBIL score documents are required in Jammu and Kashmir Bank. |
| Gold Purity | 18 carat to 22 carat |
| Gold Type | Gold jewellery and gold coins of 18-24 carats |
| Ratio of Loan to Value | 75% of the gold ornament’s market value |
Jammu and Kashmir Bank Gold Loan Calculator
- The Gold Loan Calculator in Dialabank depends on many factors, including various things like the Gold Loan Purity, Gold Loan Weight, and the Gold Loan to Value Ratio. So by using all these things, you can avail the best Gold Loan Calculator.
- The Gold Purity is in between 18-24 carat gold. These carats of Gold are helpful for various benefits, and these Jammu and Kashmir Bank has Gold Loan Calculator. These Gold Loan Calculations are beneficial for multiple uses and interest rates.
The Weight of the Gold also plays an essential role in the Jammu and Kashmir bank. These Jammu and Kashmir Bank has varied weights of Gold Loans. Based on the weight of the Gold Loan, you can avail of a lot of benefits. Use all these various Jammu and Kashmir Bank Gold Loan Per Gram interest rates.- And Dialabank offers the best Gold Loan Calculator in the Jammu and Kashmir Banks. And these Banks has various Gold Loan Calculators for Jammu and Kashmir.
- Know today’s gold rate at Dialabank.
Jammu and Kashmir Bank Gold Loan Rate Per Gram by Gold Purity
The above table shows the method by which Banks will calculate your per gram gold loan for gold of varying purity.
Gold Purity
Gold Rate Per Gram- Average Of Past 30 Days
Highest Gold Loan Per Gram
Lowest Gold Loan Per Gram
22 carat
₹ 4,620
₹ 4,999
₹ 4,956
20 carat
₹ 3,939
₹ 4,178
₹ 3,795
18 carat
₹ 3,545
₹ 3,784
₹ 3,460
There are various types of Gold, like the 18-22 carat golds. And these Golds has both the highest and lowest rates, and the highest interest rates for the 22 Carat Gold is 4999, and the lowest interest rates are 4956. So for the 20 carat Gold, you can avail of the best highest Jammu and Kashmir Bank Gold Loan Per Gram of ₹4178 and the lowest interest rates of ₹3145. And for the 22 carat Gold, the Jammu and Kashmir Bank Gold Loan Per Gram has the highest rates of 3784 and the lowest interest rates of 3460.
Jammu and Kashmir Bank Gold Loan Rates Per Gram
Updated - Gold Loan Per Gram Rate w.e.f Jan 19 2025
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Historical Gold Loan Rates Per Gram
This Table Contains the Average Annual Gold Rate from 1965 - 2022
Year
Price (24 karat per 10 grams)
Year
Price (24 karat per 10 grams)
2023
₹ 54,699
1994
₹ 4,598
2022
₹ 52,950
1993
₹ 4,140
2021
₹ 50,045
1992
₹ 4,334
2020
₹ 48,651
1991
₹ 3,466
2019
₹ 35,220
1990
₹ 3,200
2018
₹ 31,438
1989
₹ 3,140
2017
₹ 29,667
1988
₹ 3,130
2016
₹ 28,623
1987
₹ 2,570
2015
₹ 26,343
1986
₹ 2,140
2014
₹ 28,006
1985
₹ 2,130
2013
₹ 29,600
1984
₹ 1,970
2012
₹ 31,050
1983
₹ 1,800
2011
₹ 26,400
1982
₹ 1,645
2010
₹ 18,500
1981
₹ 1,800
2009
₹ 14,500
1980
₹ 1,330
2008
₹ 12,500
1979
₹ 937
2007
₹ 10,800
1978
₹ 685
2006
₹ 8,400
1977
₹ 486
2005
₹ 7,000
1976
₹ 432
2004
₹ 5,850
1975
₹ 540
2003
₹ 5,600
1974
₹ 506
2002
₹ 4,990
1973
₹ 279
2001
₹ 4,300
1972
₹ 202
2000
₹ 4,400
1971
₹ 193
1999
₹ 4,234
1970
₹ 184
1998
₹ 4,045
1969
₹ 176
1997
₹ 4,725
1968
₹ 162
1996
₹ 5,160
1967
₹ 103
1995
₹ 4,680
1966
₹ 84
1994
₹ 4,598
1965
₹ 72
Major Banks Gold Loan Per Gram Rate Comparison
Tips to Get The Highest Gold Loan Amount from Jammu and Kashmir Bank
- There are many factors that are available for the Gold Loan Amount for the Jammu and Kashmir Bank, and these Jammu and Kashmir banks offer various interest rates.
- The Gold Loan Purity is also useful for the Various interest rates, and these Gold Loan has a various weight of the Gold loan amount in the Jammu and Kashmir bank. These banks have various highest Gold Loan Amounts.
- The Gold Loan to Value Ratio of Jammu and Kashmir Bank is useful for the various interest rates.
- This Gold Loans Amount is also useful for various Highest Gold Loan Amount in the Jammu and Kashmir Bank.
GOLD LOAN @ 0.75%*
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News
Jammu and Kashmir Bank has low Gold Loans these days
Jammu and Kashmir are offering Low Gold Loan Interest rates, and these Gold Loan Interest rates are 7%. As the Gold Loans are of increasing interest rates, you can avail of the best Gold Loan Interest rates in the Jammu and Kashmir Bank.
Jammu and Kashmir Bank Gold Loan Per Gram FAQs
✅ What is Jammu and Kashmir Bank Gold Loan scheme?
Jammu and Kashmir Bank gold loan is a scheme that provides a loan against your gold. Any person in need of quick lump sum money can avail of this facility that is offered by Jammu and Kashmir Bank and other leading banks and non-banking financial companies. The current rate for Jammu and Kashmir Bank Gold Loan Per Gram is ₹ 3,506 to ₹ 4,621.
✅ How much Gold Loan can I get per gram?
The Gold Loan depends upon the purity of your gold. Jammu and Kashmir Bank Gold Loan Per Gram ₹ 3,506 to ₹ 4,621.
✅ How is Jammu and Kashmir Bank Gold Loan Per Gram calculated?
The Jammu and Kashmir Bank Gold Loan Per Gram amount depends upon the purity of one’s gold and the current market gold rate. Jammu and Kashmir Bank Gold Loan Per Gram rate of interest is then calculated based upon a number of factors, including loan amount, loan tenure, relationship with the lender, and loan to value ratio.
