Major Gold Loan Providers in Vidyaranyapura
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Vidyaranyapura Features
Out of cash?
Want to start a new business?
Don’t worry Dialabank will be providing you financial help through Gold Loan Vidyaranyapura on the affordable interest rate and with less paperwork, within 48 hours after all verification process.
only you should have a rigid and good source of income, and also good credit history, for fast approval.
Furthermore, you can get a loan up to 75 per cent of the market value of gold, this is due to fluctuation in the market price of the gold.
Gold Loan Vidyaranyapura Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Know more – Gold loan interest rates
Documents for Gold Loan Vidyaranyapura
You need to submit Proof of Identity
One Proof of Address that can be ration card copy or Passport copy or trade and Shop & Est. License or sales tax certificate
2 passport-sized photographs along with signature proof
Additional Documents Required for Gold Loan Vidyaranyapura
Demand promissory note, Jewel Appraiser certificate which will be arranged by the Bank, A income proof i.e Salary certificate and form No. 16
Also Land Proof in case of agriculture loan of more than Rs. 1 lac.
Eligibility Criteria for Gold Loan Vidyaranyapura
Minimum Age 21 years
Maximum up to 60 years
Nationality should be Indian.
GOLD LOAN @ 0.75%*
APPLY NOW
How to Apply for Gold Loan Vidyaranyapura
Online Process to Apply for Gold Loan Vidyaranyapura
Visit the website of Dialabank and fill the simple form
you can also apply for HDFC Bank Gold Loan through Dialabank.
Less Documentation and Documents will be picked up from the Door Steps
Our trained representative will call you back after the form submission
For further queries 9878981166
Dialabank is considered as the best platform to apply for a gold loan online. Reasons are:
- Provide best and fast service in the country
- The first financial helpline of the country
- Free of Cost Guidance
- High LTV of your gold will be provided
- Good reputation among customers
- Low Interest on HDFC Gold Loan at Dialabank
- Trained representative guidance throughout the process
Offline Process to Apply for Gold Loan Vidyaranyapura
- Muthoot Gold Loan
- HDFC Gold Loan
- SBI Gold Loan
Muthoot and HDFC Banks will provide you with fast Service.
These are the option for you for offline Gold Loan. But the main part is you have to rush that bank make your work done and it’s not guaranteed that your work will be done in one go.
Whereas on Dialabank all you have to do is filling the online form and with trained guides.
Processing Fees / Prepayment Charges on Gold Loan Vidyaranyapura
CIBIL Score Required for Gold Loan Vidyaranyapura
- Good Score Less Chance of Rejection
- 750 is the Min. Score
- Maximum is in your hands
- Even your previous behaviour will be checked on your previous loan.
- Delayed payment can act as a barrier.
- Keep your CIBIL score good.