Best Banks for Gold Loan in Samana
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Samana Features
Gold is a precious asset of every common man in this world. People keep their gold in closed drawers. But what is the point of keeping that gold in a closed drawer, if it could not help you in your bad time? Taking a loan against Gold is the best option to overcome all of the financial issues.
Gold Loan is the best financial tool that helps an individual to cater to the required amount of money without any hassle. A person who is not eligible for any other loan can apply for Gold Finance. Taking a loan against Gold is the best option to overcome all of the financial issues. Turn your Gold into Cash rather than keeping it idle at home. Apply Online and Get Approval in just 3 minutes
Gold Loan Rate Per Gram Today in Samana
Updated - Gold Loan Per Gram Rate w.e.f Mar 20 2025
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Gold Loan Samana Interest Rates and Charges
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
Gold Loan in Samana Documents Required
- Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- One Address Proof from the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Samana
- If you want to get an Agriculture Loan of more than Rs. 1 lac, there is a need for the proof. There is no requirement of proof for allied agriculture purposes.
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser (Bank will arrange).
- Income Proof: Salary Certificate and Form No.16
Gold Loan in Samana Eligibility Criteria
- The applier should be at least 21 years of age.
- He/she should not be more than 60 years of age.
- Should be an Indian National.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Samana
Dialabank is considered as the best platform to apply for a gold loan online because:
- We do not charge any sort of fee from our customers.
- Dialabank is India’s first financial helpline.
- Our relationship managers are always available to you.
- Hassle-free documentation.
- Free doorstep document pickup facility available.
- The lowest gold loan interest rate available.
Online Process to Apply for Gold Loan Samana
You can apply for the Jewel Loan at Dialabank online. The process is straightforward and simple. For more information regarding a gold loan, you can call on 9878981166.
- Click on dialabank.com.
- Fill in all the details required in the form.
- Click on request a quote.
- Wait as our relationship manager will soon contact you.
Offline Process to Apply for Gold Loan Samana
You also have an option to avail of a per gram gold loan in Samana offline. All you have to do is search for banks and NBFCs online and then visit them to check which one suits your requirement to the best.
But, this can take a lot of time and can also be tiresome. So, apply with Dialabank right away and get the best value for your gold within 24 hours of applying. For any queries contact on 9878981166.
Processing Fees / Prepayment Charges on Gold Loan Samana
CIBIL Score Required for Gold Loan Samana
CIBIL score requirement is not persisting in the Gold loan in Samana.