Major Gold Loan Providers in Rayachoti
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Rayachoti Features

Gold Loan Rayachoti Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rates
Documents for Gold Loan Rayachoti
- Identity documentation may be as follows: Copy / Voters ID / License / Aadhaar card of the passport.
- Ration Card, Tel, electricity bill/rental bill/passport copy/trading license /Shop & Est could become one of the following: Address Proof.
- Certificate of license/sales fee.
- The authentication proof may be one of the following: copy/drive of the passport/check of the banker.
- Two photos of passport size.
Additional Documents Required for Gold Loan Rayachoti
- Land evidence: Loan of more than Rs . 1 lac in case of cultivating. The evidence is not required for the purposes of allied cultivating.
- A Promise Note to the Client.
- Jewel real estate agent Certification (the bank arranges).
- Evidence of income: Verification of salary and Form No.16.
Eligibility Criteria for Gold Loan Rayachoti
- The person would have been at least 21 years old and not more than 60 years old.
- Must have Indian citizenship.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Rayachoti
Online Process to Apply for Gold Loan Rayachoti
- The Bank Gold Loan at Dialabank can be submitted for.
- You need to just fill in a short online form.
- You will get our official’s call back later.
- You will also get a receipt from your door to receive the facilities.
- You could also call 9878981166 at whatever time for additional details.
- Dialabank is the very first financial support network in India, which provides users around the countries with the best financial services.
- Customers are openly directed by the Dialabank.
- This is, the demand for a gold loan online on the Dialabank website can not be paid additionally.
- You will receive a high LTV of your gold another thing.
- In addition, thanks to its excellent and fast service, the bank has a strong reputation among its customers.
- You will get a lowered Gold Loan rate if you opt for a gold loan from Dialabank.
- Dialabank provides users with document pick-up facilities to ease the operation.
- In addition, far too little paperwork is necessary when trying to apply for a gold loan through Dialabank.
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Ultimately, customer interactions are well trained to support and serve you throughout the Gold Loan process.
Offline Process to Apply for Gold Loan Rayachoti
- Gold loans from the local branches may be taken up by the borrower as well.
- To do this, search for Gold Loan near me on google.
- This will recruit all branches of banks and finance firms offering loans close to you.
- You need to pick them according to your preferences and experience, but Dialabank will do it for you in a faster and better way.
- You will then visit the divisions to apply for the loan to repeat it several times before the loan is eventually accepted.
- Several banks and companies through which this phase is much quicker are the branches of Gold Loan and Gold Loan.
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Gold Loan Branches will take control of loans.
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Verify for a Gold Loan near me as well as having a branch nearby.
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Google will list all the locations of Gold Loan in your vicinity.
Processing Fees / Prepayment Charges on Gold Loan Rayachoti
CIBIL Score Required for Gold Loan Rayachoti