Gold Loan Rajkot

Major Gold Loan Providers in Rajkot

Gold Loan Rajkot Features

Gold Loans are now pretty easy and less time consuming to avail of as most of the major banks and NBFCs provide the service at a reasonable rate of interest and minimum documentation. Gold Loans are secured loans that can be availed by keeping your Gold ornaments/Jewelry as collateral or security deposit for short-term credit. Banks sanction Gold loans easily because you repay the amount in the form of interest in a specific period of time. If you fail to repay, the loan can be renewed.

Gold Loan Rajkot Interest Rates – Mar 21 2025

Gold Loan Per Gram For All Major Bank in Rajkot – Mar 21 2025

Gold Loan Eligibility Criteria in Rajkot

Documents for Gold Loan Rajkot

At the time of application the following documents are required:

• Proof of the citizenship of India
• Duly filled application form
• 2 passport-sized photographs
• Applicant’s KYC documents to establish Identity and Address
• Salary/ Income Proof
• Witness Letter in case of illiterate borrowers
• In the case of Agriculture Loan of more than Rs. 1 lac, land proof
• Certificate by the Jewel Appraiser (Bank will arrange)

At the time of disbursement the following documents are required:

• Demand Promissory Note & Demand Promissory Note Take Delivery Letter
• Gold Ornaments Take Delivery Letter
• Arrangement Letter

Eligibility Criteria for Gold Loan Rajkot

1. The applicant must be at least 21 years old.
2. The applicant should not be more than 60 years of age.
3. The applicant must have Indian nationality.

How to Apply for Gold Loan Rajkot

Online Process to Apply for Gold Loan Rajkot

• You can apply for the Gold Loan at Dialabank.
• It is less time consuming and convenient
• Fill an online form with personal details
• Our relationship manager will then contact you for further assistance
• You can also avail of a document pick up facility from your doorstep.
• For more information, you can call on 9592046860.

Dialabank is considered the best platform to apply for a gold loan online. There are so many reasons behind this.

1. Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
2. The bank has a good reputation among the customers because of its best services.
3. Gold Loans can be availed at a low gold loan interest rate with minimum documentation requirement.
4.  Dialabank provides a document pickup facility from the doorstep of the customer.
5. There is no processing fee or additional charges for availing of the service through Dialabank.
6. The Relationship managers of Dialabank are trained and assist the customer without any hesitance.

Offline Process to Apply for Gold Loan Rajkot

The applicant also has an option to avail Gold Loan per gram through the offline process. This requires market research as well as some manual efficiency.

The applicants need to search for the nearby banks offering Gold Loans and visit them during their working hours. Thereafter, their relationship manager will correspond and assist you according to your requirements requiring repeated visits to the nearest branch.

Processing Fees / Prepayment Charges on Gold Loan Rajkot

EMI Gold Loan Scheme with Bullet Repayment Scheme Comparison

CIBIL Score Required for Gold Loan Rajkot

Provided that all the necessary documents are submitted, the banks and NBFCs provide a gold loan, irrespective of the CIBIL score.

Compare Gold Loan Rate Per Gram and Lowest EMI of All banks in Rajkot