Major Gold Loan Providers in Rajim

Gold Loan Rajim Features

Running short out of cash?

Do not know what to do?

Gold Loan is available for you do not worry . This loan requires less paperwork, as it is unsecured and you can get your loan approved within 48 hours after all the verification process.

GoldLoan Rajim loan provides financial aid to the customers at the best affordable interest rates. The applicant needs to have a firm and good source of income and should have a good credit history, to get a Gold loan, which will make the verification and loan approval process faster.

Further, you can get a loan up to 75 per cent of the market value of gold, and this is due to fluctuation in the market price of gold.

Gold Loan Rajim Interest Rates

Documents for Gold Loan Rajim

1. Proof of Identity can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
2. Address Proof can be any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
3. Any of the following can be Signature Proof: Passport Copy/Banker’s verification/Driving License/cheque.
4. Two passport size photographs.

Additional Documents Required for Gold Loan Rajim

1. Land Proof: If amount of Agriculture Loan is more than Rs. 1 lac. No proof required for allied agriculture purposes.
2. A Demand Promissory Note.
3. Bank will arrange Certificate by the Jewel Appraiser.
4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Rajim

1. The age of the individual should be (minimum) 21 years and (maximum) up to 60 years.     
2. Must be having Indian Nationality.

How to Apply for Gold Loan Rajim

Online Process to Apply for Gold Loan Rajim

You can apply for the HDFC Bank Gold Loan at Dialabank.

You have to fill a simple form online.

After that, you will get a call back from our representative. Furthermore, you will get a document to pick up facility from your doorstep.

You can call on 9878981166 anytime for more information, .

Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this; some of them are:

1. Dialabank provides the best financial services to customers all over the country; it is India’s first financial helpline.
2. Dialabank guides the customers free of cost. That is, no additional charges for applying for a gold loan online on the website of Dialabank is needed.
3. You will get a high LTV of your gold, is one more benefit of this.
4. Besides that, because of its best and fast services, the bank has a good reputation among the customers.
5. You will get a low HDFC Gold Loan Interest Rate, if you apply for a gold loan on Dialabank.
6.  A document pickup facility from the doorstep of the customer is provided by Dialabank  to ease the process.
7. Also, very little paperwork is required while applying for a gold loan through Dialabank.
8. Finally, to guide and serve you in the entire process of Gold Loan, the Relationship managers get trained thoroughly.

Offline Process to Apply for Gold Loan Rajim

The applicant can also avail the option of Gold Loan from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the branches of banks and finance companies providing loans near you. According to your preference and knowledge, you need to select them, but in a quicker and better manner, Dialabank can do that for you.

Then you have to visit those departments and apply for the loan and have to visit many times before than loan gets finally approved.

HDFC Gold Loan branches and Muthoot Gold Loan branches are some banks and finance companies where this process is much faster.

HDFC Gold Loan Branches can let you avail loans from  them. As well as to find a branch that is nearby, search Muthoot Gold Loan near me. Google will enlist all the Muthoot Gold Loan Branches near you.

Processing Fees / Prepayment Charges on Gold Loan Rajim

CIBIL Score Required for Gold Loan Rajim

Having a good CIBIL score is a must before applying for a gold loan, that is why every lending institution has its criteria for the minimum CIBIL rating required for processing a Gold Loan application in Rajim. Most institutions need a minimum score of 750 to process your loan application.

Not just your CIBIL score, the institutions also look at the detailed behaviour on the previous loans taken. It includes details on the type of loan taken and the amount borrowed. Any delayed payments of earlier loans can act as a barrier to your availing a new loan. So make sure your CIBIL score is good before applying for a loan.

Katwa city is situated in West Bengal. The city has a five hundred years old long historical background, in former times it was known as Indranee Pargana. This city is located near two rivers that made the soil more fertile so the economy of Katwa depends on agriculture and it is a centre of agriculture products. Please have a look and let me know about the mistakes if any.