Gold Loan North Lakhimpur

AT 0.75%* INTEREST RATE
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Gold Loan North Lakhimpur

Gold Loan is a very simple type of loan where you have to mortgage your gold for a while in the bank or NBFCs and then pay the EMI and get back your gold. Gold Loan is safe, and the interest rates are nominal with minimum documentation.

Gold Loan North Lakhimpur Eligibility Criteria

The gold loan application process is an easy process. The documentation involved in Gold Loan North Lakhimpur is quite simple and convenient for the customers. However, the borrower must fulfil the following eligibility criteria to get his loan application approved

1. Firstly, the age of the applicant must be above 18 years and below 70 years.

2. Secondly, he should be authorized citizenship of India.

3. There are no criteria meant for salaried and self-employed customers; thus no salary proofs, business documents or tax details are demanded by the bank, the only thing that matters for acquiring a Gold Loan is the quantity and quality of the gold possessed by the customer.

4. The purity of gold should range from 18k to 22k, and the weight of the gold should not be less than 10 grams.

Gold Loan Interest Rates

Bank	Interest Rate
HDFC Bank Gold Loan	9.9% to 14%
Axis Bank Gold Loan	10.50% to 16%
Private Bank Gold Loan	10.75% to 16%
SBI Gold Loan	9.5 % to 13%
Kotak Gold Loan	11% to 14%
IIFL Gold Loan	9.24% to 24%
Muthoot Gold Loan	12% to 24%
Manappauram Gold Loan	12% to 26%
PNB Gold Loan	10.05% to 16%
Canara Bank Gold Loan	9.75 % to 13%
Andhra Bank Gold Loan	10.70% to 16%

Gold Loan North Lakhimpur Documents

1. Proof of Identity: Voters ID card/Passport Copy/ Driving License.

2. Address Proof: Ration card/Trade license /Shop & Est. License/Tel, Electricity Bill/ Rental bill/ Passport copySales

3. Signature Proof: Passport Copy/Banker’s verification/Driving License/cheque.

4. 2 passport size photographs.

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan North Lakhimpur?

Anybody can apply for Gold Loan North Lakhimpur online only in 2 minutes. The process of application is straightforward and quick.

First of all, you should check your eligibility.

1. Visit www.dialabank.com.

2. After that, apply for a Gold Loan online.

3. Enter your contact number so that we can contact you back.

4. Dialabank is the best platform to apply for a gold loan as you will get a loan at affordable rates of interest.

Processing Fees / Prepayment Charges on Gold Loan

Bank	Processing Fee	Prepayment Charges
HDFC Bank Gold Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan	0.50% to 1.50%	Nil
Private Bank Gold Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 9 months
SBI Gold Loan	500/- to 0.50%	Nil
Kotak Gold Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan	Nil	Nil
Muthoot Gold Loan	Nil	Nil
Manappauram Gold Loan	Nil	Nil
PNB Gold Loan	0.70% to 1%	Nil
Canara Bank Gold Loan	1%	Nil
Andhra Bank Gold Loan	Nil	Nil

Pre Calculated EMI Table for Gold Loan

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466