Best Banks for Gold Loan in Nihal Singh Wala
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Nihal Singh Wala Features
Gold is generally kept away in bank lockers or safely at home, but you can get instant cash with the help of a gold loan which can help in mobilizing your personal assets because of the lower interest rates of gold loans as compared to other ‘unsecured’ loans, it is becoming more and more preferred loans among people. Gold Loan is an easy and straightforward way to get instant finance. A gold loan is a loan secured against gold pieces of jewelry or ornaments. A loan against gold is a loan that is given against particular physical security of gold.
- You get 100% Safety & Security of your Gold Jewellery.
- Get your Loan processed in less than 30 minutes
- It takes just a few minutes to sanction Gold Loan Nihal Singh Wala.
- The money is offered to the customer after a quick evaluation of gold.
- It is free from the hassle of lengthy paperwork.
- Easy repayment schemes on Gold Loan Nihal Singh Wala
- Minimal Documentation for Gold Loan Nihal Singh Wala
- You can avail of Loan up to Rs.1 Crore or more & up to 70% of value for any purpose
- Low gold loan interest rate on Gold Loan Nihal Singh Wala.
- Enjoy Anytime Liquidity.
Gold Loan Rate Per Gram Today in Nihal Singh Wala
Updated - Gold Loan Per Gram Rate w.e.f Mar 26 2025
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Gold Loan in Nihal Singh Wala Interest Rates and Charges
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Gold Loan in Nihal Singh Wala Documents Required
- Proof of Identity: Driving License/Passport Copy/ Voters ID card
- Address Proof: Tel, Electricity Bill/ Rental bill/ Passport copy /License-Sales Tax Certificate/Ration card/ /Trade license /Shop & Est.
- Signature Proof
- Passport Copy
- Banker’s verification/cheque.
- Driving License
- 2 passport size photographs.
Additional Documents Required for Gold Loan Nihal Singh Wala
- Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser (Bank will arrange).
- Income Proof: Salary Certificate and Form No.16
Gold Loan in Nihal Singh Wala Eligibility Criteria
- The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
- Should be an Indian National
GOLD LOAN @ 0.75%*
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Gold Loan Nihal Singh Wala Agents and Contact number
Dialabank has its presence across India. It is the leading agent for availing Gold Loan per gram in Nihal Singh Wala. You can apply online at dialabank or even give a call at 9878981166.
Dialabank is your best agent that will help you to find the best option from various banks and NBFCs by providing you with a detailed market comparison.
About Nihal Singh Wala
Nihal Singh Wala is a town that falls in the Moga area, Punjab, India. It is additionally a significant tehsil of the Moga region. The town is arranged at Guru Gobind Singh Marg. The closest urban communities are Moga, Barnala, Bathinda, Faridkot, and Ludhiana. There are around 34 towns under Nihal Singh Wala tehsil.
