Major Gold Loan Lenders in Najafgarh
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Najafgarh Features
Gold is an extremely valuable and highly regarded metal. It has a custom and cultural worth and various individuals over the globe recognize gold for different reasons. In any case, today, due to making budgetary pieces in working environments, Gold Loan Najafgarh can help with meeting the financial needs and necessities of individuals who have benefited advances by selling their gold to conquer cash related emergencies.
Gold Loan is where gold is kept as security. After a legitimate check of reports and gold, the Loan is endorsed by the bank. Gold Loan Najafgarh is a beneficial and unproblematic arrangement of benefitting credit to meet an individual’s money related imperatives.
Benefits of Gold Loan Najafgarh
- There are no prepayment charges.
- It requires almost negligible documentation.
- Feasible accessibility
- No credit checks
- Clear Procedures
- No EMI association, just interest
- It doesn’t require any cosigner.
- It consolidates a swift Loan process.
- The candidate can repay the interest anytime.
- Quick Loan Approval
- An individual ought to have in any event 20 Gram of gold to benefit the Loan.
- In-house gold assessment
- Accessible inside a period scope of 30-60 Mins
Know More: Gold Loan Features
Gold Loan Renukoot Interest Rates
- 10.70% is the yearly financing cost you can expect on these credits.
- As such, the monthly interest rate would end up being lower than 1%
- Furthermore, you can forsake your advance by paying the pre-end charges.
- By using this component, you can get your gold back before the tenure closes. The pre-end costs reach out from 0-3% of the total credit aggregate.
Know More – Gold Loan Interest Rate
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Najafgarh
Identity Proof: Passport Copy/Driving License/Aadhaar Card/Voters ID card.
Address Proof: Ration card/Tel, Electricity Bill/Rental bill/Passport duplicate/Trade award/Shop and Est. Award/Sales Tax attestation.
Sign Proof: Passport Copy/Banker’s attestation/Driving License/check.
Photo required: 2 visa/passport size photos.
Extra Documents Required for Gold Loan Najafgarh
Land Proof: if there ought to be an event of Agriculture Loan of more than Rs. 1 lac. The affirmation isn’t required for related cultivation purposes.
A Demand Promissory Note.
Authentication by the Jewel Appraiser (to be managed by the bank).
Pay Proof Requirement: Commission Certificate and Form No.16
Eligibility Criteria for Gold Loan Najagfarh
Age Requirement of the candidate: 21 years
Maximum age: 65 years
Gold jewelry should be guaranteed by the applicant or any of the family members.
Know More – Gold Loan Per Gram
GOLD LOAN @ 0.75%*
APPLY NOW
How to Apply for Gold Loan Najafgarh
Online Process to Apply for Gold Loan Najafgarh
A borrower must yield a concise application online to the Moneylender with Gold resources.
The Gold Loan is certified ensuing to checking the authenticity of the gold.
An individual can without a very remarkable stretch apply online on Dialabank. The system is phenomenally principal and inconvenience free. The documentation is extraordinarily less too.
Offline Process to Apply for Gold Loan Najafgarh
Check for Gold Loan branches on google. It’ll pick all the banks and affiliations giving credits close to you. You can wish to pick them in correspondence to your penchant and data.
Dialabank can do that for you in a more advantageous way.
You can avail gold advances from HDFC Gold Loan Credit Branches. Likewise as to find a division that is neighboring, scan for Muthoot Gold Loan close by. Google will select all the Muthoot Gold Credit Branches close to you.
Know More – Top Reasons why Gold Loan is the best borrowing option
Processing Fees / Prepayment Charges on Gold Loan Najafgarh
CIBIL Score Required for Gold Loan Najafgarh
CIBIL Score is a 3-digit numeric audit of your credit cash related record. Each crediting foundation has its rules for the least CIBIL score which is compulsorily required to set up a Gold Loan application. A tremendous section of the affiliations requires a least score of 900 to deal with your credit application.
Gold Loan Najafgarh Agents
Profit your Gold Loan with the most trusted and solid overseers from Dialabank. You can apply online at Dialabank or give a call at 9878981166.
Visit our website at Dialabank and fill a web-based application form, referencing a couple of data and our client chiefs will assist you to continue further.
Gold Loan Najafgarh Contact Number
Call 9878981166 and get instant help and support for Gold Loan in Najafgarh.