Gold Loan Muktsar

Best Banks for Gold Loan in Muktsar

Gold Loan Muktsar Features

Gold Loan Rate Per Gram Today in Muktsar

Gold Loan Muktsar Interest Rates

Gold Loan in Muktsar Documents Required

1. Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
2. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
3. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
4. 2 passport size photographs.

Additional Documents Required for Gold Loan Muktsar

1. A Demand Promissory Note.
2. Certificate by the Jewel Appraiser (Bank will arrange).
3. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
4. Income Proof: Salary Certificate and Form No.16

Gold Loan in Muktsar Eligibility Criteria 

1. The applicant must be at least 21 years old.
2. The applicant should not be more than 60 years of age.
3. The applicant must have Indian nationality.

How to Apply for Gold Loan Muktsar

Online Process to Apply for Gold Loan Muktsar

You can easily apply for the Gold Loan in available banks such as Private, Axis, HDFC and others through Dialabank online by filling up a simple user-friendly form.

In a short time, you will receive a call from our trained representative. Furthermore, Dialabank provides you with a pick-up facility of your documents from your doorstep.

For further information, you can call on +919878981166 anytime.

Consider Dialabank as the best platform to apply for a gold loan online, because it is rated the best by its users. There are many reasons behind this, some of them are:

1. Dialabank is the first financial helpline in India providing the best known financial services to its customers all over the country.
2. Dialabank guides the customers cost-free, as it charges no additional cost of applying for a gold loan online on the website of Dialabank.
3. You can get a high Loan-to-Value (LTV) of your gold with Dialabank.
4. Dialabank is connected with leading Banks such as HDFC, Private, Axis, Muthoot, Yes bank and many others.
5. Besides that, the bank has a high reputation among its customers because of its best and fast services.
6. Applying for a gold loan on Dialabank will get a low Gold Loan Interest Rate.
7. Dialabank provides a facility of document pickup from the applicant’s doorstep to ease the process.
8. Processing your gold loan per gram through Dialabank requires minimum paperwork.
9. Finally, the Relationship managers are highly trained to guide and serve you in the entire process of Gold Loan.

Offline Process to Apply for Gold Loan Muktsar

The applicant can also choose to avail of Gold Loan from the nearby physical branches. This can be done by searching ‘Gold Loan near me‘ on google. It will enlist all the closest branches of banks and finance companies providing loans near your location. Please select them according to your preference and knowledge. However, Dialabank can do that for you in a quicker and organized manner.

But if you choose to go with a physical branch which is near you, the applicant might have to visit the responsible departments to apply for the loan, again and again, before than loan gets finally approved as it is a complex process. However, some banks and finance companies can approve the loan process faster. Our recommendations are HDFC Gold Loan branches and Muthoot Gold Loan branches. But again, Dialabank can do this even faster by handling all complex processes. You just need to apply to believe.

Processing Fees / Prepayment Charges on Gold Loan Muktsar

No CIBIL score is required for Gold Loan, A gold article is a must.

It is not just your CIBIL score, many institutions also look at the detailed behaviour on the previous loans taken by you, including details on the type of loan and the loan amount, payment schedules and if all deadlines are met while repayment. Making sure your CIBIL score is good before applying for a loan is a good practice.