Gold Loan Moga

Major Gold Loan Providers in Moga

Gold Loan Moga Features

Gold Loans are now pretty easy and less time consuming to avail as most of the major banks and NBFCs provide the service at a low Gold loan Interest rate and with minimal documentation. Gold Loans are secured loans that can be availed by keeping your Gold ornaments/Jewelry as collateral or security deposit for short-term credit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in a specific period of time. If you fail to repay, the loan can be renewed.

Gold Loan Rate Per Gram Today in Moga

Gold Loan Moga Interest Rates and charges

Documents for Gold Loan Moga

1. Signed Application form
2. 2 recent passport size photographs of the applicant
3. Identity proof such as Driving license/passport/Aadhar card, etc
4. Proof of Address: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
5. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac.(not required for agricultural purpose)
6. Certificate by the Jewel Appraiser (Bank will arrange).
7. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
8. A Demand Promissory Note.
9. Proof of Income (i.e. salary slips/ Form 16)

Eligibility Criteria for Gold Loan Moga

1. Age of the applicant should be between 21 to 60 years
2. Nationality of the applicant must be Indian
3. He/She should be a self-employed or salaried person.

How to Apply for Gold Loan Moga

Online Process to Apply for Gold Loan Moga

• You can apply for the Gold Loan at Dialabank.
• It is less time consuming and convenient
• An online form should be filled first
• Our relationship manager will then contact you for further assistance
• You can also avail of a document pick up facility from your doorstep.
• For more information, you can call on 9592046860.

Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.

1. Dialabank is India’s first financial helpline; providing customers across the country with the best financial services. 
2. Because of its excellent facilities, the bank has a strong reputation among customers.
3. Low gold loan interest rate with minimum documentation requirement
4. Dialabank is offering a document pick-up facility from the client’s doorway.
5. There is no processing fee or additional charges
6. The Relationship managers of Dialabank are trained and assist the customer without any hesitance

Offline Process to Apply for Gold Loan Moga

The applicant also has an option to avail Gold Loan through the offline process. This requires market research as well as some manual efficiency.

The applicants need to search for the nearby banks offering Gold Loans and visit them during their working hours. Thereafter, their relationship manager will correspond and assist you according to your requirements requiring repeated visits to the nearest branch.

CIBIL Score Required for Gold Loan Moga

There is no CIBIL score requirement for you to apply for a gold loan in Moga.