Gold Loan Mangalore

Best Banks for Gold Loan in Mangalore

Gold Loan Mangalore Features

Running low on account balance?

Don’t have any clue about your next step?

Gold Loan at an affordable interest is something you can consider right now. Because it is a secured loan, you might not need any strict documentation or paperwork for its approval. It can be approved as fast as within 48 hours of the verification process.

Best Interest Rate On Gold Loan, Gold Loan Mangalore provides financial assistance to all its customers. There are certain conditions required for loan approval. If a person has a good source of income and credit history that makes the verification and loan approval process efficient and faster.

However, one can get a loan of up to 75 percent of gold’s market value, this is due to the fluctuating market price of the gold.

Gold Loan Rate Per Gram Today in Mangalore

Gold Loan in Mangalore Interest Rates

Gold Loan in Mangalore Documents Required

The following documents are needed from the applicant:

1. Proof of Identity can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
2. Address Proof can be any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
3. Signature Proof can be any of the following: Passport Copy/Driving License/Banker’s verification/cheque.
4. 2 passport size photographs.

Additional Documents Required for Gold Loan Kottakkal

1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
2. A Demand Promissory Note.
3. Certificate by the Jewel Appraiser (Bank will arrange).
4. Income Proof: Salary Certificate and Form No.16

Gold Loan in Mangalore Eligibility Criteria 

1. The age of the applicant should be minimum of 21 years and a maximum of up to 60 years.
2. The applicant must be recognized as an Indian national.

How to Apply for Gold Loan Mangalore

Online Process to Apply for Gold Loan Mangalore

Applying for Gold Loan Mangalore is not a tedious task. You can apply to any bank for Gold Loan at Dialabank.

You have to fill a simple online form with your details.

Then, you will receive a return call from our representative who will further assist you to provide a document pick-up facility from your doorstep.

To know more about it, you can call on 9878981166 at any moment.

Acknowledged as one of the best platforms to apply for the gold loan online, Dialabank has many reasons to be your favourite, here are some of them:

1. Dialabank is the country’s first financial helpline that provides the best financial services to customers all across the nation.
2. You don’t have to pay for your convenience. There are no additional charges of applying for the gold loan online on Dialabank’s official website.
3. To keep you in a safer situation, it will get you a high LTV (Loan-to-Value) of your gold.
4. As far as goodwill is considered, Dialabank has a good reputation among the customers because of its best-in-class services.
5. While applying for a gold Loan online, Dialabank might get you a comparatively lower gold loan interest rate from your chosen bank.
6. To ease the process by saving your time, Dialabank provides a document pickup facility from the customer’s doorstep.
7. The gold loan application through Dialabank requires minimal paperwork or documentation.
8. To help you with further assistance, our customer relationship managers are trained dedicatedly to stand by your side during the whole process.

Offline Process to Apply for Gold Loan Mangalore

While applying for a Gold Loan per gram Mangalore, you can search Gold Loan near me and Google will enlist most branches of banks and finance companies in your vicinity. Once you select any of them according to your knowledge and preference, you’ll need to call them whereas Dialabank can provide you a structured comparison to make the right choice.

Once you select the bank or NBFC,  you need to visit the required departments consistently to get your loan approved. This process is the most time-consuming. Although, it entirely depends on the branch’s work ethic. Thus, it is better to save your energy by using Dialabank.

Processing Fees / Prepayment Charges on Gold Loan Mangalore

CIBIL Score Required for Gold Loan Mangalore

Any CIBIL score or No CIBIL score would be required for Gold Loan Mangalore.