Gold Loan Karimganj

Major Gold Loan Providers in Karimganj

Gold Loan Karimganj Features

Financial problems often arise in the modern-day world to many of us. Although, we always keep precious metals as our savings asset. This is where your gold can come to your rescue. You can make your gold work for you by making it available for loan purposes. Gold loans are one of the most reliable genres of the loan to which you can trust blindfolded.

The gold loan is a secured form of loan and customers can easily avail loan amounts with respect to their gold. Applying for a gold loan is also quite a smooth process with a nominal requirement for documents.

Moreover, you can claim up to 75 percent of the market value of gold, depending upon the market price of the gold.

Gold Loan Karimganj Interest Rates

Documents for Gold Loan Karimganj

• You will need to submit Aadhar Card/Driving License/Rental Bill/Telephone, Electricity Bill/Passport Copy as Address proof.
• You will also need 2 passport size photographs.
• Make sure to submit your Identity proofs. Accepted documents include Aadhar Card/PAN Card/Driving License/Voter Id Card.
• Passport Copy/Driving License/Banker’s Verification/Cheque will be accepted as Signature proofs.

Additional Documents Required for Gold Loan Karimganj

• The user has to submit a Demand Promissory Note.
• If the agriculture Loan is more than 1 Lakh, Land Proof has to be attached. Although, for Allied agriculture purposes the proof is not required.
• Certificate issued by the Jewel Appraiser (Bank/Institution will arrange).
• Income proof documents like Salary certificate and Form No.16.

Eligibility Criteria for Gold Loan Karimganj

1. The age requirement of the individual is a minimum of 21 years and maximum of 60 years.
2. Only Indian Nationals can apply for Gold Loan.

How to Apply for Gold Loan Karimganj

Online Process to Apply for Gold Loan Karimganj

You can visit us at Dialabank and you will need to submit a basic form with general information. From there you will be taken into consideration by our representatives. Dialabank customer support will guide you through the entire process of gold loan, and you will be given a detailed briefing about do and don’t for gold loan. You can feel free to call us at 9878981166 to get your doubts clear. Few of the many reasons why customers choose us are:

1. Dialabank is India’s premier financial assistance company that seeks to provide the best loan services to the customers.
2. Dialabank makes the customer’s application process easy with doorstep pickup service
3. The customer is assured to get High-to-Loan value for their gold.
4. Dialabank does not demand any extra or hidden charges from the customer when applying for a gold loan online.
5. The paperwork required for applying for a gold loan through Dialabank is very little, making the process simpler for the customer.
6. Our customer support representatives are well trained with every detail regarding the gold loan procedure.
7. Last but not least, our positive response rate from the customers makes us a popular choice among clients.

Offline Process to Apply for Gold Loan Karimganj

Customers not comfortable with the online process can also opt for offline application of the gold loan. The offline application includes visiting the nearest loan offering institution for approval. The applicant has to visit the bank with all legal documents and has to apply from there. The multiple visits to the bank can be a messy task for the customer as they have to wait until their loan gets approved. Dialabank offers you free of cost and hassle-free services to avail a gold loan.

Processing Fees / Prepayment Charges on Gold Loan Karimganj

CIBIL Score Required for Gold Loan Karimganj

A good CIBIL score is a must before applying for a gold loan, every lending institution sets particular criteria for their minimum CIBIL score required. Generally, all the major institutions expect a minimum score of 750 to process the gold loan application.

Apart from your CIBIL score, the banks also consider the profile behavior of the previous loans taken. Details like, type of loan taken and the amount borrowed is also taken into consideration. Delayed payments for previous loans can be a barrier to your loan application. So make sure to keep your CIBIL score good before applying.