Gold Loan Itarsi

AT 0.75%* INTEREST RATE
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Gold Loan Itarsi

Major Gold Loan Providers in Itarsi

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Itarsi Features

What is a gold loan?

The gold loan is a successful solution to remove the financial problems faced by the customer, if we talk about . To meet the required amount without any hassle , a gold loan is the best financial tool that helps a person. A person who is not eligible for any other loan can apply for a gold loan.Gold Loan Itarsi

Anyone can easily take advantage of this financial service offered by many banks and NBFCs in India. The applicant can get up to 75 per cent of the market value of the gold even in sudden price fluctuations in the gold market.

This loan requires minimum paperwork as it is secured and you can get your loan approved within 48 hours after all the verification process.

 

Gold Loan in Itarsi provides proper financial aid to the customers at the best affordable interest rates as low as 7 per cent. To get a Gold loan, the applicant needs to have a proper and reliable source of income and must a perfect credit history, which will make the verification and loan approval process much faster.

Other features of gold loan:

  1. Anytime Liquidity, meaning ready to use funds.
  2. Simple documentation and fast processing.
  3. The overdraft limit varies depending on the market rate of gold.
  4. Easy repayment schemes.
  5. No hidden charges.
  6. Premiums calculated on daily reducing balance

Gold Loan Itarsi Interest Rates

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
Private Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

Documents for Gold Loan Itarsi

The following documents are needed from the applicant:

  1. Proof of Identity can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. Address Proof can be any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Any of the following can be signature Proof: Passport Copy/Banker’s verification/Driving License/cheque.
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Itarsi

  1. Land Proof: If amount of Agriculture Loan is more than Rs. 1 lac. No proof is required for allied agriculture purposes.
  2. A Demand Promissory Note.
  3.  Bank will arrange Certificate by the Jewel Appraiser.
  4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Itarsi

  1. The applicant should be between the age group of  (minimum) 21 to 60 (maximum).
  2. The applicant’s nationality must be INDIAN.

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Itarsi

Online Process to Apply for Gold Loan Itarsi

You can easily apply for the Gold Loan in available banks such as Private, Axis, HDFC and others through Dialabank online by filling up a simple user-friendly form.

In a short time, you will receive a call from our trained representative. Furthermore, Dialabank provides you with a pick-up facility of your documents from your doorstep.

For further information, you can call on +919878981166 anytime.

Consider Dialabank as the best platform to apply for a gold loan online, because it is rated the best by its users. There are many reasons behind this, some of them are:

  1. Dialabank is the first financial helpline in India providing the best known financial services to its customers all over the country.
  2. Dialabank guides the customers cost-free, as it charges no additional cost of applying for a gold loan online on the website of Dialabank.
  3. You can get a high Loan-to-Value (LTV) of your gold with Dialabank.
  4. Dialabank is connected with leading Banks such as HDFC, Private, Axis, Muthoot, Yes bank and many others.
  5. Besides that, the bank has a high reputation among its customers because of its best and fast services.
  6. Applying for a gold loan on Dialabank will get a low Gold Loan Interest Rate.
  7. Dialabank provides a facility of document pickup from the applicant’s doorstep to ease the process.
  8. Processing your gold loan through Dialabank requires minimum paperwork.
  9. Finally,  to guide and serve you in the entire process of Gold Loan the Relationship managers are highly trained.
Offline Process to Apply for Gold Loan Itarsi

The applicant can also apply gold loan from the nearby physical branches. ‘Gold Loan near me’ on google can help in this. It will enlist all the closest branches of banks and finance companies providing loans near your location. Please select them according to your preference and knowledge. However, Dialabank can do that for you in a quicker and organized manner.

But if you choose to go with a physical branch which is near you, the applicant might have to visit the responsible departments to apply for the loan, again and again, before than loan gets finally approved as it is a complex process. However, some banks and finance companies can approve the loan process faster. Our recommendations are HDFC Gold Loan branches and Muthoot Gold Loan branches. But again, Dialabank can do this even faster by handling all complex processes. You just need to apply to believe.

Processing Fees / Prepayment Charges on Gold Loan Itarsi

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Itarsi

No CIBIL score is required for Gold Loan, A gold article is a must.

A good CIBIL score is a must before applying for a loan other than a gold loan. It is basically a foundation for your loan, for this reason, every lending institution has its own guided criteria for the minimum required CIBIL score for processing a Loan application in Aizawl. Generally, most of the institutions require a minimum CIBIL score of 750 to process your loan application without any failure.

It is not just your CIBIL score, many institutions also look at the detailed behavior on the previous loans taken by you, including details on the type of loan and the loan amount, payment schedules, and if all deadlines are met while repayment. Making sure your CIBIL score is good before applying for a loan is a good practice.

Gold Loan Itarsi Agents

One of the leading and most trusted gold loan agents in Itarsi is Dialabank. You can apply online at Dialabank or give a call at +919878981166

Dialabank works as a bridge to find the best option between several Banks and NBFCs by providing you with a detailed and structured market comparison of different banks. This eliminates the unnecessary worries about the complex information and process you have to go through. So, you can make the right choice. Visit our website Dialabank to fill a simple form for more details and our customer relationship managers will soon get in touch with you.

Gold Loan Itarsi Contact Number

Call +919878981166 and get instant help and approval for Gold Loan in Itarsi right now.

Pre Calculated EMI Table for Gold Loan Itarsi

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Itarsi

Itarsi is a beautiful city and municipality in Madhya Pradesh, India in Hoshangabad District. Itarsi is also a key hub for agricultural goods and is the almost biggest railway junction in Madhya Pradesh.


 
Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.