Gold Loan Harda

Major Gold Loan Providers in Harda

Gold Loan Harda Features

Want to avail of a low-interest loan for personal use? What’s better than a Gold loan. Gold loan is one asset that can be the savior during the financial crisis. It is secured, short-term, safe and is available at low- interest rates. Gold Loan Harda is a secured form of a loan with repayment for a period of up to 1 year. The interest rate varies from bank to bank. Thus, it becomes important to check the availability of low-interest rates across all banks. DialaBank does this job for you by providing you with the best offers on Gold loan.

1. You can avail Gold Loan Harda up to Rs.1 Crore or more & up to 70% of value for any purpose
2. You get 100% Safety & Security of your Gold Jewelry
3. Get your Gold Loan Harda processed in less than 30 minutes
4. Enjoy Anytime Liquidity.
5. No EMI, Service only Interest and enjoy the Loan facility
6. Lower Interest Rates
7. Simple documentation and fast processing
8. The overdraft limit varies depending on the market rate of gold.
9. The interest rate is payable the only amount of the overdraft that you use

Gold Loan Harda Interest Rates

Documents for Gold Loan Harda

1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
2. Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
4. 2 passport size photographs.

Additional Documents Required for Gold Loan Harda

1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
2. A Demand Promissory Note.
3. Certificate by the Jewel Appraiser (Bank will arrange).
4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Harda

1. Age – Minimum 21 years maximum (at loan maturity) 60 years
2. Gold jewelry should be owned by the applicant or any of the family members.
3. A person should be a citizen of India
4. He/she should have 10 grams of gold.

How to Apply for Gold Loan Harda

Online Process to Apply for Gold Loan Harda

• You can apply for the Gold Loan at Dialabank in just a few clicks
• It is an easy and convenient process.
• First, you have to fill an online form
• Our relationship manager will then contact you for further assistance

After that, you will get a call back from our side. Furthermore, you will get a document to pick up the facility from your doorstep.

Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.

1. First of all, Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
2. Besides that, the bank has a good reputation among the customers because of its best services.
3. Another reason, if you apply for a gold loan on Dialabank, then you will get a low Gold Loan Interest Rate.
4. Also, Dialabank provides a document pickup facility from the doorstep of the customer.
5. One more important thing is that Dialabank guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online on the website of Dialabank.
6. Also, while applying for a gold loan through Dialabank, very little paperwork is required.
7. One more thing is that you will get a high LTV of your gold.
8. Finally, the Relationship managers are trained enough to guide you in the entire process of Gold Loan.

Offline Process to Apply for Gold Loan Harda

The applicant also has an option to avail of jewel Loan offline. To do so, search Gold Loan near me on google. It will enlist all the neighboring banks from where you can avail of the loan. Then, you will have to visit that bank for a Gold loan.

Thus, to make your experience hassle-free it is highly recommended that you choose DialaBank for availing Gold loan. DialaBank not only offers Bank gold loans but also provides gold loans from various NBFCs. Thus, it acts as a place for connecting you to various options from where you can choose from.

Processing Fees / Prepayment Charges on Gold Loan Harda

CIBIL Score Required for Gold Loan Harda

There is no need for the CIBIL score for Gold Loan Harda.