Gold Loan Gurdaspur

Best Banks for Gold Loan in Gurdaspur

Gold Loan Gurdaspur Features

The Gold Loans are now pretty easy and less time consuming to avail as most of the major banks and NBFCs provide the service at a reasonable rate of interest and minimum documentation. The Gold Loans are secured loans that can be availed by keeping your Gold ornaments/Jewelry as collateral or security deposit for the short-term credit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in a specific period of time. If you fail to repay, the loan can be renewed.

Gold Loan in Gurdaspur Interest Rates and Charges

Gold Loan in Gurdaspur Documents Required

1. Government-approved ID such as Driving license/passport/Aadhar card, etc
2. Proof of Income (i.e. salary slips/ Form 16)
3. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac.(not required for agricultural purpose)
4. Signed Application form
5. 2 recent passport size photographs of the applicant
6. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
7. Proof of Address: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
8. Certificate by the Jewel Appraiser (Bank will arrange)
9. A Demand Promissory Note.

Gold Loan in Gurdaspur Eligibility Criteria 

1. The applicant must be at least 21 years old.
2. The applicant must have Indian nationality.
3. The applicant should not be more than 60 years of age.

How to Apply for Gold Loan Gurdaspur

Online Process to Apply for Gold Loan Gurdaspur

• You can apply for the Gold Loan at Dialabank.
• It is less time consuming and convenient
• Fill an online form with personal details
• Our relationship manager would then contact you for further assistance
• You can also avail of the document pick up facility from your doorstep.
• For more detail, you can call on 9592046860.

Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.

1. Dialabank is India’s first financial helpline; This provides the best financial services to customers all over the country.
2. The bank has a good reputation among the customers because of its best services.
3. Gold Loans can be availed at a low Gold loan interest rate with minimum documentation requirement
4. Dialabank provides a document pickup facility from the doorstep of the customer.
5. There is no processing fee or additional charges for availing to the service through Dialabank
6. The Relationship managers of Dialabank are trained and assist the customer without any hesitance

Offline Process to Apply for Gold Loan Gurdaspur

The applicant also has an option to avail Gold Loan per gram through the offline process. It requires market research as well as some manual efficiency.

The applicants need to search for the nearby banks offering Gold Loans and visit them during their working hours. Thereafter, their relationship manager would correspond and assist you according to your requirements requiring repeated visits to the nearest branch.

Processing Fees / Prepayment Charges on Gold Loan Gurdaspur

CIBIL Score Required for Gold Loan Gurdaspur

Most of the major banks and NBFCs offer the Gold Loan irrespective of the CIBIL score. The applicant should have all the necessary documents and should fulfil the eligibility criteria.

About Gurdaspur

District of Gurdaspur is the state of Punjab. This is located in the northwest part of the Republic of India. It is the headquarters. It was founded by Guriya Ji at the beginning of the 17th century. In 2011 Gurdaspur is the 3rd most populous district of Punjab (out of 22), after Amritsar and Ludhiana.