Gold Loan Dhar

Gold Loan Dhar Features

Running short of finances?

Facing uncertainty about your wealth?

Gold Loan is something one can consider if they’re low on cash. Unlike other types of loan, this is a secured loan that needs minimal paperwork. It hardly takes 48 hours to get it approved after the verification process.

Gold Loan Dhar ensures that customers get the best affordable interest rates. Once the gold loan is approved, the bank is not supposed to interfere with whether the borrower uses that money for personal use or some other use. Although the common criteria for loan approval require that the person should have a good credit history along with a rigid and good source of income. If someone fulfills these criteria, the loan approval and verification process gets easier.

Moreover, you can get a loan of up to 75 percent of the market value of your gold. The reason behind this number is the fluctuating market price of gold.

Gold Loan Dhar Interest Rates

Documents for Gold Loan Dhar

1. Proof of Identity: any valid Identity card such as passport Copy/ Voters ID card/Aadhaar card/ Driving License.
2. Address Proof: Ration card/ Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Establishment License/Sales Tax certificate or any other proof applicable.
3. Signature Proof: Valid signature verified as per Passport Copy/Banker’s verification/cheque/Driving License.
4. 2 passport size photographs.

Other Documents Required for Gold Loan Dhar

1. Land Proof: In case of respective Agriculture Loan of more than Rs. 1 lac. Although the proof is unrequired for allied agriculture purposes.
2. A Demand Promissory Note, if requested.
3. Certificate by the Jewel Appraiser for validation of a set of jewelry (To be arranged by the bank)
4. Proof of Income: Salary Certificate and Form No.16 as per norms.

Eligibility Criteria for Gold Loan Dhar

1. The age of the candidate should lie between 21 years and 60 years.
2. The candidate should be recognized as an Indian national.

How to Apply for Gold Loan Dhar

Online Process to Apply for Gold Loan Dhar

Availing of the gold loan through Dialabank is pretty simple. Once you fill that simple online form, our representative will connect with you to assist you. Thereafter, you will be provided a document pick-up facility for fast processing and convenience.

Regarded as one of the best online portals to apply for a gold loan, Dialabank has so many reasons to be considered as your favorite.

1. To provide best-in-class services, Dialabank is India’s first financial helpline that serves customers across the nation.
2. Dialabank assists customers without taking any money. Thus, there are no additional fees for the gold loan application via Dialabank’s website.
3. You will get a high LTV of your gold which means the lowest possible risk for you.
4. The bank is well-reputed in the market because of its best service providing.
5. You can save a good amount of money as Dialabank provides a low Gold loan interest rate for several banks.
6. To Fast-track the process, the document pickup facility is provided from the doorstep of the customers.
7. Documentation or paperwork is considerably low while applying for gold loan per gram through Dialabank.
8. The relationship managers are trained extensively to support customers in the entire process of the Gold loan.

Offline Process to Apply for Gold Loan Dhar

You can also avail of the jewel Loan offline from the nearby branches. Just search for Gold Loan banks near me on google. It will enlist all the neighboring banks and leading NBFCs from where you can avail of the best rate of interest on the loan. But this process can be difficult and you may be required to have frequent visits to the bank’s approval.

But, it is highly recommended that you apply for a gold loan through DialaBank to spare yourself from the hustle when applied offline. Our relationship manager will assist you in every step needed.

Processing Fees / Prepayment Charges on Gold Loan Dhar

CIBIL Score Required for Gold Loan Dhar

CIBIL score is not a requirement to avail of a gold loan in Dhar.