Major Gold Loan Providers in Calangute
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Calangute Features
Are you running out of cash and looking for an instant loan? Well, gold loan is best suited for you! It requires fewer documents and is approved within 48 hours after the verification process.
Gold Loan Calangute provides financial assistance to its customers at the easily affordable interest rates. All you need to have is a reliable source of income along with good credit history to make the verification and approval process faster. One can avail a loan up to 75 per cent of the market value of gold due to regular fluctuations in the market price of gold.
Dialabank offers a low-interest rate with high feasibility and reliability! Our overgrowing customer base made us one of the leading and most trusted gold loan agents all over the country.
Gold Loan Calangute Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate
Documents for Gold Loan Calangute
- Identity Proof including Passport Copy/ Voters ID card/ Driving License/ Aadhaar card.
- Signature Proof including Passport Copy/ Driving License/ Banker’s verification or Cheque.
- Address Proof including Passport copy/ Ration card/ Telephone or Electricity Bill/ Rental Agreement/ Trade license / Shop License/ Sales Tax certificate.
- 2 Passport-sized photographs.
Additional Documents Required for Gold Loan Calangute
- Income Proof in form of Salary Certificate Form No.16
- Land Proof required in case of Agriculture Loan exceeding Rs. 1 lac and not required for allied agriculture purposes.
- A Demand Promissory Note.
- Certificate of jewel appraiser which bank arranges.
Eligibility Criteria for Gold Loan Calangute
- Age limit: 21-60 years
- Nationality: Indian
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Calangute
Online Process to Apply for Gold Loan Calangute
- You can apply for the HDFC Bank Gold Loan via Dialabank.
- Fill a simple online form.
- Get a call from our representative.
- Document to pick up facility from your doorstep.
Dialabank is considered as the best platform to apply for a gold loan online as:
- A high LTV of your gold is guaranteed with proper safety and security.
- There are no additional charges to apply for a gold loan online on our website.
- Apply for a gold loan with us and get a low HDFC Gold Loan Interest Rate.
- Being India’s first financial helpline, we provide the best financial services to our customers.
- Negligible paperwork is required on applying with us to ease the process.
- Our reliable and fast services make us one of the leading market players.
- Relationship Managers are thoroughly trained to serve you in the entire process.
- A document pickup facility from the doorstep of the customer.
Offline Process to Apply for Gold Loan Calangute
There is an alternate for the applicant to avail of Gold Loan from the nearby branches. For that purpose,
- Search Gold Loan near me on google.
- Get a list of all the lending companies loans near you.
- Select them according to your preference and knowledge.
- Visit the department several times to avail the loan.
HDFC Gold Loan branches and Muthoot Gold Loan branches are some finance companies with the quick processing of the loan. We at Dialabank are happy to serve you more easily!
Processing Fees / Prepayment Charges on Gold Loan Calangute
CIBIL Score Required for Gold Loan Calangute
Every financial institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application. Most of them require a minimum score of 750 for processing the application. Remember, a reliable CIBIL score is a must before applying for a gold loan!
A consideration of previously availed loans occurs before approving the loan. Thus, ensure a good CIBIL score before applying for any loan. The type of loan taken and the amount borrowed hereby becomes necessary. Previously delayed loan payment might restrict in availing a fresh loan.