Gold Loan Adipur

Major Gold Loan Providers in Adipur

Gold Loan Adipur Features

There are times when your financial situation is not supporting you. Don’t worry. Go for a Gold Loan. It is the best way to turn your dreams into reality. It is the fastest and most secure loan available in the financial market. Gold Loan is specially designed for those people who need quick cash for their sudden needs. It is the fastest and easiest type of loan available as compared to any other loan. It requires minimal documentation. Gold Loan offer fast cash without any hindrance or CIBIL score requirement.

Gold Loan Adipur Interest Rates

Documents for Gold Loan Adipur

1. 2 passport size photographs.
2. Proof of Identity (Passport Copy/ Voters ID card/ Driving License/Aadhaar card).
3. Address Proof (Ration card/ Telephone Bill/ Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate).
4. Signature Proof (Passport Copy/Driving License/Banker’s verification/cheque).

Additional Documents Required for Gold Loan Adipur

1. A Demand Promissory Note.
2. Certificate by the Jewel Appraiser (Bank will arrange).
3. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Adipur

1. The applicant should be 21 years of age.
2. He/she should not be more than 60 years of age.
3. Should be an Indian National.

On What Factors does the Gold Loan Amount Depend?

The amount of Loan disbursed depends on mainly two factors:

The Quantity of Gold: To begin with, the weight of gold is one of the main factors that decide the amount of loan disbursed to the customer. The weight is measured after subtracting the weight of the stones(if any) in the jewellery. The higher the quantity of gold more is the amount that can be given to the customer.

*Note: Minimum of 10 grams of gold is required for loan approval. 

Quality of Gold: Another factor that decides the loan amount is the quality of gold. The purity should lie between 18 Carat to 22 Carat. Therefore, the better is the purity of gold, the more is the amount of loan that can be approved.

How to Apply for Gold Loan Adipur

Online Process to Apply for Gold Loan Adipur

Applying online with DialaBank for gold loan per gram is the easiest and most reliable way to apply for a gold loan because:

1. Dialabank is India’s first financial helpline with its spread all across the country.
2. DialaBank offers the lowest Gold loan interest rate.
3. Minimum documentation required.
4. Dialabank provides a document pickup facility.
5. You will get a high LTV of your gold.
6. Relationship managers are trained enough to guide you in the entire process of Gold Loan.
7. No sort of charges charged by DialaBank.

The process for applying online is as follows:

1. Click dialabank.com
2. Fill in the required details and select a gold loan.
3. Wait as our relationship manager will contact you.

Offline Process to Apply for Gold Loan Adipur

Availing gold loan offline can be hectic and troublesome. You will be required to visit the banks frequently in this situation. This is why DialaBank is the best option for you to enjoy your gold loan process staying at your home.

Processing Fees / Prepayment Charges on Gold Loan Adipur

CIBIL Score Required for Gold Loan Adipur

No, the banks do not check the CIBIL Score of a person to approve a gold loan. Loan Against Gold is a secured service, hence, the bank is not concerned about the repayment history of a person. Because, even if the applicant fails to repay the loan, the banks can cover the loan amount through the gold ornaments that they have in their possession.

Read More: What is CIBIL Score?