Fullerton India Gold Loan Per Gram Today is ₹ 72,800 to ₹ 78,350
| Fullerton India Gold Loan Per Gram Today | Gold Loan Rate Per Gram Today is ₹ 72,800 to ₹ 78,350 |
| Eligible Age | 18 to 75 years |
| Loan Amount Eligibility | Rs. 1,000 to Rs. 2 Cr |
| Documents Required | Basic KYC documents for address and identity proof. No income documents and no CIBIL score documents are required. |
| Purity of Gold | 18 carat to 22 carat |
| Type of Gold | Gold jewellery and gold coins of 18-24 carats |
| Margin in Gold Loan for the Bank | 25% of the gold ornament’s market value |
Fullerton India Gold Loan Calculator
You need to provide specific details to use Dialabank’s Gold Loan EMI calculator:
- The lender’s rate of interest
- Principal loan amount of signed/required gold
- Expected period of payment
The EMI calculator calculates the monthly instalment to be paid by the buyer when submitting these three pieces of information (taking into account the current gold price). Similar information, such as home loan calculator, personal loan EMI calculator, auto loan EMI calculator etc., can be used in other EMI calculators.
Fullerton India Gold Loan Rate Per Gram by Gold Purity
The table below provides an estimate of gold loans per gram. Fullerton India will bid on gold jewellery of various purity levels, with the highest LTV of 75% and the lowest LTV of 65%. The above table shows the method by which Banks will calculate your per gram gold loan for gold of varying purity.
Gold Purity
Gold Rate Per Gram- Average Of Past 30 Days
Highest Gold Loan Per Gram
Lowest Gold Loan Per Gram
22 carat
₹ 4,620
₹ 4,999
₹ 4,956
20 carat
₹ 3,939
₹ 4,178
₹ 3,795
18 carat
₹ 3,545
₹ 3,784
₹ 3,460
Fullerton India Gold Loan Rates Per Gram
The current rate of Fullerton India Gold Loan Per Gram is ₹ 72,800 to ₹ 78,350. In the most extraordinary scenario, 22-carat ornaments are calculated with an LTV of 75%. The price of gold fluctuates on a daily basis based on the loan per gram
Updated - Gold Loan Per Gram Rate w.e.f Jan 19 2025
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Historical Gold Loan Rates Per Gram
The study of gold price trends can provide insight into future fluctuations and help to formulate appropriate investment plans.
This Table Contains the Average Annual Gold Rate from 1965 - 2022
Year
Price (24 karat per 10 grams)
Year
Price (24 karat per 10 grams)
2023
₹ 54,699
1994
₹ 4,598
2022
₹ 52,950
1993
₹ 4,140
2021
₹ 50,045
1992
₹ 4,334
2020
₹ 48,651
1991
₹ 3,466
2019
₹ 35,220
1990
₹ 3,200
2018
₹ 31,438
1989
₹ 3,140
2017
₹ 29,667
1988
₹ 3,130
2016
₹ 28,623
1987
₹ 2,570
2015
₹ 26,343
1986
₹ 2,140
2014
₹ 28,006
1985
₹ 2,130
2013
₹ 29,600
1984
₹ 1,970
2012
₹ 31,050
1983
₹ 1,800
2011
₹ 26,400
1982
₹ 1,645
2010
₹ 18,500
1981
₹ 1,800
2009
₹ 14,500
1980
₹ 1,330
2008
₹ 12,500
1979
₹ 937
2007
₹ 10,800
1978
₹ 685
2006
₹ 8,400
1977
₹ 486
2005
₹ 7,000
1976
₹ 432
2004
₹ 5,850
1975
₹ 540
2003
₹ 5,600
1974
₹ 506
2002
₹ 4,990
1973
₹ 279
2001
₹ 4,300
1972
₹ 202
2000
₹ 4,400
1971
₹ 193
1999
₹ 4,234
1970
₹ 184
1998
₹ 4,045
1969
₹ 176
1997
₹ 4,725
1968
₹ 162
1996
₹ 5,160
1967
₹ 103
1995
₹ 4,680
1966
₹ 84
1994
₹ 4,598
1965
₹ 72
Major Banks Gold Loan Per Gram Rate Comparison
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Tips to Get The Highest Gold Loan Amount from Fullerton India
- Fullerton India accepts both stamped and unsealed jewellery for gold loans. However, you can obtain a Fullerton India gold loan with the highest gold content per gram because it reduces appraiser underestimation. Furthermore, when purchasing contrast gold jewellery, some banks charge lower processing fees.
- Fullerton India adjusted the price of 22-carat gold based on its purity. As a result, always try to borrow money from higher purity jewellery because you will receive the most gold loans.
- Look for the LTV with the highest gold value. The RBI allows Fullerton India to charge up to 75% of the LTV when calculating the amount of gold loan eligibility.
Gold News
- The high demand for gold loans indicates that low-income households are in distress.
According to Reserve Bank of India data, outstanding loans granted by gold-plated banks increased by 82 per cent from Rs 33,303 crores in March 2020 to Rs 60 464 crores in March 2021.
- The second Sovereign Gold Bond plan is set to begin trading on May 24.
The second sovereign gold bond plan will be open for subscriptions on Monday (May 24, 2021), 2021-22. The Reserve Bank of India’s 2021-22 gold bond plan schedule will open the second round of windows for investors from May 24 to May 28.
Fullerton India Gold Loan Per Gram FAQs
✅ What is the Fullerton India Gold Loan scheme?
Fullerton India gold loan is a scheme that provides a loan against your gold. Any person in need of quick lump sum money can avail of this facility that is offered by Fullerton India and other leading banks and non-banking financial companies. The current rate for Fullerton India Gold Loan Per Gram is ₹ 3,506 to ₹ 4,621.
✅ How much Gold Loan can I get per gram in Fullerton India?
Fullerton India Gold Loan Per Gram Depends upon the weight and purity of your gold. Fullerton India Gold Loan Per Gram ₹ 3,506 to ₹ 4,621.
✅ How is Fullerton India Gold Loan Per Gram calculated?
The Fullerton India Gold Loan Per Gram amount depends upon the purity of one’s gold and the current market Gold Rate. Fullerton India Gold Loan Per Gram interest rate is then calculated based on several factors: loan amount, loan tenure, relationship with the lender, and loan to value ratio.
