Education Loan Interest Rates

Bank Name

Education Loan Interest Rates Type

ROI For Loan up to 4L

ROI For loan Upto 4L – 7.5L

ROI For Loan Above 7.5L

ROI For Loan Above 10L

Max Repayments Months

Abhyuday Co-op Bank Education Loan

Floating

10.50%

10.50%

10.50%

11.50%

60

Allahabad Bank Education Loan 

Floating

10.25%

10.25%

10.25%

10.25%

84

Andhra Bank Education Loan

Fixed

11%

12.75%

12.75%

12.75%

60

Apna Sahakari Bank Education Loan 

Fixed

11%

11%

11%

11%

84

Axis Bank Education Loan

Floating

15.75%

15.75%

15.75%

15.75%

NA

Bank of Baroda Education Loan 

Floating

10%

12%

12%

12%

84

Bank of India Education Loan 

Floating

9.50%

10%

10.75%

10.75%

NA

Bank of Maharashtra Education Loan 

Floating

10.25%

11%

11%

11%

60

Canara Bank Education Loan 

Floating

11%

12%

9.75%

9.75%

NA

Catholic Syrian Bank Education Loan 

Fixed

14.25%

14.75%

14.75%

14.75%

NA

Central Bank of India Education Loan 

Floating

10%

10%

10%

10%

NA

City Union Bank Education Loan 

Fixed

14.75%

15.75%

15.75%

15.75%

84

Corporation Bank Education Loan 

Fixed

11%

12%

11.50%

11.50%

120

Dena Bank Education Loan 

Floating

9.50%

12.50%

12.50%

12.50%

84

Dhanalakshmi Bank Education Loan 

Floating

13%

13.50%

13.50%

13.50%

84

Federal Bank Education Loan 

Fixed

11.50%

14%

14%

14%

132

HDFC Bank Education Loan 

Fixed

12.0 – 14.0%

12.0 – 14.0%

12.0 – 14.0%

12.0 – 14.0%

84

IDBI Bank Education Loan 

Floating

11.75%

12.75%

12.75%

12.75%

84

Indian Bank Education Loan 

Floating

12%

12%

12.25%

12.25%

84

Indian Overseas Bank Education Loan 

Fixed

10.25%

11.50%

11.50%

11.50%

84

J & K Bank Education Loan 

Fixed

10%

11%

11%

11%

84

Karnataka Bank Education Loan 

Fixed

12.25%

13.25%

13.25%

13.25%

NA

Karur Vysya Bank Education Loan 

Floating

12%

12%

12.50%

12.50%

84

Lakshmi Vilas Bank Education Loan 

Floating

11.25%

12.25%

12.25%

10%

84

Oriental Bank of Commerce Education Loan 

Floating

10.75%

11.50%

11.50%

11.50%

84

Punjab & Sind Bank Education Loan 

Floating

12.50%

13%

13%

13.50%

84

Punjab National Bank Education Loan 

Floating

10.50%

11.25%

11.25%

11.25%

84

Saraswat Bank Education Loan

Fixed

12.50%

12.50%

12.50%

12.50%

84

State Bank of India – SBI  Education Loan

Floating

11.25%

12.75%

11.75%

11.75%

84

State Bank of Bikaner & Jaipur Education Loan

Floating

10.25%

11.75%

11.75%

11.75%

84

State Bank of Hyderabad Education Loan

Floating

11.25%

12.50%

12.50%

12.50%

84

State Bank of Indore Education Loan

Floating

13%

13%

12%

12%

84

State Bank of Mysore Education Loan 

Floating

12.50%

13.25%

13.25%

13.25%

84

State Bank of Patiala Education Loan

Floating

11.75%

13.25%

13.25%

13.25%

84