YES Prosperity BUSINESS Credit Card

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YES Prosperity BUSINESS Credit Card

YES Prosperity BUSINESS Credit Card Features


Given below are the important features of YES Prosperity BUSINESS Credit Card:

  • Rewards redemption option: You can also convert it to JPMiles and use it to book your flight tickets, in addition to redeeming your accrued reward points to purchase items from the catalogue. There will be 1 JPMile for reward points.
  • MasterCard Lounge Program: Every calendar quarter, receive 2 free access to MasterCard associated lounges throughout India.
  • MasterCard World Golf Package: Under this package, enjoy green fee waiver at select golf courses in India. Also, per calendar month, you get one free golf lesson. YES Prosperity BUSINESS Credit Card
  • Fuel Surcharge waiver: Save on your fuel bills using the fuel surcharge waiver applicable for transactions between Rs.400 to Rs.5,000 at all fuel outlets in India. 
  • Insurance benefit: get Rs.15 lakh medical insurance cover in case of accidental death of the primary cardholder while travelling overseas and Rs.2.5 lakh credit shield cover.
  • Concierge services: Get 24×7 dedicated concierge assistance to assist you with hotel bookings, flight bookings, referrals to restaurants, help with movie tickets, and delivery of flowers and gifts. 
  • Card Security Plan: With the Card Protection Plan, safeguard your credit card. In the event of card failure, theft, or fraud, this feature covers you.

YES Prosperity BUSINESS Credit Card Eligibility Criteria

The following is the eligibility criteria for YES Prosperity BUSINESS Credit Card :

Eligibility Criteria


Minimum Age  21 years
Maximum Age 70 years
Minimum Income( per annum) Rs. 4,80,000
Occupation Self-employed
Minimum Income Tax Return   Rs.5 lakh

YES Prosperity BUSINESS Credit Card Documentation

The following documents are required for YES Prosperity BUSINESS Credit Card:

Proof of Identity

Proof of Address

Proof of Income

  • PAN Card
  • Aadhaar Card
  • Voter’s ID Card
  • Passport
  • Driving Licence
  • Any other government-approved photo ID
  • Aadhaar Card
  • Passport, Utility bills (not more than 3 months old)
  • Any other government approved address proof
  • Bank statement for the last 3 months
  • Salary slips for the last 3 months
  • Audited financials for the last two years (for self-employed)
  • Form 16

Fees and Charges

The Fees and Charges related to YES Prosperity BUSINESS Credit Card are shown in the below table:

Fees and Charges


Joining Fee Rs. 2,499
Annual Fee Rs. 2,499
Add-on Card Fee NIL(up to 3 cards are issued)
Cash Limit 30% of the credit limit
Cash Advance Fee 2.5% of the amount withdrawn; or minimum Rs. 300(whichever is more)
Overlimit Fee 2.5% of the over-limit amount; or minimum Rs. 500(whichever is more)
Foreign Exchange Mark-up 1.75%
Payment Return Charges (Autopay/Cheques) Rs. 350

Rewards Points programs

  • Within 30 days of card setup date or update date10,000 Reward Points on the first transaction.
  • 500 Reward Points on each registration for YES PayNow.
  • ₹100 = 4 Reward Points (On Travel Agencies & Tour Operators, Domestic Airlines and Dining)
  • ₹100 = 2 Reward Points (On others)
  • Save up to ₹6432 on an Annual Spend of ₹4 Lakh

YES Prosperity BUSINESS Credit Card Limit

  • A minimum spends of up to Rs. 4,00,000 annually.

How to apply for YES Prosperity BUSINESS Credit Card

To apply for the YES Prosperity BUSINESS Credit Cardyou can use Dialabank with ease. 
Taking the following steps to get your credit card easily: 
  • Go first to the website for Dialabank.
  • Pick credit card with your YES Prosperity BUSINESS Credit Card.
  • Fill up an application form for that card. Fill in all the appropriate details correctly.
  • Check your eligibility and then, if you are eligible, you can finish the online application.

Other Top Credit Cards by YES Bank 

  • YES Prosperity Edge
  • YES PREMIA Credit Card
  • YES Prosperity Rewards Plus
  • YES Prosperity Rewards Credit Card
  • YES FIRST Exclusive Credit Card
  • YES FIRST Preferred


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