TMB Platinum Credit Card Features
The following are the features of the TMB Platinum Credit Card:
- Redeem Online: You can easily track and redeem your cashback online by logging in credit card online.
- Flexible Credit Card Limits: Get flexible card limits as per customer’s requirements.
- No annual fee: With TMB Platinum Credit Card there is no annual or joining fee charged at the time of issuance of the card.
- Validity: With TMB Platinum Credit Card you get up to three years of credit card validity.
- Free Credit Period: Get a free credit period of up to 45 days.
- Security and Protection: Extended Warranty Protection multiplies the original manufacturers’ or store brand warranty for up to two years.
- Easy Cash Withdrawal: You can easily withdraw money.
- Personalized Cards: The Customer’s get EMV chips and Personalized Photos to the customers who have maintained an individual term deposit of up to Rs. 50,000 for a minimum of 3 years.
- Foreign Transactions: All sorts of International Transactions are allowed with the TMB Platinum Credit Card.
- Green Pin Facility: The green Pin facility is available in the TMB Platinum Credit Card.
- Personal Alerts: SMS Alerts on every transaction and updates to the customer.
TMB Platinum Credit Card Eligibility Criteria
Given below are the necessary eligibility criteria for availing of TMB Platinum Credit Card:
| Particulars | Criteria |
| Minimum Age | 18 years |
| Maximum Age | 60 years |
| The income of the Applicant | Gross Annual Income should be 3 lakh or more |
| Nationality | The citizen must possess INDIAN Citizenship.
Non-resident Indians and individuals of foreign origin who are currently residing in India for employment can also apply for this card. |
| CIBIL | A decent CIBIL Score is necessary. |
| Term Deposit | Term deposit with the bank to be maintained for a minimum of Rs. 50,000 for a period of 3 years |
TMB Platinum Credit Card Documentation
Necessary Documents required for TMB Platinum Credit Card Documentation:
| Identity Proof | Address Proof | Income Proof |
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Fees and Charges
The fee and Charges related to TMB Platinum Credit Card are as follows:
Services |
Fee and Charges |
| Joining Fee | Nil |
| Annual Fee | Nil |
| Interest Rate | Base Rate + 8.50% fixed at 18.90% per annum. |
| Cash Advance Fee | 2.5% is charged on the transaction amount withdrawn |
| Renewal fee | Rs.250 for primary cards |
| Cash Advance Transaction Fee | 3% of the transaction amount |
| Late Payment Charges | Up to Rs. 250 |
| Finance Charges | 2% per month |
| Card Replacement Charges | Rs. 100 |
TMB Platinum Credit Card Rewards and Points Program
Following are the rewards and points involved in TMB Platinum Credit Card:
- The cardholder gets a Free credit period of up to 45 days.
- Exclusive reward points on domestic and international spending.
TMB Platinum Credit Card Limit
Given Below is the Credit Card Limit of the TMB Platinum Credit Card:
- Minimum Card Limit of up to – Rs. 20,000/-
- Maximum Card Limit of up to – Rs. 5.00,00/-
- Cash Advance Limit – 25% of the sanctioned credit card limit
- 75% of the term deposit
How to Apply for TMB Platinum Credit Card
Give below are the steps involved while applying for TMB Platinum Credit Card:
- First, visit the Dialabank website.
- Select TMB Platinum Credit Card.
- Fill in the required information in the application form for that card.
- Fill in all the necessary personal details correctly.
- Check your eligibility and if you are eligible then you can complete the online application.
Other Top Credit Cards by Tamilnad Mercantile bank
- TMB Titanium Credit Card
FAQ
