Standard Chartered Emirates World Credit Card Features
- The customers can enjoy faster checkouts, secure payments, and complete freedom from cash
- The customers can transfer the balance up to Rs. 5,00,000 from other bank credit card at an attractive interest rate
- The customers can avail of the facility of safe online transactions on his/her credit card via 3D secure OTP verification
- The customers can easily check balances and make instant card payments via online banking and SC Mobile
- On every spend of Rs. 150 on International transactions, customers can earn 6 skyward miles. On every spent of Rs. 150 on domestic transactions, they will earn 3 skyward miles
- The customers can get a loan on his/her credit card up to Rs.7,50,000 in 2 days via NEFT
Standard Chartered Emirates World Credit Card Eligibility Criteria
- Occupation- Salaried or Self-employed
- Minimum Income for Salaried Applicants- Rs. 100,000 per month
- Minimum Income for Self-employed Applicants- Rs. 12,00,000 per annum
Particulars |
Criteria |
| Minimum Age | 18 years |
| Maximum Age | 60 years |
| The income of the Applicant | Salaried applicants- Rs.100,000; Self-employed applicants- Rs. 12,00,000 per annum |
| Nationality | The citizen must possess INDIAN Citizenship.
Non-resident Indians and individuals of foreign origin who are currently residing in India for employment can also apply for this card. |
| CIBIL | A decent CIBIL Score is necessary. |
Standard Chartered Emirates World Credit Card Documents Required
| Address Proof | Identity Proof | Income Proof |
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Standard Chartered Emirates World Credit Card Fees and Charges
Title |
Details |
| Annual Fee | Rs. 3,000 |
| Annual Fee ( second year onwards) | Rs. 3,000 |
| Free Credit Period | Nil |
| Cash Advance Charges | 3% of withdrawal or Rs. 300 per transaction, whichever is higher |
| Add-on Fee (per annum) | Nil |
| Overlimit Charges | 2.5% of over-limit amount subject to a minimum of Rs. 500 |
| Surcharges | Rs. 10 or 1% of the transaction (whichever is higher) are levied on Petrol transactions. Rs. 25 or 2.5% (whichever is higher) are levied on Railway station |
| Goods and Services Tax (GST) | GST is levied on all taxable supplies |
| Late Payment Charges | Rs. 0 for statement outstanding balance is less than or equal to Rs. 100 |
| Rs. 100 for statement outstanding balance between Rs. 100 and Rs. 500 | |
| Rs. 500 for statement outstanding balance between Rs. 501 and Rs. 5,000 | |
| Rs. 700 for statement outstanding balance between Rs. 5,001 and Rs. 15,000 | |
| Rs. 800 for statement outstanding balance greater than Rs. 15,000 |
Standard Chartered Emirates World Credit Card Rewards and Points programs
- Get 4,000 bonus Miles as a welcome gift. Get a return ticket to Dubai with just 27,500 Skywards Miles
- Get 5% cashback on duty-free shopping, up to a maximum of ₹1,000 per month
- Earn 6 Skyward miles on every ₹150 spent on Emirates transactions and 3 Skyward Miles on every ₹150 spent on all other transactions
- ₹150 = 6 Skyward miles (On Emirates Transaction)
- ₹150 = 3 Skyward miles (On other transactions)
Standard Chartered Emirates World Credit Card Limit
- Minimum Card Limit of up to – Rs. 20,000/-
- Maximum Card Limit of up to – Rs. 5.00,00/-
- Cash Advance Limit – 25% of the sanctioned credit card limit
How to Apply for Standard Chartered Emirates World Credit Card?
Give below are the steps involved while applying for Standard Chartered Emirates World Credit Card:
- First, visit the Dialabank website.
- Select Standard Chartered Emirates World Credit Card.
- Fill in the required information in the application form for that card.
- Fill in all the necessary personal details correctly.
- Check your eligibility and if you are eligible then you can complete the online application.
Other Top Credit Cards offered by Standard Chartered Bank
- Ultimate Credit Card
- DigiSmart Credit Card
- Manhattan Credit Card
- Super Value Titanium Credit Card
- Emirates World Credit Card
FAQs
