Standard Chartered DigiSmart Credit Card Features
Given are the important features of Standard Chartered DigiSmart Credit Card:
- Exclusive Offers: Customers can enjoy the BOGO offer on INOX movie tickets on Saturday and Sunday. The offer can be availed 2 times in a month with a maximum discount of Rs.400.
- Cashback Offers: DigiSmart card users will also get 15% cashback on booking Ola Cab rides up to the maximum cashback of Rs. 600 per month.
- Discount Offers: By using promo code DIGI SMART, cardholders get 10% off on buying groceries online through Grofers. There is no minimum order value and 5 transactions can be made in a month with a maximum discount of Rs. 1,000 per month.
- E-Shopping Offers: With DigiSmart Credit Card, users can get a 20% discount when shopping on Myntra up to a maximum discount of Rs. 700. This offer is valid only once per month.
- Zomato Offer: When ordering food through Zomato, cardholders can avail 10% discount. There is no minimum spending value. One user can enjoy this offer only 5 times a month.
- Loan Options: Eligible users can also avail of a loan on their DigiSmart Credit Card. Loan of up to Rs. 5 Lakh can be availed with tenure options ranging from 12 months to 60 months.
Standard Chartered DigiSmart Credit Card Eligibility Criteria
Given below is the necessary Criteria for Standard Chartered DigiSmart Credit Card:
| Particulars | Criteria |
| Occupation | Salaried or Self-Employed |
| Minimum Income (Salaried Individuals) | Rs. 50,000 p.m. |
| Minimum Income (Self-Employed) | Rs. 50,000 p.m. |
Standard Chartered DigiSmart Credit Card Documents Required
Given below are the necessary documents required for Standard Chartered DigiSmart Credit Card:
| Proof of Identity | Proof of Address | Proof of Income |
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Fees and Charges
| Title | Details |
| Monthly Fee | Rs. 49 (waived off on spending Rs. 5,000 in the previous calendar month) |
| Cash Advance Charges | 3% of withdrawal or Rs. 300 per transaction, whichever is higher |
| Add-on Fee (per annum) | Nil |
| Overlimit Charges | 2.5% of the over-limit amount subject to a minimum of Rs. 500 |
| Surcharges | Rs. 10 or 1% of the transaction (whichever is higher) are levied on Petrol transactions. Rs. 25 or 2.5% (whichever is higher) are levied on Railway station |
| Goods and Services Tax (GST) | GST is levied on all taxable supplies |
| Late Payment Charges | Rs. 700 for statement outstanding balance between Rs. 5,001 and Rs. 15,000
Rs. 800 for statement outstanding balance greater than Rs. 15,000 |
Rewards Points programs
Following are the reward points that the cardholder receives along with Standard Chartered DigiSmart Credit Card:
- The user gets to Save up to ₹47000 on an Annual Spend of ₹4 Lakh
Standard Chartered DigiSmart Credit Card Limit
- The flexible credit limit is offered to the Standard Chartered DigiSmart cardholders.
- The credit limit is 20% of annual income subject to a minimum of Rs. 30,000 and a maximum of Rs.200,000
- The cash advance limit is 50% of his total spending limit subject to Rs.15,000 per day.
How to apply for Standard Chartered DigiSmart Credit Card?
You can easily apply for a Standard Chartered DigiSmart Credit Card through Dialabank. Follow the following steps and get your credit card easily.
- First, visit the Dialabank website.
- Select Standard Chartered DigiSmart Credit Card.
- Fill the application form for that card.
- Fill in all your basic details correctly.
- Check your eligibility and if you are eligible then you can complete the online application.
Other Top Credit Cards offered by Standard Chartered Bank
- Manhattan Credit Card
- Super Value Titanium Credit Card
- Emirates World Credit Card
- Platinum Rewards Credit Card
- Ultimate Credit Card
FAQ’S
