Features and Benefits of Top Punjab National Bank Credit Cards
PNB Credit Card |
Annual Fee |
| PNB RuPay Select Credit Card | Rs. 500 |
| PNB RuPay Platinum Credit Card | Nil |
| PNB Global Platinum Credit Card | Rs. 500 |
| PNB Global Gold Card | Nil |
Types of Credit Cards offered by Punjab National Bank
For everyone, the needs are plenty, and it could differ for each of us depending on the lifestyle. Clearly understanding the customer’s spending habits, Punjab National Bank offers varied credit cards in the following categories. The following are some Punjab National Bank Credit Cards Categories.
Lifestyle Credit Cards from Punjab National Bank
Punjab National Bank provides credit cards that offer the best lifestyle privileges to the cardholders.
Apply For PNB Platinum Credit Card
Rewards Credit Cards from Punjab National Bank
You will get attractive rewards on the Punjab National Bank Credit Cards.
Apply for PNB Global Gold Credit Card
Travel Credit Cards From Punjab National Bank
You will get many discounts when you spend your money on travel expenses.
Apply for Punjab National Rupay Classic Credit Card
Punjab National Bank Credit Cards Eligibility Criteria
Eligibility Criteria For Punjab National Bank Credit Cards |
|
| Minimum Age | 21 Years |
| Maximum Age | 65 Years |
| Income | The applicant must have a stable income source |
Punjab National Bank Credit Cards Documents Required
To apply for a Punjab National Bank credit cards, you need to submit the following documents.
- Address proof – Passport/ Driving Licence/ Voters ID etc.
- Identity proof – Bank Statement/ Voter Id/ Driving Licence/ Pension Book etc.
- Income Proof – Bank Statement/ Pay Slip/ Income Tax return
- Pan Card
- Passport size photo
How to apply for Punjab National Bank Credit Cards
You can easily apply for Punjab National Bank Credit Cards through Dialabank. Just follow the simple steps mentioned below.
- First, visit the Dialabank website.
- You will see the form on top.
- Fill that form. Fill in all the required details correctly.
- Select your preferred Punjab National Bank Credit Card.
- Check if you are eligible or not.
- If you are eligible then you can complete the online application process.
How to Check Punjab National Bank Credit Card Status?
Following your credit card application, you can receive a message from the bank confirming your credit card application and including the reference number and application number.
The Punjab National Bank has launched a quick mechanism to monitor your credit card application status online to make the banking process easier. To search the Punjab National Bank credit card application online, follow the steps below.
You should go to the bank’s official website. You should go to the bank’s credit card site. You will check the status of your credit card application by entering your application reference number, application form number, telephone number, or date of birth.
Why choose Punjab National Bank Credit Cards?
Punjab National Bank credit cards offered a number of advantages that make them a good competitor in the credit card market. The main advantages offered to the customers are:
- Enhanced Security: Punjab National Bank sells credit cards with an EMV Microchip implanted in them, which improves the protection against fraud and replication.
- Active Notifications: Stay on top of all your transactions, missed payments, bill payment receipts, monthly card statements, and more with SMS and email notifications received on a daily basis.
- Flexible Credit Limits: Punjab National Bank’s credit cards have a special feature that helps you to set spending limits on your wallet.
- Online Banking: Have online access to your credit card account at any time and from wherever.
- 24/7 Customer Support: With Punjab National Bank, your issues can be handled easily and efficiently with the aid of the PNB credit card customer service, which is available 24 hours a day, 7 days a week.
- Bonus Points: Punjab National Bank gives you loyalty points anytime you use your credit card. On select Punjab National Bank credit cards, you can earn welcome points, bonus points, and accelerated incentives.
- Cash Advance: With your Punjab National Bank credit card, you can get cash whenever you need it. From the day of the exchange forward, cash transfers will be subject to premium and finance costs.
- Supplementary cards: Add-ons are available from PNB for your family members. For your partner, parents, and children, you can get up to 5 cards.
- Specialized Benefits: Pick cards to come with specialised benefits including preferential pass membership, lounge passes, dining privileges, golf lessons, golf memberships, travel and airline benefits, and more.
Reward Points offered on Punjab National Bank Credit Cards
Name of the Card |
Rewards Points Offer on the Card |
| PNB Global Gold Credit Card | You will get 1 reward point for every purchase of Rs.100 |
| PNB RuPay Platinum Credit Card | You will get 300+ rewards points on your first usage of the card. |
| PNB RuPay Select Credit Card | You will receive 2x rewards points on retail merchandise. |
Punjab National Bank Credit Card Offers
PNB Global Platinum Credit Card
As a Platinum cardholder apart from all the facilities which are available to our other cardholders, you are entitled to other privileges:
- Travel- airline and hotel bookings;
• Pre-trip- passport and visa assistance;
• Flower & gift booking and delivery assistance.
• A host of lifestyle services viz. show & event bookings and
• Emergency services viz. medical support, emergency roadside assistance, and patient travel arrangements, etc.
PNB Global Gold Card
- The PNB Credit Card can be used for all your requirements, be it shopping, eating out, holidaying, and fuelling up your vehicle, railway ticket reservations – just about any financial requirement, planned or on desire.
- Money spent is money earned. For every Rs. 100 you spend, you earn 1 reward point. You can redeem these accumulated points for exciting offers from the exclusive rewards program.
- Get up to 2 add-on cards for your spouse, parents, son, and/or daughter (over 18 years) and allow them to enjoy the many benefits of the PNB Global Credit Card.
PNB Global Classic Credit Card
- The PNB Credit Card can be used for all your requirements, be it shopping, eating out, holidaying, and fuelling up your vehicle, railway ticket reservations – just about any financial requirement, planned or on desire.
- Accepted at over 3,80,000 merchant establishments & over 30,000 VISA ATMs across India and at over 29 million merchant establishments and over 1 million VISA ATMs around the world.
- You can also pay your utility bill payments i.e. electricity bills, telephone / mobile bills, etc. through our credit card by logging on to our website.
PNB’S Wave n Pay Credit Card
- PNB’s “Wave n Pay” Credit Card has a chip and a radio frequency antenna embedded. When the Contactless Credit Card is tapped or waved against a terminal enabled for contactless payments, the card transmits payment details wirelessly, eliminating the need to insert it.
- Account details are communicated to the reader and then processed through the secure Visa network in the usual way.
- PNB’s “Wave n Pay” Credit Card never leaves the customer’s hand when a payment is made, so he/she is always in control. This gives added security to the card.
- There is no limit on the value of products a customer can purchase using the PNB’s Wave n Pay credit cards. However, for a total bill value of Rs. 2000 or less, the customer can simply wave the card and complete the transaction (No PIN/Signature is needed).
- For a total value of Rs. 2000 or more, customers are required to enter the PIN as per RBI guidelines. There is an overall limit of Rs. 6000/- per day which a customer can use without entering his PIN.
PNB RuPay Platinum Card
- No annual and joining fee (if the card is used once in a quarter)
- 300+ reward points on 1st usage
- Exclusive cashback in utility bills, eateries, and restaurants, etc.
- Comprehensive insurance coverage
- 24/7 concierge services
- Convenient mobile app “PNB GENIE” -One Stop Solution
- 300+ merchant offers
PNB RuPay Select Card
- Minimum joining fees – Rs. 500/-
- Annual fee – NIL (if the card is used once in a quarter)
- 300+ reward points on 1st usage
- 2X rewards points on retail merchandise
- Convenient mobile app “PNB GENIE” – One Stop Solution
- Complimentary Domestic and International Lounge Program.
- Exclusive cashback in utility bills, eateries, and restaurants, etc.
- Comprehensive insurance coverage
- 24/7 concierge services
- 300+ merchant offers
PNB Rakshak RuPay Platinum Card
- No joining fee
- No annual fee (if the card is used once in each quarter)
- 300+ reward points on 1st usage
- Exclusive cashback in utility bills, eateries, and restaurants, etc..
- Comprehensive insurance coverage
- 24/7 concierge services
- Convenient mobile app “PNB GENIE” – One Stop Solution
- 300+ merchant offers
Punjab National Bank Credit Card Customer Care
Punjab National Bank is a market-leading financial institution, they are known for their good customer relations and additional loan term benefit for their customers. To enhance this further Punjab National Bank has a special credit card customer care helpline:
The number of banks providing credit cards in India is large and is ever-increasing this makes it difficult for you to find a new customer care number every time, hence save yourself from all that hassle and just call us for all your financial needs:
Dialabank: 9878981166
FAQs
✅ What sets the PNB Wave n Pay credit card apart from others?
The PNB Wave n Pay credit card features Visa PayWave technology, which eliminates the need to swipe the card for transactions up to Rs. 2000. You only need to tap your card on the POS machine, and your payment will be processed without the need to enter your PIN.
✅ Is it possible to get a credit card without having a job?
Yes, even if you don’t have a job, you can get a PNB credit card. You will, however, need to apply for a secured credit card and make a deposit into a fixed deposit account. Secured credit cards allow you to earn interest on the amount you deposit while making purchases with the card. The credit limit will be slightly lower than the deposit.
✅ Do I qualify for any rewards if I have a PNB credit card?
PNB Global Classic Cardholders will receive 2 reward points for every Rs.100 spent. Only if you have accumulated at least 500 reward points can you redeem them. For every Rs.100 spent on a PNB Global Gold Credit Card or a PNB Global Platinum Credit Card, the cardholder will receive one reward point. When a Platinum credit cardholder spends Rs.150 on the card, they will receive 2 reward points.
✅ What is the OTP’s validity period?
An OTP sent to a customer’s registered mobile number is only valid for 60 minutes and can only be used once per transaction. As a result, each transaction requires the cardholder to receive a new OTP.
News for Punjab National BankCredit Card
2020-12-29:
PNB completes IT integration of all branches of two merged entities on December 29, 2020. Customers of the former OBC Bank have been migrated to PNB’s CBS, where they can transact seamlessly through existing branches and digital banking channels such as internet banking and mobile banking. The merger of PNB, United Bank of India, and OBC took effect on April 1st of this year. In terms of business and total branches, the merger created the second-largest nationalised bank.
2020-08-17:
PNB launched a campaign to promote digital banking on August 17, 2020. DIGITAL APNAYEN is a campaign launched by Punjab National Bank to encourage customers to use digital banking channels. It is attempting to encourage customers to use digital channels and donate to the PM CARES Fund for COVID-19 by PNB, which is a worthy cause.
NPCI signs a deal with JCB International Company to launch RuPay JCB Global Credit Cards on July 22nd, 2019.
2019-07-22:
The National Payments Corporation of India (NPCI) has signed a deal with JCB International Company to launch RuPay JCB Global Credit Cards in order to expand its international presence. RuPay-JCB Global Cards will be issued by a number of lenders, including SBI, PNB, Axis Bank, and others. Cardholders will receive free lounge access at international airports as well as a cashback offer of up to 30% on transactions.
2019-04-26:
PNB’s digital wallet will be discontinued on April 26th, so withdraw your funds before April 30th. Punjab National Bank (PNB) has announced that its digital wallet service, PNB Kitty, will be phased out this month. The lender has issued an alert in this regard, advising all of its customers to transfer the underlying funds in their wallets by April 30. Customers can use this wallet service to make e-commerce purchases online without having to share their credit or debit card information.
