Indian Overseas Gold Credit Card

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Indian Overseas Gold Credit Card

Indian Overseas Gold Credit Card Features 

Bonus rewards NIL
Acceptance Anywhere across the globe – it has 24 million outlets across the globe and 6,50,000 outlets in India.
Fuel surcharge waiver NIL
Joining offers NIL
Benefits
  • Customers can withdraw the cash as well as use the card for  PoS/Ecom.
  • Option for 4 add on cards
  • Flexible payment – they have to pay the total due amount. They can pay a minimum amount.
  • Reward points for every e-commerce and merchant Point of the Sale transaction.
  • Highest card security with the SMS alerts on every credit card transaction
  • Insurance benefits

Indian Overseas Gold Credit Card Eligibility Indian Overseas Gold Credit Card

The applicant will get the credit card only if he or she is eligible criteria. These criteria are

  • The applicant must an Indian citizen or a non-resident Indian
  • The applicant must be having a good credit score
  • The applicant should at least have 18 years of age.
  • The applicant must have a regular source of income.

Indian Overseas Gold Credit Card Documents Required 

Identity Proof

Address Proof

Income Proof

  • Passport
  • Driving license
  • PAN card
  • Aadhaar card
  • Passport
  • Ration Card
  • Water/Electricity bill
  • Landline telephone bill
  • Property tax bill
Salaried Individual

  • Latest salary slip
  • Form 16

Self-Employed Individual

  • Certified financials.
  • Recent Income Tax Returns
  • Audited profit and loss statement or balance sheet

Indian Overseas Gold Credit Card Fees and Charges

Card Issuance Fees NIL
Annual maintenance charges NIL
Replacement Fees 100 Rupees

Indian Overseas Gold Credit Card Credit limit 

Minimum Credit Limit 60,000 Rupees
Maximum Credit Limit 5,00,000 Rupees

Indian Overseas Gold Credit Card Reward points 

Reward Points Reward points for every e-commerce and merchant Point of Sale transactions

Indian Overseas Gold Credit Card How to apply 

You can apply for a credit card by using online mode or offline mode. The procedure is given below.

Offline mode 

  • Visit the nearest Indian overseas bank branch
  • Get more information about the credit card
  • Apply and submit the required documents.

Online Mode 

You can apply for a credit card with Dialabank. When you apply with Dialabank the process becomes easier and fast. Our well-trained representatives will help you in the entire process of application. Also, you will get the best service from Dialabank.

  • Visit Dialabank
  • On the top of the page, there is a simple provided. Fill in the required details in the form,
  • Click on request quote.
  • Our representative will get in touch with you and will give you more information about the credit card.

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