First Citizen Citi Credit Card Features
The features of the Credit Card is as follows:
- Interest-Free Credit Period: The cardholders will get an Interest-free credit period for 25 days to 50 days.
- Nationally recognized: The credit card can only be used in the country and not internationally.
- Cash Advance Facility: The cardholders can avail of the cash advance facility at various bank branches.
- Cash Withdrawal Facility: The cardholders can withdraw cash from any ATM.
- Rewards Points: Earn 7 First Citizen Points per Rs. 100 spent at Shoppers Stop for private label brands. 5 First Citizen Points are earned per Rs. 100 spent at Shoppers Stop for other brands. 1 First Citizen Point is earned per Rs. 100 spent elsewhere
- 24/7 Customer Care: Citi Bank offers 24/7 toll-free customer care service and guidance for reporting stolen or lost cards.
First Citizen Citi Credit Card Eligibility Criteria
Eligibility Criteria |
Details |
Minimum Age | 21 Years |
Maximum Age | 65 Years |
Minimum Annual Income | NA |
Nationality |
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CIBIL | A decent CIBIL score is required |
First Citizen Citi Credit Card Documentation
Identity Proof | Address Proof | Income Proof |
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Fees and Charges of First Citizen Citi Credit Card:
The Fees and Charges related to are shown in the below table.
Services |
Fees and Charges |
Annual Fee | 500 |
Add on Card Fee | 500 |
Cash Advance Transaction Fee | 500 |
Return of Cheque Fee | 100 |
Over Limit Charges | Rs.100 for each transaction |
Charge Slip Request | NIL |
Late Payment Penalty | 100 |
Duplicate Statement Request Charges | 100 |
Rewards Points programs of First Citizen Citi Credit Card:
- Earn 7 First Citizen Points per Rs. 100 spent at Shoppers Stop for private label brands.
- 5 First Citizen Points are earned per Rs. 100 spent at Shoppers Stop for other brands.
- 1 First Citizen Point is earned per Rs. 100 spent elsewhere
First Citizen Citi Credit Card Limit
- The flexible credit limit is offered to the first citizen Citi Credit Card cardholders.
- The surcharge wavier is at 2.5%
How to apply for First Citizen Citi Credit Card
Follow the following steps and get your credit card easily.
- First, visit the Dialabank website.
- Select Citibank first citizen Credit Card.
- Fill the application form for that card.
- Fill in all your basic details correctly.
- Check your eligibility, and if you are eligible, then you can complete the online application.
Other Top Credit Cards by Citi Bank
- IndianOil Citi Bank Platinum Credit Card
- IndianOil Citi Bank Titanium Credit Card
- Citibank Credit Card
- CitiBank Reward Credit Card
- Citi Cashback Credit Card
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