Dhanlaxmi Bank Gold Credit Card

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Dhanlaxmi Bank Gold Credit Card

Dhanlaxmi Bank Gold Credit Card Features

Dhanlaxmi Bank Gold Credit Card

Following are the important features of the Dhanlaxmi Bank Gold Credit Card:

  • Interest-Free Credit Period: Get an Interest-free credit period of up to 50 days for all purchases.
  • Cash Withdrawal Facility: The cardholders can withdraw cash from any ATM.
  • Cash Advance Facility: The cardholders can avail of the cash advance facility at various bank branches.
  • World Wide Acceptance: The Credit Card is widely accepted across the globe.
  • 24/7 Customer Care: Bank Of India offers 24/7 toll-free customer care service and guidance for reporting stolen or lost cards.

Dhanlaxmi Gold Credit Card Eligibility Criteria

Eligibility Criteria


Minimum Age 18 Years
Maximum Age 60 Years
Minimum Annual Income 3 Lakhs
  • The applicant should be of Indian origin.
  • Non-resident Indians and individuals of foreign origin who are currently residing in India for employment can also apply for this card.
CIBIL A decent CIBIL score is required

Dhanlaxmi Gold Credit Card Documentation

Identity Proof  Address Proof Income Proof
  • Passport
  • Voter ID
  • Driving license,
  • Aadhaar card
  • PAN card
  • Recent telephone bills
  • Electricity bills
  • Passport
  • Voter ID
  • Recent IT Returns
  • Salary slips
  • last six months bank account statements showing salary credit

Fees and Charges


Fees and Charges

Annual Fee NIL
Cheque Return 400
Cash Advance Transaction Fee 2.5%
Return of Cheque Fee NIL
Over Limit Charges Rs.100 for each transaction
Penalty Interest Rate 1%
Replacement Card Charges 75
Duplicate Statement Request Charges Rs.100

Rewards Points programs

  • You will get one reward point for every purchase of Rs.100.
  • The reward points will be gathered over a year.
  • The reward fee redemption starts with 75.

Dhanlaxmi Bank Gold Credit Card Limit

  • It can be changed after 12 months of allowance of the credit card.

How to apply for Dhanlaxmi Bank Gold Credit Card

You can easily apply for a Dhanlaxmi Bank Credit Cards through Dialabank. Follow the following steps and get your credit card easily.

  1. First, visit the Dialabank website.
  2. Select Dhanlaxmi Credit Card.
  3. Fill the application form for that card. Fill in all the required details correctly.
  4. Check your eligibility and if you are eligible then you can complete the online application.

Other Top Credit Cards by Dhanlaxmi Bank

  • Dhanlaxmi Platinum Credit Card
  • Dhanlaxmi Platinum privilege Credit Card